Surprised this wasn't posted yet, probably coz people want to earn more & grab the remaining stock before it goes oos again due to the chance of it not being restock again. This program ends end of this month on May 31 23:59 UTC and you have until June 15 23:59 UTC to redeem them. There's a chance this is the last restock that occurred 2 days ago, but then there's a chance the higher tier will be restocked again before the end lol so make your decision unless u want to be stuck with wallpapers lol.
Check Unclaimed MyVIP Perks to see if you have any unclaimed: https://rewards.xbox.com/en-US/myrewards/
Then go to https://rewards.xbox.com/myvip/vault/
to spend the Gems
You will want to get rid of these coz the conversion rate is 1:1 to Microsoft Reward points. Yes, that means your 10k Gems that would've allowed u to get an Xbox One X for free will be worth only 10k MS points = about $10
The other option u can do is opt-out of the conversion.
For those who have no idea where these perks & gems came from, read: https://rewards.xbox.com/en-US/fa...gems_oct17
& about the silly conversion: https://rewards.microsoft.com/exp...ewards-faq