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NASAFederal Credit Union 15-month CD rate 3.20%

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Just opened few days ago. Very nice and responsive customer services!

15-month CD, 3.20%, the highest rate in the nation for the time being.
You can open as many CD as you want, no limitation.

https://www.nasafcu.com/img/certi...ember.html

You can add beneficiaries by submit the application online after sign (print membership application).

https://www.nasafcu.com/applications/

You can request opt out automatically renewal. That way no worries if you forget to withdraw at maturity date period privilege.

Easy membership! Free! Get in while you can! Can't beat!
https://app.loanspq.com/xa/xpress...1Amg6TOwIA
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Created 02-08-2019 at 09:09 AM by accounted
in Finance (3)
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Joined Jan 2014
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#2
"A minimum $10,000 in new funds required and must be brought from an external source. "
Side note, who knew sending your money to space would have such a great return on investment!?
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Joined May 2007
What did I just buy?!
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#3
We have rocket scientists as members here?
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#4
Wow!!! That's outta this world!! (sorry...had to be said)
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Joined Mar 2007
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#5
I use this bank. they're pretty good. they tend to give higher credit limits on credit cards than many companies do. Back when the best CC I could get had a $2k limit they gave me one with a $6k limit so if you're early in a credit build they're a nice bank to have.
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HIDDEN
02-08-2019 at 05:07 PM
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Joined Jan 2004
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#7
I've been wondering if I should brake some long term CDs I've had for awhile now that rates are going up. Found this little calculator to help you determine it. Much easier than doing it myself in Excel Big Grin

https://www.depositaccounts.com/t...lator.aspx
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#8
If I bring in new money for this CD how long do I have to wait after that to move out old money elsewhere?
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#9
Quote from adalta
:
3.2%
So I calculated earning using an online CD Calculator with initial deposit $10,000 over 15 months at 3.2% APY which came out to $16,039! $6,039 earnings..Not f'n bad!

I was about to sign up until I noticed the calculator defaulted to years instead of months so the earnings were over 15 years and not the actual 15 months. Talk about a let down...haha
Hahaha I was typing to point out that cannot be, when you corrected your error.
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#10
I was reading some reviews on NASAFederal, and they ranged from an easy sign up to absolute nightmare. For those who have done this, did you have to get your license notified, submit bills, social security card and so on?

I had considered this CD deal previously, until I read the nightmare stories ... I have some security concerns, as that's an awful lot of info to transmit online.
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#11
Hardly seems worth it over the 2.18 percent for a savings account
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#12
Quote from adalta
:
3.2%
So I calculated earning using an online CD Calculator with initial deposit $10,000 over 15 months at 3.2% APY which came out to $16,039! $6,039 earnings..Not f'n bad!

I was about to sign up until I noticed the calculator defaulted to years instead of months so the earnings were over 15 years and not the actual 15 months. Talk about a let down...haha
I was wondering what kind of math you were using...

10000 x .032 = $320 / 4 = $80

so $400 bucks for the 15 month period?
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#13
Quote from jomeyq
:
Hardly seems worth it over the 2.18 percent for a savings account
Where are you getting that?
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#14
Quote from adalta
:
3.2%
So I calculated earning using an online CD Calculator with initial deposit $10,000 over 15 months at 3.2% APY which came out to $16,039! $6,039 earnings..Not f'n bad!

I was about to sign up until I noticed the calculator defaulted to years instead of months so the earnings were over 15 years and not the actual 15 months. Talk about a let down...haha
apr is always calculated annually. not even high risk stock give you that return.
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Joined Aug 2006
Go Big Blue!!!
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#15
Quote from 460cidpower
:
Where are you getting that?
Not sure of that one but FNBO Direct is at 2.15%. AllAmericaBank Mega Money Market Checking (no requirements to get and keep) is at 2.5% I think as well.
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