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HSBC Direct Savings Account: Earn

2.05% APY
Member FDIC
+75 Deal Score
297,474 Views
HSBC, our partner, has the following offer for the HSBC Direct Savings account. Thanks munzdeals92

HSBC Direct Savings
  • Earn 2.05% APY on all balance tiers
  • No monthly maintenance fee
  • Minimum balance to earn APY is $1
  • Member FDIC
Additional Slickdeals Bonus:

Slickdeals is offering an additional $100 rebate via PayPal when you are approved for the HSBC Direct Savings account after applying through the green Apply Now link.

Note: the $100 bonus will be sent to your PayPal account within 30 business days after you are approved and submit this form. You must submit this form within 4 weeks of being approved.

To qualify for the additional bonus, please follow these steps:
  • Step 1: Make sure you are logged into Slickdeals when you click the the green Apply Now button above. If you are in Classic view, click either of the links at the top of the thread. If you do not have a Slickdeals account, please sign up before applying for this account. You can do this here.
  • Step 2: One you're logged in to your Slickdeals account, click the green Apply Now button, or the links at the top of the post, and apply for the HSBC Direct Savings account. You must apply through the provided link on this page in order to receive the $100 bonus.
  • Step 3: Do not close the HSBC application window prior to finishing your application. Closing the window may make you ineligible for the $100 bonus.
  • Step 4: If you are approved for the HSBC Direct Savings account, please submit this form with your Slickdeals username and your PayPal email address. You should expect to receive your $100 bonus via PayPal within 30 business days after submitting this form.
The $100 bonus offer is provided solely by Slickdeals and is unrelated to any benefits or offers provide by HSBC. HSBC is not responsible for the $100 bonus.

Slickdeals is pleased to make this offer available to you. Please follow the instructions carefully to help avoid any processing issues.

For questions related to this bonus offer, please email additionalbonus@slickdeals.net

To make sure we can process your offer please ensure the following:
  • Make sure you are logged into Slickdeals.
  • Whitelist Slickdeals in AdBlock.
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Original Post

Written by
Edited September 18, 2018 at 10:37 AM by
HSBC, our partner, has the following offer for the HSBC Direct Savings account.

HSBC Direct Savings
  • Earn 2.01% APY on all balance tiers
  • No monthly maintenance fee
  • Minimum balance to earn APY is $1
  • Member FDIC
Additional Slickdeals Bonus

Slickdeals is offering an additional $100 when you are approved for the HSBC Direct Savings account after applying through the green Apply Now link (above).

Note: the $100 bonus will be sent to your PayPal account within 30 business days after you are approved and submit this form [formstack.com]. You must submit this form within 4 weeks of being approved.

To qualify for the additional bonus, please follow these steps:
  • Step 1: Make sure you are logged into Slickdeals when you click the the green Apply Now button above. If you are in Classic view, click either of the links at the top of the thread. If you do not have a Slickdeals account, please sign up before applying for this card. You can do this here.
  • Step 2: One you're logged into your Slickdeals account, click the the green Apply Now button, or the links at the top of the post, and apply for the HSBC Direct Savings account. You must apply through the link on this page in order to receive the $100 bonus.
  • Step 3: Do not close the HSBC application window prior to finishing your application. Closing the window may make you ineligible for the $100 bonus.
  • Step 4: If you are approved for the HSBC Direct Savings account, please submit this form with your Slickdeals username and your PayPal email address. You should expect to receive your $100 bonus via PayPal within 30 business days after submitting this form [formstack.com].
The $100 bonus offer is provided solely by Slickdeals and is unrelated to any benefits or offers provide by HSBC. HSBC is not responsible for the $100 bonus.

Slickdeals is pleased to make this offer available to you. Please follow the instructions carefully to help avoid any processing issues.

