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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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This comment has been rated as unhelpful by Slickdeals users
Joined Nov 2018
L3: Novice
160 Posts
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#106
I'm not sure why anyone would consider doing business with Wells Fargo at this point. You say you don't care about corporate ethics? I can understand that to a degree. You don't care about illegal activity? That's fair, I've dealt with companies that have done illegal things in the past as well.

But looking at this from purely a, "is their business a good deal," standpoint, a bank that defrauds their customers fails that test.
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Joined Jun 2012
L5: Journeyman
837 Posts
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#107
Quote from soloshv
:
3k a month and it's not high at all. 3K a month is 36K after tax, or 50-55K before tax. that's not "high". in large cities that's not even enough to live on your own anymore. at 55K pre tax, it would take me like 600 years to pay off my school loan. and i would imagine that wells fargo is not the least bit interested in people who make less because they can't make money off them.

i'm not trying to be mean, just telling you how it is.
Well high/low is all relative to a person's income. For a billionaire, even a $100k income would seem low. For a person making minimum wage, $52k would seem high and $100k income would be rich in their perspective. I was only making my comment earlier since I have friends who dont make $52k and wont qualify and it is unfortunate that they won't be able to get this easy $400.

I make quite a bit over $52k so I will definitely sign up for this. I was just looking out for my friends.

But like I said.. high/low is all relative.. not sure if there is really much to argue over... at the end of the day, someone will get this easy $400 and some wont.
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Joined Jun 2014
L8: Grand Teacher
3,106 Posts
297 Reputation
#108
Quote from AcemanX
:
There's no way on earth your mortgage interest is anywhere near 71%
Ok, go to the link, enter 100,000 for the Mortgage amount

Next enter 30 years

Next enter 4 percent

See the total interest at 71 grand? That's the percentage... 71

Change the interest rate to whatever you want to see the actual percent.


https://www.bankrate.com/calculat...lator.aspx
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Last edited by Mitch22 February 23, 2019 at 09:53 PM.
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Joined Feb 2011
L10: Grand Master
7,639 Posts
301 Reputation
#109
need real dd?
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Joined Sep 2008
L8: Grand Teacher
3,151 Posts
441 Reputation
#110
The purest of pure SCUM this bank is.
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Joined Oct 2010
L9: Master
5,772 Posts
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#111
Quote from Mitch22
:
For people that say Buffett doesn't own Wells, his Berkshire Hathaway is the #1 shareholder, and you can bet you ass he knows and approves of everything that goes on there.

Not defending Buffet, but just because his company owns a large stake (about 10% I believe) in a bank stock does not make him directly responsible for their management or somehow give him oversight of it. That said, I am sure he is not morally offended by their behavior and I am equally sure he does not lose any sleep over it either. However, that does no make him any worse than any other person who owns WF stock either directly or indirectly as part of a fund or 401k. Berkshire is not investing in the stock for any other reason than anyone else does, namely to make money on the assumption its price will go up. There is no moral attachment to that imo.
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Joined Oct 2010
L9: Master
5,772 Posts
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#112
Quote from Mitch22
:
Ok, go to the link, enter 100,000 for the Mortgage amount

Next enter 30 years

Next enter 4 percent

See the total interest at 71 grand? That's the percentage... 71

Change the interest rate to whatever you want to see the actual percent.


https://www.bankrate.com/calculat...lator.aspx

So what? Over 30 years, what would you expect the total interest to be over the lifetime of a long term loan? All mortgages are like that which is why you can save quite a bit of money over the period\reduce the term quite a bit by simply making an extra payment a year directly to principal. A bank makes loans to make money, not to be altruistic. 4% is not an unreasonable rate of interest on a long term loan when you consider they can get a 30 year gov bond at 3%. Credit cards is where the banks rip everyone off imo.
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Joined Jun 2014
L8: Grand Teacher
3,106 Posts
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#113
Quote from YanksIn2009
:
Not defending Buffet, but just because his company owns a large stake (about 10% I believe) in a bank stock does not make him directly responsible for their management or somehow give him oversight of it. That said, I am sure he is not morally offended by their behavior and I am equally sure he does not lose any sleep over it either. However, that does no make him any worse than any other person who owns WF stock either directly or indirectly as part of a fund or 401k. Berkshire is not investing in the stock for any other reason than anyone else does, namely to make money on the assumption its price will go up. There is no moral attachment to that imo.
Yeah, you're right, but I guarantee everybody on the board is on a first name basis with him and don't cough without his permission. The major holders list doesn't say how much Buffett owns personally, but he could direct Berkshire to dump Wells, which would make the stock tank and me suddenly love him. For a few seconds.

