Joined Apr 2007 L1: Learner
Chase closed my Freedom CC for using merchant credits as payments
June 30, 2018 at 04:20 AM
I have a lot of returns and the refunds exceeded payments a couple of time in a row. So no payment necessary. I got a letter from Chase saying they will close my account if I do this again. So I made a $1 payment last month just to show I made a payment. Still they pulled the trigger on my account without warning and said it's not irrevocable. Will this affect my credit score as I had this card since 2003. Can I reapply for a new Freedom card and get the promotion? Thanks.
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