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Citi Thankyou 10% Discount on Gift Cards

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Get 10% OFF POINTS on select gift cards from November 30-December 14.

https://www.thankyou.com/cms/thankyou

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Created 11-30-2017 at 10:52 AM by Hunting4Deal
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#2
I see that people have thumbs-downed this deal. What is a good use of Citi ThankYou points if I don't travel?
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#3
Lame list if retailers
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Quote from TBster2001
:
I see that people have thumbs-downed this deal. What is a good use of Citi ThankYou points if I don't travel?
Well, not even travel is good with ThankYou. They only allow you to transfer to Jet Blue which only gives you an average of a .7 cents per dollar redemption value (according to various sites). You can purchase tickets through their portal with points, but they give you less than a $1 redemption value per point when you take into account that their prices are more expensive than other portals (like Expedia).

But, to answer your question, I think 1point : $1 redemption value with gift cards are probably the best. From that, it depends on your purchasing habits, but Target would probably be the most useful everyday, and Home Depot/Best Buy would probably be the most "valuable" based on resale values on raise.com.
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#5
Quote from Riddle.Me.This
:
Well, not even travel is good with ThankYou. They only allow you to transfer to Jet Blue which only gives you an average of a .7 cents per dollar redemption value (according to various sites). You can purchase tickets through their portal with points, but they give you less than a $1 redemption value per point when you take into account that their prices are more expensive than other portals (like Expedia).

But, to answer your question, I think 1point : $1 redemption value with gift cards are probably the best. From that, it depends on your purchasing habits, but Target would probably be the most useful everyday, and Home Depot/Best Buy would probably be the most "valuable" based on resale values on raise.com.
I have an aadvantage citi card, and looking to convert to a card with no annual fee.

is this thank you citi card a good option? any other ideas?

thank you!
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#6
Chase Freedom is doing this as well. The only one that I would use (personally) would be for Best Buy.
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#7
You are welcome, keep it to yourself, Citi
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Quote from Riddle.Me.This
:
Well, not even travel is good with ThankYou. They only allow you to transfer to Jet Blue which only gives you an average of a .7 cents per dollar redemption value (according to various sites).
This is simply not correct at all.

For those who travel Citi TU transfers to like 15 different airlines- Jetblue is the only DOMESTIC one- but lots of folks do like to travel outside the US after all- and some transfers to international airlines can be used to book domestic airline partners too.

Some redemption with transfers like this can easily get you 3-5 cents a point for some premium travel (or higher for stuff like first class tickets)




Quote from Riddle.Me.This
:
You can purchase tickets through their portal with points, but they give you less than a $1 redemption value per point when you take into account that their prices are more expensive than other portals (like Expedia).
This also doesn't appear to be correct at all.

I'm assuming you mean 1 CENT per point ($1 per point would be by far better than anything else in the world)...but it's still incorrect depending on what card you hold.


You get 1.25 cents per point with a Citi Prestige or Premier card using the travel portal for example.

With other lower-tier TU cards it's only 1 cent per point (which makes having a better card before redeeming them pretty worthwhile if you travel).




Now if you don't travel of course, none of this applies and gift card sales are your best bet... but in that case you're probably only redeeming a signup bonus anyway, as TU cards aren't that great for normal non-travel spending anyway.
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Quote from Knightshade
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This is simply not correct at all.

For those who travel Citi TU transfers to like 15 different airlines- Jetblue is the only DOMESTIC one- but lots of folks do like to travel outside the US after all- and some transfers to international airlines can be used to book domestic airline partners too.

Some redemption with transfers like this can easily get you 3-5 cents a point for some premium travel (or higher for stuff like first class tickets)







This also doesn't appear to be correct at all.

I'm assuming you mean 1 CENT per point ($1 per point would be by far better than anything else in the world)...but it's still incorrect depending on what card you hold.


You get 1.25 cents per point with a Citi Prestige or Premier card using the travel portal for example.