For questions related to this bonus offer, please email additionalbonus@slickdeals.net
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Created 09-14-2018 at 04:09 PM by munzdeals92
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+75
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2.05% APY
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

799 Comments

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Featured Comments

Pretty sad that SD is partnering with a bank such as HSBC

HSBC, Europe's biggest bank, paid a $1.9 billion fine in 2012 to avoid prosecution for allowing at least $881 million in proceeds from the sale of illegal drugs. In addition to facilitating money laundering by drug cartels, evidence was found of HSBC moving money for Saudi banks tied to terrorist groups. Even though federal investigators found evidence "that senior bank officials were complicit in the illegal activity," no HSBC executives faced charges for their actions. The Wall Street Journal revealed in 2016 that U.S. Justice Department officials, led by President Obama's former Attorney General Eric Holder, overruled their prosecutors' recommendation to pursue criminal charges against HSBC in 2012.

This may not matter for many @ SD, but if you're interested, Netflix's documentary "Dirty Money" Season 1 Episode 4 is an eye opener, with the following synopsis: A trail of suspicious transactions led to startling revelations about banking giant HSBC and its ties to Mexico's deadliest drug cartels

$100 and 2% may be a deal for some, but it's only prudent to know the history of an institution your dealing with
278 Helpful?
BTW, just an advance warning HSBC is at bottom of bottom at customer treatment.

1) They ask very intrusive questions at signup
2) They will treat your account as 'subject to IRS withholding' due to a bug in their site (check earlier thread where lot of people ended up in that situation) and withhold half of interest. It is a pain to get off that (have to plead since they would not accept that it is problem with their online form)
3) At every point when you call customer service, you will treated as if they are doing you a favor by holding your money.

Never again.
247 Helpful?
4) One of the biggest money laundering banks for drug cartels.

Does no one watch Netflix?
136 Helpful?

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This comment has been rated as unhelpful by Slickdeals users
Joined Jun 2012
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484 Posts
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#4
How long is this rate set for? Highest is 1.85% from other banks but it's mostly guaranteed.
Reply Helpful Comment? 14 0
This comment has been rated as unhelpful by Slickdeals users
Joined Jul 2008
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314 Posts
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Pro
#5
$25 fee if account is closed within the first 180 days
Reply Helpful Comment? 100 0
This comment has been rated as unhelpful by Slickdeals users
Joined May 2005
L5: Journeyman
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Our community has rated this post as helpful. If you agree, why not rep meranamjoker?
#6
BTW, just an advance warning HSBC is at bottom of bottom at customer treatment.

1) They ask very intrusive questions at signup
2) They will treat your account as 'subject to IRS withholding' due to a bug in their site (check earlier thread where lot of people ended up in that situation) and withhold half of interest. It is a pain to get off that (have to plead since they would not accept that it is problem with their online form)
3) At every point when you call customer service, you will treated as if they are doing you a favor by holding your money.

Never again.
Reply Helpful Comment? 249 2
This comment has been rated as unhelpful by Slickdeals users
Joined Aug 2011
King Slickdealer
3,929 Posts
630 Reputation
Pro
#7
they were running a 350 bonus for having 10k in your account for 90 days., not sure if its still available. Ive got 1 month left
Reply Helpful Comment? 16 1
This comment has been rated as unhelpful by Slickdeals users
Joined Dec 2008
L4: Apprentice
383 Posts
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#8
Quote from warmachinev3
:
How long is this rate set for? Highest is 1.85% from other banks but it's mostly guaranteed.
There are other options out there.

Citizen's Access (part of Citizen's Bank) has an online account for 2.0%, minimum $5,000 balance. (https://www.citizensaccess.com/home.html)

CBIC has an online account for 2.1% (https://us.cibc.com/en/personal/s...vings.html)
Reply Helpful Comment? 34 0
This comment has been rated as unhelpful by Slickdeals users
Joined Nov 2013
L7: Teacher
2,033 Posts
59 Reputation
#9
Quote from warmachinev3
:
How long is this rate set for? Highest is 1.85% from other banks but it's mostly guaranteed.
would like to know this too
Reply Helpful Comment? 5 0
This comment has been rated as unhelpful by Slickdeals users
Joined Sep 2005
L7: Teacher
2,307 Posts
501 Reputation
Our community has rated this post as helpful. If you agree, why not rep tcope?
#10
Quote from meranamjoker
:
BTW, just an advance warning HSBC is at bottom of bottom at customer treatment.

