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discover or citi?

46 14 January 21, 2018 at 07:29 AM
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is the discover card better than the cit card for price protection and cash back? do most stores take discover? ty

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#2
Citi's Price Rewind service is easier to use for price protection than Discover's since you just enter the details of your purchase along with a copy of the receipt online and Citi looks for lower prices for you. With Discover, you have to call in to start the price rewind process then I think you need to email the documentation (I haven't done it yet).

Most stores do take Discover.

I like having both a Discover IT and a Citi Double Cash card.
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#3
As of February 28, 2018, Discover will completely discontinue its Extended Product Warranty, Return Guarantee, Purchase Protection, Auto Rental Insurance and Flight Accident Insurance perks from all of its cards
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#4
Quote from brianl0202
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As of February 28, 2018, Discover will completely discontinue its Extended Product Warranty, Return Guarantee, Purchase Protection, Auto Rental Insurance and Flight Accident Insurance perks from all of its cards
Repped and thanks for the heads up. Didn't realize this. It does look like the price protection is staying, but they are axing a ton of benefits. I never used them, but don't like the fact that they are going away. I have a Discover card we occasionally use, but this severely cuts into the value. Granted with $0 AF, it's hard to complain too much and I have those benefits on other cards anyway.
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#5
Citi's price protection is far better than Discover's in my experience. Discover goes out of their way to deny as many claims as possible.
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#6
I also have Discover IT 5% card and I'm actually thinking of opening up the Citi Double card since it'll cover the other categories and I think it's the highest % cashback overall without any categories, correct me if I am wrong!
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Quote from Gamerdude369
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I also have Discover IT 5% card and I'm actually thinking of opening up the Citi Double card since it'll cover the other categories and I think it's the highest % cashback overall without any categories, correct me if I am wrong!
Absolutely Citibank all the way. Never been denied on Citibank and all you have to do is log on and enter your information, you have to call in to start a claim on Discover. I recently bought identical items on both of my cards, Citi and Discover, solely for the comparison of price protection. Citi covered all of them, Discover denied half of them and took way longer to process. The other biggie for me is that with Citi you don't have to pay for your entire purchase with your card, they will price protect up to the amount you put on the card. That's really nice if you have a gift card to use, or trade in credit,etc. Also Discover will only protect up to three of the same item. Citi for the win.
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Last edited by montanaday January 26, 2018 at 09:19 PM.
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#8
Citi also has virtual account numbers. Discover does not.
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On 12-31-2017, 29 year old Deputy Zackari Parrish of the Douglas County, Colorado Sheriff's Office was killed in the line of duty and four other deputies were wounded. Deputy Parrish leaves behind a wife and two very young children. On that date, The Podium poster rrc06 created a post attempting to make a disgusting, despicable and sick joke out of the tragedy and misfortune of these who have been killed and injured while doing their jobs serving their communities, for his own political purposes.
Unfortunately and sadly, rrc06 has now made that disgusting post his signature. His response to complaints was "Your crocodile tears are really touching."
RIP Deputy Zackari Parrish, and speedy recoveries Deputies Mike Doyle, Taylor Davis, Jeffrey Pelle, and Castle Rock police officer Tom O'Donnell. You truly were and are the "good guys with a gun".

Quote from rrc06
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Colorado police say 'multiple deputies down' in incident outside of Denver
http://www.foxnews.com/us/2017/12...enver.html
Where's the "good guy with a gun" when you need him?
at this rate, Robocop will be easier to create than sensible gun legislation

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Quote from montanaday
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Absolutely Citibank all the way. Never been denied on Citibank and all you have to do is log on and enter your information, you have to call in to start a claim on Discover. I recently bought identical items on both of my cards, Citi and Discover, solely for the comparison of price protection. Citi covered all of them, Discover denied half of them and took way longer to process. The other biggie for me is that with Citi you don't have to pay for your entire purchase with your card, they will price protect up to the amount you put on the card. That's really nice if you have a gift card to use, or trade in credit,etc. Also Discover will only protect up to three of the same item. Citi for the win.
So how does it work with Citi after you enter your information. Do you upload a scanned copy of lower price printout and do they ask anything else?
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Quote from alMac
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So how does it work with Citi after you enter your information. Do you upload a scanned copy of lower price printout and do they ask anything else?
you can submit a screenshot of a lower price and they will verify it; they also do some sort of scanning and can find prices on their own.
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#11
Thanks for the info--looking for new card to open.
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