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Chase Freedom Rewards has Home Depot, Kohls, Nike, etc. Gift Cards 10% off w/redemption of points.

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Created 11-21-2017 at 10:16 PM by louweed
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#2
The only ones I see with discount are Home Depot, Lord Taylor, Toys R Us, Kohls, Nike, Sephora, Build a Bear, Express, Groupon, and Ulta. Anyone see anymore?
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#3
Quote from Eagles89
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The only ones I see with discount are Home Depot, Lord Taylor, Toys R Us, Kohls, Nike, Sephora, Build a Bear, Express, Groupon, and Ulta. Anyone see anymore?
yes... but very rare do you see Home Depot 10% off Wink
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Last edited by louweed November 21, 2017 at 10:55 PM.
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#4
10% off is not worth spending UR Points for. The points are worth a whopping 2.2 cents each.
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#5
Quote from paradeigmas
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10% off is not worth spending UR Points for. The points are worth a whopping 2.2 cents each.
It is if you don't travel.
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#6
Quote from chilipalm
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It is if you don't travel.
Yes, but doesn't mean you won't travel later. Why waste 100% additional of the value you're getting now?
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#7
Quote from paradeigmas
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10% off is not worth spending UR Points for. The points are worth a whopping 2.2 cents each.
The point values vary widely depending on your perspective and how you travel. In addition, the points only have increased value (greater than 1 cent per point) if you have a Chase card that allows transfers to airline miles or hotel points or if it offers increased redemption through the Chase travel portal (Sapphire Preferred, Sapphire Reserve, Ink Plus, Ink Preferred).

The points are worth what they are worth to you. It is very personal.

That being said, I probably wouldn't waste Ultimate Rewards points on this deal since discounted gift cards on these brands are readily available for close to, if not more, than 10% from various third party dealers, as well as from ebay, Costco, or your favorite grocery store that may utilize fuel/reward points on gift cards.
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#8
Quote from jrdub
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The point values vary widely depending on your perspective and how you travel. In addition, the points only have increased value (greater than 1 cent per point) if you have a Chase card that allows transfers to airline miles or hotel points or if it offers increased redemption through the Chase travel portal (Sapphire Preferred, Sapphire Reserve, Ink Plus, Ink Preferred).

The points are worth what they are worth to you. It is very personal.

That being said, I probably wouldn't waste Ultimate Rewards points on this deal since discounted gift cards on these brands are readily available for close to, if not more, than 10% from various third party dealers, as well as from ebay, Costco, or your favorite grocery store that may utilize fuel/reward points on gift cards.
I agree with you 100%. I am simply calling out the facts so that people here make an educated decision as there are many better ways to spend your UR points.
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#9
Quote from paradeigmas
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Yes, but doesn't mean you won't travel later. Why waste 100% additional of the value you're getting now?
Can you tell me how to use the points for travel? I always thought that a buck was a buck on these points but I'm obviously missing something.
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#10
Quote from ArcticDad
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Can you tell me how to use the points for travel? I always thought that a buck was a buck on these points but I'm obviously missing something.
Rather than me trying to explain the nuances, give this article from The Points Guys a careful read. Happy to answer any questions after:

https://thepointsguy.com/2016/06/...mum-value/
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#11
Quote from paradeigmas
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Yes, but doesn't mean you won't travel later. Why waste 100% additional of the value you're getting now?
In my case, my annual fee for CSR will kick in around early feb, so I'm considering it so i dont need to worry about what to do with the points
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#12
Quote from ArcticDad
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Can you tell me how to use the points for travel? I always thought that a buck was a buck on these points but I'm obviously missing something.
Chase UR do open a world of opportunities for travel, but mostly when used with a card that gives them additional value, like a chase sapphire reserve
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#13
Quote from SDRebel
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In my case, my annual fee for CSR will kick in around early feb, so I'm considering it so i dont need to worry about what to do with the points
At one point in my life I converted my UR points to cash, because I didn't want to worry about what to do with the points, and have regretted it ever since. As long as you won't have such regrets, be the master of your own choices.
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#14
Quote from paradeigmas
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Rather than me trying to explain the nuances, give this article from The Points Guys a careful read. Happy to answer any questions after:

https://thepointsguy.com/2016/06/...mum-value/
Thank you. Very helpful. I have a bunch of points but on a regular Chase Freedom. I don't have a lot of time for travel yet, but I will definitely be getting one of these cards when I do.

Quote from SDRebel
:
Chase UR do open a world of opportunities for travel, but mostly when used with a card that gives them additional value, like a chase sapphire reserve
That card is obviously geared for someone that travels a lot. I hope to get there someday soon. Thanks.
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#15
Did Chase ever have a Black Friday type of deal for their UR points or is this as good as it gets?
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