1) They ask very intrusive questions at signup
2) They will treat your account as 'subject to IRS withholding' due to a bug in their site (check earlier thread where lot of people ended up in that situation) and withhold half of interest. It is a pain to get off that (have to plead since they would not accept that it is problem with their online form)
3) At every point when you call customer service, you will treated as if they are doing you a favor by holding your money.

Never again.
4) One of the biggest money laundering banks for drug cartels.

Does no one watch Netflix?
Reply Helpful Comment? 142 6

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This comment has been rated as unhelpful by Slickdeals users
Joined Nov 2013
L7: Teacher
2,033 Posts
59 Reputation
#11
Quote from meranamjoker
:
BTW, just an advance warning HSBC is at bottom of bottom at customer treatment.

1) They ask very intrusive questions at signup
2) They will treat your account as 'subject to IRS withholding' due to a bug in their site (check earlier thread where lot of people ended up in that situation) and withhold half of interest. It is a pain to get off that (have to plead since they would not accept that it is problem with their online form)
3) At every point when you call customer service, you will treated as if they are doing you a favor by holding your money.

Never again.
1) They ask very intrusive questions at signup
like what kinda questions

hmm those sounds bad
Reply Helpful Comment? 5 2
This comment has been rated as unhelpful by Slickdeals users
Joined Jan 2007
L3: Novice
253 Posts
35 Reputation
#12
So what's the catch here? Open a HSBC saving account with $1 initial deposit, perhaps get a hard pull on credit report, and then receive $100 paypal?
Reply Helpful Comment? 5 0
This comment has been rated as unhelpful by Slickdeals users
Joined Feb 2007
L9: Master
4,468 Posts
505 Reputation
#13
Quote from TruongKy
:
So what's the catch here? Open a HSBC saving account with $1 initial deposit, perhaps get a hard pull on credit report, and then receive $100 paypal?
Looks like no fee if you don't close within 180 days and don't do paper statements, so make sure to turn that off.
Reply Helpful Comment? 8 0
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Joined Jan 2007
L2: Beginner
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Our community has rated this post as helpful. If you agree, why not rep thugrilla?
#14
Pretty sad that SD is partnering with a bank such as HSBC

HSBC, Europe's biggest bank, paid a $1.9 billion fine in 2012 to avoid prosecution for allowing at least $881 million in proceeds from the sale of illegal drugs. In addition to facilitating money laundering by drug cartels, evidence was found of HSBC moving money for Saudi banks tied to terrorist groups. Even though federal investigators found evidence "that senior bank officials were complicit in the illegal activity," no HSBC executives faced charges for their actions. The Wall Street Journal revealed in 2016 that U.S. Justice Department officials, led by President Obama's former Attorney General Eric Holder, overruled their prosecutors' recommendation to pursue criminal charges against HSBC in 2012.

This may not matter for many @ SD, but if you're interested, Netflix's documentary "Dirty Money" Season 1 Episode 4 is an eye opener, with the following synopsis: A trail of suspicious transactions led to startling revelations about banking giant HSBC and its ties to Mexico's deadliest drug cartels

$100 and 2% may be a deal for some, but it's only prudent to know the history of an institution your dealing with
Reply Helpful Comment? 285 7
Last edited by thugrilla September 15, 2018 at 12:45 AM.
This comment has been rated as unhelpful by Slickdeals users
Joined Aug 2010
B!tch Please
3,939 Posts
465 Reputation
#15
Quote from Sudhakar2k
:
There are other options out there.

Citizen's Access (part of Citizen's Bank) has an online account for 2.0%, minimum $5,000 balance. (https://www.citizensaccess.com/home.html)

CBIC has an online account for 2.1% (https://us.cibc.com/en/personal/s...vings.html)
Might be time to move my money out of goldman sachs
Reply Helpful Comment? 12 2
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