Chase Total Checking A/c $300 (with Direct Deposit)
Chase Savings A/c $200 (with $15000 for 90 days)
Maximum bonus amount: $500 ($300 checking & $200 savings)
Availability: Nationwide, though the online link won't work unless you have a branch in your state. The in branch offer will work regardless of where you reside, but you obviously need to go in branch.
Direct deposit required: Yes, no minimum. Click here to view what triggers this bonus.
Additional requirements: None for checking; $15,000 balance for savings
Hard/soft pull: Soft
Credit card funding: Can fund up to $500 with a debit card online (prepaids do not work). Cannot fund with debit or credit in branch.
Monthly fees: $12, waivable
Early account termination fee: Bonus taken back if closed within six months
Receive a bonus of $300 when you open a Chase Total checking account with $25 or more and have a direct deposit post to the account within 60 days
Receive a bonus of $200 when you open a Chase savings account and deposit $15,000 or more in new money within 10 business days and maintain a balance of $15,000 for 90 days
Choose 'Apply Now' to open now online or enter your email address and Chase will instantly send a unique coupon code which can be used at a Chase branch.
Important Note: There's a slightly better $225 savings bonus offer, (direct Chase link), also available online. Best course of action is to open separately the $300 checking bonus with this link and the savings account with the $225 link. [There's also a $150 bonus which only ties up $10,000 of funds.]
The Fine Print
Valid through 9/28/17. 1/16/18 10/13/18
Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers.
Both offers are not available to those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
Minimum $25 initial deposit on Chase checking.
You can receive only one new checking and one new savings account opening related bonus per calendar year.
Bonuses are considered interest and will be reported on IRS Form 1099-INT.
"Direct deposit must be paycheck, pension or government benefits (such as Social Security) from your employer or the government."
Bonuses will appear within 10 business days of meeting the requirements.
Savings bonus needs $15,000 of new money. The new money cannot be funds held by Chase or its affiliates.
The Chase Savings Account comes with a monthly service fee of $5. Monthly fee is waived with any ONE of the following:
Keep a minimum daily balance of $300 or more
Have at least one repeating automatic transfer from your Chase checking account of $25 or more; one time transfers do not qualify
Have a linked Chase Premier Plus Checking, Chase Premier Platinum Checking, or Chase Private Client Checking account
The Chase Total Checking account comes with a monthly service fee of $10-$12 which is waived if complete any of the following:
Have monthly direct deposits totaling $500 or more
Keep a minimum daily balance of $1,500 or more in the checking account
Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances
Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
In past offers, this online $500 offer has worked even in areas where there is no Chase branches. For some reason, however, t's not working in all areas. Please share your experiences in the comments below. Being logged into your Chase account might be necessary. We've included some data points of it working/not working in specific states – keep in mind sometimes people get it to work in the same state that others can't so it's always worth checking.