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Best Price Protection card this season ?

289 102 November 2, 2019 at 07:07 AM
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Price protection feature of credit cards has been usually one of the key strategies we (as SDers) have in mind while shopping every holiday season. Given tons of card companies have been cutting their benefits in last couple of years I have lost track of what is the best card that carries that benefit. I know for a fact Discover (used it like crazy for PP in the past) dropped the PP. So did Citi Costco. Chase freedom does not have it. Seems like most non annual fees card don't carry it nowadays.

Starting this thread to see if others know of any card (with annual or non annual) that still has price Protection.

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#2
Wondering the same thing. Need some stuff now, can't wait!!
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#3
TIAA bank reward visa still has price protection
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#4
Capital One Savor (I forget which variation) still does. My sapphire and venture do not 😒
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#5
Good thread looking for a card myself
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#6
There's not a good one because everyone abused it 😭😭
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11-04-2019 at 07:43 AM
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#8
Quote from Imallvol7
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There's not a good one because everyone abused it 😭😭
Truthfully, the "abuse" came around BF.
Although I do not understand "abuse" if it's a benefit.

Abuse would be IMO if people were buying and then matching and then returning.

Although if you ever call these benefit places, they're 3rd party "insurance" companies, not the card issuer (Citi, Amex, Visa, MC, etc.).
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#9
Quote from SpinControl
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Truthfully, the "abuse" came around BF.
Although I do not understand "abuse" if it's a benefit.

Abuse would be IMO if people were buying and then matching and then returning.

Although if you ever call these benefit places, they're 3rd party "insurance" companies, not the card issuer (Citi, Amex, Visa, MC, etc.).
Abuse meaning people were buying things ahead of time knowing they were dropping in price for Black Friday and getting big refunds (all without having to wait in line).

It's smart but it wasn't the intended use for price protection.
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#10
Quote from ahmadh007
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Abuse meaning people were buying things ahead of time knowing they were dropping in price for Black Friday and getting big refunds (all without having to wait in line).

It's smart but it wasn't the intended use for price protection.
That's not abuse, that was what the card was intended to do.

Abuse would be buying a television and then turning in the price match to one of those fake websites with an absurdly low price.
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#11
the other abuse was downloading an app and having it constantly monitor all purchases for you and getting adjusted on everything and paying the commission fee to do that.
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#12
Quote from liquid_celica
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the other abuse was downloading an app and having it constantly monitor all purchases for you and getting adjusted on everything and paying the commission fee to do that.
Which apps are you speaking off. Hell I'm interested lol
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#13
Quote from jclyon41
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Not everyone absued it. While I had the card, I got at least a couple thousand back. Once they removed it, I put the card in the drawer and never used it again.
you abused it enough to gain a couple thousand.
the company lost a couple thousand. you can't expect a company to continue providing those benefits even if a small portion of their "customers" use it. it's not designed to be constantly used in the manner most were/are using it. they're suppose to continue eating the loss?

good luck finding another company to provide those benefits and good luck on maintaining it. prepare for paying in cash, as i sense another card will be in your drawer in your near future LMAO
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#14
Quote from scub
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you abused it enough to gain a couple thousand.
the company lost a couple thousand. you can't expect a company to continue providing those benefits even if a small portion of their "customers" use it. it's not designed to be constantly used in the manner most were/are using it. they're suppose to continue eating the loss?

good luck finding another company to provide those benefits and good luck on maintaining it. prepare for paying in cash, as i sense another card will be in your drawer in your near future LMAO
So using a card for the intended purpose, buying something, then seeing it at a cheaper price at a later date and using price protection on the item, was abuse? They limited the amount and number of claims, they could have put in other protections for themselves, but didn't.

I said a couple thousand over the lifetime that I had the card, not how much I spent (which was about 35k a year on it). They didn't lose a dime on me, chief.
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#15
Quote from SpinControl
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Truthfully, the "abuse" came around BF.
Although I do not understand "abuse" if it's a benefit.

Abuse would be IMO if people were buying and then matching and then returning.

Although if you ever call these benefit places, they're 3rd party "insurance" companies, not the card issuer (Citi, Amex, Visa, MC, etc.).
Quote from ahmadh007
:
Abuse meaning people were buying things ahead of time knowing they were dropping in price for Black Friday and getting big refunds (all without having to wait in line).

It's smart but it wasn't the intended use for price protection.

As jclyon41 said, Black Friday was not the abuse...Discover was advertising it as a benefit during Black Friday to skip waiting in line.

Others put in (or at least at one point had) fine print regarding Black Friday and Doorbuster deals being excluded.

The issue for the most part was with the combination of the shady TV deals that were posted with the intention of using PM to get money back and the spoon feeding of how to file a claim to a bunch of cheap people who continued to do this.

Heck, there were people touting on how they purchased items, filed PP claims and then resold for hundreds of dollars in profit (not what it was intended for but whatever).

There are not many cards left and the few that are left have very specific fine print (ex: ad has to be print not online, BF/limited stock deals exclude). I don't think many people will be sharing what cards these are and if you can't do the research yourself to find these cards tough luck. If these cards are shared they will most likely go the way of the rest of the PP cards and get rid of it.
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