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Earn $300 when you open a new U.S. Bank consumer checking account and complete qualifying activities

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Earn a $300 bonus when you open a new U.S. Bank consumer checking account by September 18, 2019 and make at least two direct deposits that total $2,000 or more within 60 days of account opening. Additionally, be enrolled in either U.S. Bank online banking or the U.S. Bank Mobile App by September 18, 2019.1

https://www.usbank.com/content/us...mer19.html
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Created 08-17-2019 at 12:31 PM by airj124
in Finance (2)
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Joined Feb 2007
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#2
Does opening/closing checking accounts affect credit score?
Ie any harm to doing this and cashing out/closing once I get the bonus?
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08-17-2019 at 02:44 PM
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Our community has rated this post as helpful. If you agree, why not thank ?
#4
I did a US Bank promo last year and they did not pay out. I contacted them three times, even sent screen shots of the promo and they denied there was any promotion on the account.
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#5
Quote from keanefan72
:
Opening a checking account requires a hard inquiry into your credit and might lower your score a little but it'll be temporary. I don't think closing an account affects it.
That is generally false. If you opt for overdraft protection then you will likely get a hard pull but not if you decline it
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#6
Quote from sarcasmogratis
:
Does opening/closing checking accounts affect credit score?
Ie any harm to doing this and cashing out/closing once I get the bonus?
You have to have the account open for 6 months or pay an early closing fee. Not sure what the early closing fee is these days.

I just got my $300 bonus this week. Took about three weeks from the time I did qualifying activity.
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Joined Dec 2007
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#7
HUGE HUGED Disclaimer: "Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last six months, or received other U.S. Bank bonus offers within the past 12 months. "
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#8
Quote from samijubal
:
You have to have the account open for 6 months or pay an early closing fee. Not sure what the early closing fee is these days.

I just got my $300 bonus this week. Took about three weeks from the time I did qualifying activity.
What did you use to satisfy the $2000 deposit requirement?
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#9
Chase has been offering $300 to new customers for years now, and it has more branches than US Bank.

Banks have offered a cash bonus to new customers for years because according to this article [bankrate.com], it's easier than raising the deposits rate.

Right now, TD Bank also offers [url=https://www.td.com/us/en/personal-banking/earn500/]$300 bonus[/b] for new checking accounts with direct deposits. You always have to read the fine print!

Personally, I dislike the big banks and prefer credit unions, but if you want to open a new bank account, I encourage you to do your own research.

Everyone is entitled to their opinion. And if you're going to give me a TD because I am saying this thread is NOT A DEAL, then that's your prerogative, but that doesn't mean it's the right thing to do.
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Last edited by globetrotter365 August 17, 2019 at 08:55 PM.
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#10
Quote from airj124
:
What did you use to satisfy the $2000 deposit requirement?
Capital One.
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#11
Quote from globetrotter365
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Chase has been offering $300 to new customers for years now, and it has more branches than US Bank.
Personally, I dislike the big banks and prefer credit unions.
They also make you keep a $1,500 daily balance or $500 in DD every month or $5,000 beginning monthly balance to avoid monthly fees.

If you have a US Bank credit card there's no fees and no minimum balance requirement. Last I knew they had $150 CB on one of their credit cards also.
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Last edited by samijubal August 17, 2019 at 08:38 PM.
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#12
Got half way through the application and then it said they rejected my application and I'd receive a notice in the mail stating why. I'm in TX, not sure if this is only valid in certain areas. Oh well.
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#13
Quote from Neon22
:
HUGE HUGED Disclaimer: "Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last six months, or received other U.S. Bank bonus offers within the past 12 months. "
received a bonus in last 12 months but been over 6 months since I opened. Do I qualify again?
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#14
Quote from ThisIsDavid
:
Got half way through the application and then it said they rejected my application and I'd receive a notice in the mail stating why. I'm in TX, not sure if this is only valid in certain areas. Oh well.
same story here, haven't received any notices since Aug 18, strange bank, never dealt with them before.
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