Citi has launched a new Rewards+ Credit Card...
The BIG perk on this one is that you earn a minimum of 10 Thank You Points per transaction, so a $1 charge will earn 10 thank you points (10% off)
You'll earn 15K TYP after 1K spend in 3 months.
Also, if you have an existing Citi credit card you can call in to product change it to this as well. You won't get the sign up bonus or 0% Apr offers, but will get the other benefits.
Confirmed reports of product changes have been made.
No Annual Fee
Bonus ThankYou Points are not available if you received a new cardmember bonus for Citi Rewards+℠, Citi ThankYou®Preferred, Citi ThankYou® Premier/Citi Premier℠ or Citi Prestige®, or if you have closed any of these cards, in the past 24 months.
2X at Supermarkets and Gas Stations for the first $6,000 per year and then 1 point per $1 spent thereafter.
• 1X on All Other Purchases.
• Round Up to the nearest 10 points on every purchase - with no cap.
• 10% Points Back for the first 100,000 ThankYou® Points you redeem per year.
0% introductory APR for 12 months from date of account opening; after that your standard APR for purchases will be 15.74% - 25.74% based on your creditworthiness
Balance Transfer Rate:
0% introductory APR for 12 months from date of first transfer; after that your variable APR will be 15.74% - 25.74% based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater, for each transfer
Fraud, Misuse, Abuse, or Suspicious Activity. If we see evidence of fraud, misuse, abuse, or suspicious activity, we'll investigate and, if we determine that fraud, misuse or abuse has occurred, we may take actions against you. These actions may include, without limitation, and without prior notice:
Taking away the Points you earned because of fraud, misuse, or abuse
Stopping you from earning Points (including points from rounding (Round Up) and 10% Points Back)
Suspending or closing your ThankYou Account
Taking legal action to recover rewards redeemed because of such activity and to recover our monetary losses, including litigation costs and damages
Some examples of fraud, misuse, abuse and suspicious activity include:
Using your Card Account in an abusive manner for the primary purpose of acquiring ThankYou Points
Using your Consumer Card Account other than primarily for personal, consumer or household purposes