With other lower-tier TU cards it's only 1 cent per point (which makes having a better card before redeeming them pretty worthwhile if you travel).




Now if you don't travel of course, none of this applies and gift card sales are your best bet... but in that case you're probably only redeeming a signup bonus anyway, as TU cards aren't that great for normal non-travel spending anyway.
First point: No more correct or incorrect than you are. Transfer depends on which card you have. There are only three cards which allow you to transfer to those international airlines, all of which have at least a $95 per year fee. The rest just allow you to transfer to Jet Blue.

Second point: Yes, I stand corrected, 1 cent per point. Like you said, those cards are at least $95. And since you started going down the road of "travel cards", there are far better cards which will give you at least 1.5 cents per point and more points per dollar purchased.

All I'm saying is that Thank You is currently not as competitive when it comes to their points program (for either travel or gift cards) compared to other cards. They used to be years ago, but now now.
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Quote from Riddle.Me.This
:
First point: No more correct or incorrect than you are. Transfer depends on which card you have. There are only three cards which allow you to transfer to those international airlines, all of which have at least a $95 per year fee. The rest just allow you to transfer to Jet Blue.

Of course you often get other things for those annual fees... (the 4th night free on Prestige being the most obvious benefit that's potentially hugely profitable, even over the annual fee, for those who travel


That- and if you are simply looking to cash in a bunch of points on a crap Citi card and then be done with Citi, the $95 card is really $0.00 annual fee the first year and unlocks the transfer and 1.25c in portal options for free for a year- so you'd still beat the heck out of this deal in value for your points.


Quote from Riddle.Me.This
:
Second point: Yes, I stand corrected, 1 cent per point. Like you said, those cards are at least $95. And since you started going down the road of "travel cards", there are far better cards which will give you at least 1.5 cents per point and more points per dollar purchased.
That's... not really the whole story.

Again if looking to cash out the $95 card is $0.00 first year.

As to other cards- CSR is 1.5 cents a point... but only booking through the portal.... and that has an annual fee too... (higher than $95, even after the travel credit).


and If you are transferring to an airline with Chase then you're in the same situation as with Citi- the points value will vary depending on the airline and the specific booking you plan to make.

And since transfers usually offer the highest value the fact they do 1.5 cents per point via the portal versus 1.25 with Citi isn't much of a factor there.

Not to mention earnings differ between bonus categories- for example I get 2 TU points on entertainment (movies, concerts, museums, etc) with Prestige- but no Chase card gives me more than 1.5 UR points in that category.


I have both a Prestige and a CSR (and a bunch of other cards)

The Prestige saves me at minimum hundreds, occasionally thousands, over its annual fee thanks to the 4th night free benefit and the easiest price protection among the major card brands (the 2 years free warranty is nice too, which also beats Chase and Amex).

It's certainly not for everyone (for example those who rarely travel, or who never stay 4 or more nights in one place)- but for those it works for it's a huge money-saver compared to not having it, since you can book the same rates you can get elsewhere, and still use your hotel loyalty program # and earn points for the stay from both the booking AND the loyalty program (unlike most points-via-portal bookings)



The CSR maximizes the value of the UR I can most easily rack up in the most categories among all the major card ecosystems- and has the best PP membership as well as the most flexible annual credit and primary rental insurance...

It'd also suck if one doesn't travel, but if you do, and can leverage category spending via the other chase cards, it's a great way to rack up points.


Right tool for the right job and all that.



Quote from Riddle.Me.This
:
All I'm saying is that Thank You is currently not as competitive when it comes to their points program (for either travel or gift cards) compared to other cards. They used to be years ago, but now now.

I'd agree they're the weakest of the 3 majors (amex, chase, Citi)- but the whole original point being made was that using them for gift cards is generally an inferior use of them compared to use for travel.

What other cards/points do or are worth is irrelevant to that point- only what you can get for Citi points via the various methods to use them would be the basis for comparison there.

And travel > giftcards for those who travel, even with a 10% bonus on giftcards.
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