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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

341 Comments

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This comment has been rated as unhelpful by Slickdeals users
Joined May 2014
L2: Beginner
66 Posts
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#31
Don't mind a bank giving me free money for minimal work. I did it back in 2017 with them and the whole process including closing the account was a breeze.
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Joined Sep 2014
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#32
"Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months."
Does it mean total 3000$ in three months, or 3000$/month (with end up 9000$ in three months)?
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Joined Nov 2016
L3: Novice
254 Posts
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#33
Quote from Prosercunus
:
Who the hell shills for a bank?
How does anyone have anything positive to say about a despicable bank like Wells Fargo? There are so many options out there other than these crooks. But hey $400 is $400
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Joined Jan 2006
L4: Apprentice
324 Posts
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#34
Quote from qkumbr
:
Wells Fargo has become synonymous with corruption, malfeasance, and ethical rot. They are a criminal enterprise doing business as a bank. Approach this institution at your own peril.
What he said.
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Joined May 2010
L9: Master
5,277 Posts
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#35
There are two responses to banks/bank deals I've never understood:

1) This bank is the worst, they're crooks, I'd never want anything to do with them!!

Um, so open the account, take the money, and leave. You're literally taking money from them and then leaving long before they make that much back off of you. This is exactly what you should want to do.

2) This offer for hundreds of dollars requires more money than I have! Stupid bank doesn't want my business!

Well duh, you're poor. Banks make money of their deposit balances and interest off lending. This is for a deposit balance promo. Why would they give you money to give them no money?


I also have never understand this mentality that a bank is "getting" to hold your money, like they should be honored to. Unless you're a gajillionare, the bank does more for you than you do for it. Try living without a bank. The only reason banks offer incentives to people is the free market.
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Joined Nov 2008
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#36
Quote from orangejuice57
:
Looks like a great deal to me. The fraud issues were from a year or more so ago. They've fired everyone involved since.

Wells Fargo had pretty much been restructuring their image since that incident.

I did a credit card sign up promo with them a couple months ago. No issues. Got the rewards back in a timely manner.


So you work for them on the executive level I presume and know for a fact that they fired everyone involved and are restructuring their image, or are you just talking out of your bung hole. I would caution anyone against doing business with them. If such a conspiratorial scheme could have been enacted and allowed to go on for so long, I am skeptical as to whether they have implemented the necessary oversight with checks and balances on their employees to avoid a future situation.
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Joined Aug 2011
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#37
I am still not sure if I need to have DD of $3000 per month or $3000 in 3 months ?
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Joined May 2010
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#38
Quote from rak007
:
I am still not sure if I need to have DD of $3000 per month or $3000 in 3 months ?
Per month.
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Joined Mar 2014
L5: Journeyman
742 Posts
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#39
Quote from haserfauld
:
Bonuses under $600 are never reported, AFAIK
Chase sent me 1099-INT form for $500 singup bonus last year. Not sure if you are correct.
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Joined May 2010
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#40
Quote from AmericanDad
:
So you work for them on the executive level I presume and know for a fact that they fired everyone involved and are restructuring their image, or are you just talking out of your bung hole. I would caution anyone against doing business with them. If such a conspiratorial scheme could have been enacted and allowed to go on for so long, I am skeptical as to whether they have implemented the necessary oversight with checks and balances on their employees to avoid a future situation.
Per wikipedia:

Quote :
The bank fired approximately 5300 employees between 2011 and 2016 as a result of fraudulent sales,[16] and discontinued sales quotas at its individual branches after the announcement of the fine in September 2016.[17] John Shrewsberry, the bank's CFO, said the bank had invested $50 million to improve oversight in individual branches.
Honestly, all the major banks push sales people to the point of unethical behavior. WF just went so far that they got caught in a huge scandal. It's probable at this point that they're one of the least likely banks to do this anymore. I'm not a fan of WF personally, but I think this is misguided ire at this point.
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Last edited by haserfauld February 22, 2019 at 01:09 PM.
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Joined May 2010
L9: Master
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#41
Quote from Hotwheel
:
Chase sent me 1099-INT form for $500 singup bonus last year. Not sure if you are correct.
Come to think of it, I got one from Chase for less than $600 too. I guess it was just Citi with the $600 limit. $600 is also the threshold for the 1099-MISC, so maybe I'm mixing them up.
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Joined Nov 2005
L7: Teacher
2,478 Posts
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#42
Quote from haserfauld
:
Why would banks want to attract lower income people?

Just pragmatically speaking.
They make more money off someone that overdrafts 3-4 times a month and lives paycheck to paycheck, then they would with someone with $5,000 in their account that just sits there. The fees would outweigh the banks interest. That's my outlook on it.
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Joined Mar 2018
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#43
seems like a fraud or scam page when did you last saw a page link like "/jump/checking/february-prospect-test-a/?" i doubt a banking page can have prospect test
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Joined Aug 2011
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#44
They might as well give you $4000 because 10 more accounts will be opened in your name without even telling you.
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Joined Sep 2007
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#45
Do they still use their customer's info to commit identify fraud? I've been trying to cut back on getting my identity stolen these days.
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