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0% promo APR for 18 months + $0 fee Balance Transfer Offer for your Total Rewards Visa Card Now through June 2019, must use this offer by March 31, 2018. YMMV.

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Updated: it's 18 months.

I think they got the wrong promo period: must be 18 months. I just got an email, copy/paste:

Start saving today by transferring a balance. With your Total Rewards® Visa® Card, you'll get a 0% promotional APR and no fee on Balance Transfers through June 2019. After June 2019, you will be charged a variable rate of 19.74% APR based on the Prime Rate. At that rate, you can make any high-interest balances a thing of the past.

TOTAL REWARDS® VISA® CARD PROMOTIONAL BALANCE TRANSFER OFFER INFORMATION
Promotional Interest and Fee Information:
• 0% promotional APR through June 2019. After June 2019, for this Balance Transfer offer, you will be charged a variable APR of 19.74% based on the Prime Rate. This rate will vary with the market based on the Prime Rate.
• You must use this offer by March 31, 2018 for the promotional APR to apply. If you attempt to use the offer after this date, we will not honor your request.
• There are no fees for Balance Transfers associated with this promotional offer. See your Credit Card Agreement for fees that apply to Balance Transfers outside of this promotional offer.
Important Balance Transfer Information:
• The promotional APR applies only to balances transferred in connection with this offer.
• The promotional APR does not apply to any existing balances on your account.
• You cannot transfer balances from any other account you have with Comenity Bank or Comenity Capital Bank.
• Transferred balance amounts do not qualify for Reward Credits.
• We may process your requests in any order we choose.
• If your request(s) exceed the available credit on your account, we may decline to process the request or transfer a lesser amount than requested.
• The cash limit is 20% of the account available credit limit. The available cash on your account will be reduced by the total amount of the Balance Transfer(s).
• We reserve the right not to process Balance Transfer requests for any reason.
• Not all accounts will be eligible for Balance Transfers.
• It may take up to 30 days to complete your requested transfer(s). You should continue to make payments on any account from which you are transferring balances until the balance transfer appears on the other account as a credit. We will cancel the request if it is not completed within 30 days. Subject to credit approval.
*As a result of recent payments and charges, your account balance may have changed. Please call our automated phone system 24 hours a day at 1-855-497-8153 (TDD/TTY 1-800-695-1788) or go to Comenity.net/TotalRewardsVisa to access your available credit or other important account information.
The Total Rewards® Visa® and Total Rewards® Visa Signature® Cards are issued by Comenity Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.
Caesars Total Rewards brand and its related marks are owned by Caesars Entertainment Operating Company, Inc. Used with permission.
Must be 21 or older to gamble. (Must be 19 or older in Ontario). Know When To Stop Before You Start.® Gambling Problem? Call 1-800-522-4700. (IL, PA, NJ or CA: If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426- 2537). MO: 1-888-BETSOFF. IA: 1-800-BETSOFF. IN: 1-800-9WITHIT. MD: Please play responsibly, for help visit mdgamblinghelp.org or call 1-800-GAMBLER. Ontario: PlaySmart 1-888-230-3505.) ©2017, Caesars License Company, LLC.
Created 12-28-2017 at 04:51 PM by DKTVPN
in Finance (2)
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16 Comments

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Joined May 2015
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#2
Too bad, I could only find the 'Total Rewards' card not the Total Rewatds. Frown
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#3
Quote from timmyobama
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Too bad, I could only find the 'Total Rewards' card not the Total Rewatds. Frown
Agreed, what the hell is "Total Rewatds" card?
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#4
Update: I called and confirm it's 18 months till June 2019. Transferred all up to my credit limit.
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#5
Quote from DKTVPN
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Update: I called and confirm it's 18 months till June 2019. Transferred all up to my credit limit.
You do realize that by doing that, your credit report is going to take a huge hit (60-100 points) by maxing out a credit card.
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#6
I got the email too. Please post how long it took to post on the card transferring from.
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#7
I assume this is for people that get the email right? Link to this credit card? I love using other peoples money for free.
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#8
Quote from vaylon
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You do realize that by doing that, your credit report is going to take a huge hit (60-100 points) by maxing out a credit card.
I used to max my CCs all the time over 15 years ago when 0% interest/ 0 balance transfer fees were all the rage and then deposit funds into a CD for the length of the offer. Back then, I never understood why my credit score couldn't get over 800 - even years after the $0 transfer fees dried up. However, it didn't really matter as I still always got approved for any new credit/offers I wanted. And wouldn't you know learning how to do some Manufactured Spending during the Target red bird days shot my score to the moon finally Smilie

They do say if you have an 800+ credit score, you aren't utilizing your credit well. I think all you need is a 760 for the best offers and I was always hovering at that 800 border back then, but just couldn't cross it.

I will use this offer, but just to help extend payments for Xmas purchases and minimum $ spending for a new CC. The bonuses for opening new CCs are much more now than CD rates(safe investments only) so I won't be maxing these offers until interest rates rise again.
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#9
Can you please share a link?
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#10
How hard is it to get this card? I've got a ton of credit card debt at the moment due to some unexpected issues but I've been shot down for every card I tried to apply for due to using too much of my credit and because of using too much debt, my credit score keeps falling... would love to get a balance transfer card to help pay some of this debt off.
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#11
Quote from mc4nam
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I assume this is for people that get the email right? Link to this credit card? I love using other peoples money for free.
Quote from arbim
:
Can you please share a link?
I believe you need the email to get this offer. I'm not sure everyone with the card got the email or not.
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#12
Quote from fyreboltx
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How hard is it to get this card? I've got a ton of credit card debt at the moment due to some unexpected issues but I've been shot down for every card I tried to apply for due to using too much of my credit and because of using too much debt, my credit score keeps falling... would love to get a balance transfer card to help pay some of this debt off.
For me, it used to be a BofA CC until Comenity took over the Total Rewards relationship and they just mailed the new card out. I think Comenity has lower requirements as they handle a lot of retail stores, but give out pretty small credit limits unless it's a luxury auto-related CC.
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#13
Quote from arbim
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Can you please share a link?
https://d.comenity.net/totalrewar...ntro.xhtml

You need to have a player's card from any of the Caesar's Properties - their member players program is called Total Rewards. That's one of the reasons I had the card - so my Total Rewards points wouldn't expire.

If u already have the card, but don't see an email, just login and the offer should pop up on login or each time you hit Home until you hit dismiss or No Thanks.
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Last edited by jeepzy3 December 29, 2017 at 09:04 PM.
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#14
not a good deal.
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#15
Quote from imkaca
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not a good deal.
I haven't seen a 0% / 0 balance xfer fee on an existing CC in the last 10 years so whether you can use this deal or not, it's still a good deal! And the 0% is good for 18mo.
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