Popular Deal

T‑Mobile MONEY - 1.00% on all balances to 4.00% APY on $3k balance

+70 Deal Score
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T‑Mobile MONEY is the bank account that puts you and your money first. Everyone earns 1.00% Annual Percentage Yield (APY) on all balances and T‑Mobile wireless customers with qualifying service who deposit at least $200 a month can earn an industry-leading 4.00% APY* on checking account balances up to $3,000.

No account fees, no maintenance fees, and no minimum balances. Plus, access over 55,000 fee-free ATMs worldwide with the Allpoint® ATM Network.

T‑Mobile MONEY accounts are held at BankMobile, a division of Customers Bank.


PAY THE WAY YOU WANT
Your T‑Mobile MONEY account includes a debit card with EMV chip, plus it works with Google Pay and Samsung Pay.

HASSLE-FREE MOBILE BANKING
Easily transfer money to and from your external accounts for free. Send a check, pay bills, or direct deposit a portion or all of your paycheck to your account – all with just a few taps in your T‑Mobile MONEY app.

STAY CONNECTED TO YOUR MONEY
Access your money anytime with the app and enjoy 24/7 customer support.

SAFE & SECURE
Prevent unauthorized account access with multi-factor authentication and log in with Fingerprint Scanner. Enable or disable your debit card remotely if it's lost or stolen. Accounts are FDIC-insured up to $250,000. Plus, with Zero Liability Protection from Mastercard® you're protected when fraud occurs.

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*How APY works and what it means for you: As a T‑Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3,000 in your Checking account each calendar month when: 1) you are enrolled in a qualifying T‑Mobile wireless plan; 2) you have registered for perks with your T‑Mobile ID; and 3) you have deposited at least $200 in qualifying deposits to your Checking account within the current calendar month. Promotional deposits and refunds are not eligible toward the $200 in deposits. If you meet this deposit requirement in a given month we will pay you this benefit in the subsequent month as an added value provided all other requirements are met. This added value is subject to change. Balances above $3,000 in the Checking account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking account balances for any month(s) in which they do not meet the requirements listed above. APYs are accurate as of 11/1/18, but may change at any time at our discretion. Fees may reduce earnings. For more information, see Account Disclosures / Terms and Conditions or go to our FAQs.

T-Mobile Money [t-mobilemoney.com]

Google Play [google.com]

App Store [apple.com]
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Created 11-28-2018 at 01:16 PM by desimillionaire
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283 Comments

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#2
I think this is a re-launch of their previous T-Mobile Money venture.
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Our community has rated this post as helpful. If you agree, why not rep TheTaxman_Cometh?
#3
Only 4% on balances up to $3k, should be in the title.
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11-28-2018 at 01:39 PM
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11-28-2018 at 01:42 PM
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#6
is the OP a T-mobile rep ?
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#7
Quote from adirbk2010
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is the OP a T-mobile rep ?
Nope. Just ran across this on the web.
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#8
Quote from addiboy
:
what exactly does balances up to $3000 mean?
It means that if you put $3000, you'll earn $120 a year. If you put in more, it won't get the 4% interest on any amount past $3000.
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#9
First I'm hearing of Tmo-Money, gonna have to dig deeper. FDIC insured is a good start, any price match/protection/cell phone protection being a Tmo and allBig Grin
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Last edited by HurricaneAlley November 28, 2018 at 02:03 PM.
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11-28-2018 at 02:01 PM
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#11
Quote from techie333
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So this has nothing to do with cell phone service? I feel like it's equiv to a sleazy car salesman trying to sell me life insurance...
not related to cell service but the 4% is for Tmobile customer - so i guess somewhat related.
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#12
Quote from techie333
:
So this has nothing to do with cell phone service? I feel like it's equiv to a sleazy car salesman trying to sell me life insurance...
Not if it has benefits, I think it's more like Amex Serve/Bluebird...4%return is a great deal pretty sure most sd folk can rotate that monthly, if this has bill pay services like serve I would switch over instantly $120/yr is a good roi for being with TmoThumbsup

Why all the negs though
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Last edited by HurricaneAlley November 28, 2018 at 02:10 PM.
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#13
Too bad you have to deposit $200 every month to get the 4% APY, even if your balance is over $3,000. I'd love to just park $3,000 there and let it be, but moving money back and forth for $120/year is too much of a hassle and their 1% return on balances above $3,000 is half of many other places.
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#14
Quote from giantbruin
:
Too bad you have to deposit $200 every month to get the 4% APY, even if your balance is over $3,000. I'd love to just park $3,000 there and let it be, but moving money back and forth for $120/year is too much of a hassle and their 1% return on balances above $3,000 is half of many other places.
That's just it, you move in money from bank when it's time to pay a bill and pay with Tmo Money, $200/mth is not even a second thought here on sd nod
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#15
Whoa! Are you sure you want to go there?
https://www.t-mobilemoney.com/en&#x… may be risky to visit.

That's what McAfee halts me @
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