Regardless though, Buffett is just a worthless waste with no ethics or morals, like all the club members such as Bill Gates etc... They hide behind the media Virtue BS, but it's easy to figure them out. If Buffett had any ethics, he would have dumped Wells a long time ago with all their scandals.
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#114
Quote from YanksIn2009
:
So what? Over 30 years, what would you expect the total interest to be over the lifetime of a long term loan? All mortgages are like that which is why you can save quite a bit of money over the period\reduce the term quite a bit by simply making an extra payment a year directly to principal. A bank makes loans to make money, not to be altruistic. 4% is not an unreasonable rate of interest on a long term loan when you consider they can get a 30 year gov bond at 3%. Credit cards is where the banks rip everyone off imo.
4 percent, AKA 71 percent is not unreasonable? That's okay with you?

Why do you defend that?

Oh, by the way, that's not how Wells operates... Paying extra doesn't reduce the loan time period. It SHOULD reduce it by 7 years or so, but Wells still shows 30 years for mine after 4 years of paying extra.

They refuse to correct it... Big surprise.
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Last edited by Mitch22 February 24, 2019 at 05:37 AM.
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Joined Jun 2014
L8: Grand Teacher
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#115
Quote from Mitch22
:
4 percent, AKA 71 percent is not unreasonable? That's okay with you?

Why do you defend that?
Delete
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Last edited by Mitch22 February 24, 2019 at 05:38 AM. Reason: Dupe
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Joined Dec 2008
L4: Apprentice
400 Posts
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#116
Lots of hate for Wells Fargo which seems to be warranted but not much discussion on the deal itself....its been voted down due to it being Wells Fargo but i think the deal is good and very little effort for $400
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Joined Oct 2010
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#117
Quote from Mitch22
:
Yeah, you're right, but I guarantee everybody on the board is on a first name basis with him and don't cough without his permission. The major holders list doesn't say how much Buffett owns personally, but he could direct Berkshire to dump Wells, which would make the stock tank and me suddenly love him. For a few seconds.

Regardless though, Buffett is just a worthless waste with no ethics or morals, like all the club members such as Bill Gates etc... They hide behind the media Virtue BS, but it's easy to figure them out. If Buffett had any ethics, he would have dumped Wells a long time ago with all their scandals.

I do not necessarily disagree with you wrt Buffet's influence as I am sure he gets his calls answered by the WF CEO and can make his displeasure felt if he so desired. Not sure how many (if any) of his BH cronies are on the WF Board either. But that is far different than being the CEO, CFO, etc. of WF. They are the ones that allow and\or foster a culture of corruption and the ones responsible for it.
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Last edited by YanksIn2009 February 24, 2019 at 05:55 AM.
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Joined Oct 2010
L9: Master
5,772 Posts
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#118
Quote from Mitch22
:
4 percent, AKA 71 percent is not unreasonable? That's okay with you?

Why do you defend that?

Oh, by the way, that's not how Wells operates... Paying extra doesn't reduce the loan time period. It SHOULD reduce it by 7 years or so, but Wells still shows 30 years for mine after 4 years of paying extra.

They refuse to correct it... Big surprise.

Well if you seriously think 4% is too high a rate then you are not living in the real world imo. No bank is going to give anyone a mortgage for much less if they can just go get 3% without risk elsewhere. Why should they? That is delusional imo. Why would you loan a person money at 1% for ex., when you can put it in the bank and get 2%? The market determines rates.

As for Wells not taking your pre-payments off of principal, assuming your state even allows that and assuming you directed them to take it off of principal, then you should seek out an attorney imo. Personally I would never do any business with that bank and would never want them holding a loan but mortgages are often sold between banks so it may not be avoided in all cases.
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Joined Jun 2014
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#119
Quote from YanksIn2009
:
I do not necessarily disagree with you wrt Buffet's influence as I am sure he gets his calls answered by the WF CEO and can make his displeasure felt if he so desired. Not sure how many (if any) of his BH cronies are on the WF Board either. But that is far different than being the CEO, CFO, etc. of WF. They are the ones that allow and\or foster a culture of corruption and the ones responsible for it.
Right, but all that Buffett says is "Try not to get caught next time."
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Joined Jun 2014
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#120
Quote from YanksIn2009
:
Well if you seriously think 4% is too high a rate then you are not living in the real world imo. No bank is going to give anyone a mortgage for much less if they can just go get 3% without risk elsewhere. Why should they? That is delusional imo. Why would you loan a person money at 1% for ex., when you can put it in the bank and get 2%? The market determines rates.

As for Wells not taking your pre-payments off of principal, assuming your state even allows that and assuming you directed them to take it off of principal, then you should seek out an attorney imo. Personally I would never do any business with that bank and would never want them holding a loan but mortgages are often sold between banks so it may not be avoided in all cases.
Are you completely skipping the 71 percent actual on purpose?

Even if the rate was 2%, they would still be banking 33% over the course of 30 years...

While I obviously hate Rich White Bankers, not because they are rich, but how they get rich, my main hatred is for Congress, who haven't done a thing for us in almost every area, but speaking of Banking, since the Federal Reserve was birthed 106 years ago.
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