Forum Thread

Time to scale back on stock market investments?

2,177 1,738 November 2, 2019 at 10:28 AM
Deal
Score
0
977 Views

Thread Details

0 Deal Score
977 Views
I know this endless expansion can't go on forever. Is it time yet to rebalance my portfolio? Im about 90% in stock market mutual funds and some individual stocks. Most of mine are employer base and besides stocks, my other options would be a cash savings fund or a bond fund. I also have options with funds that are sliding scales with a percentage in stocks and the rest in bonds. 80/20, 70/30 down to 20/80. I am pretty much an auto pilot investor, what do the financial brains here think?

11 Comments

1

Sign up for a Slickdeals account to remove this ad.

This comment has been rated as unhelpful by Slickdeals users
Joined Aug 2005
I'll sleep when I'm dead
240 Posts
67 Reputation
#2
If you are an auto-pilot investor, just leave it alone. Even if there is a pullback, it will recover. Your investments will grow over time. Just ignore the market.

If you are an active investor, my opinion is that the global markets (and the US as a result) are going through a soft patch, and the Friday job numbers may be the first sign that is ending. In other words, the market is about to gap up again. But that's my opinion, and that's all it's worth. I guess the point being that you can lose money by missing a gap up the same as you can lose money staying in during a pullback.

If you just want some peace of mind, go ahead and go down to 80-20 or 70-30. It's probably not going to make a huge difference, and peace is worth paying for.
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Sep 2006
L7: Teacher
2,219 Posts
942 Reputation
#3
I would leave it be. Don't you lose short/long term capital gain in tax whenever you sell? Just have 6 months of emergency cash stashed somewhere and be in the game. Historically even if you put money in only right before each recession/depression, you will still come out ahead.
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Jun 2013
L5: Journeyman
828 Posts
99 Reputation
#4
Rebalance as ray dalio does I say unlike 90% of investors I go against the herd.

But yeah taking profit is never wrong depends on what you do afterwards.

You can rebalance by changing deposit amount to be more conservative into other assets in the plan if you dont wanna sell.

Tax ain't everything. We have to pay it sometime we are after all in 20+ trillion debt.

But the markets going higher due to federal reserve bailout in the reapo markets. I wonder how much have been printed?

Trillions or more than 20 trillion like in 2011 audit then fed bill again.

Good luck.
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Jan 2007
Free hugs!
12,989 Posts
767 Reputation
Global Mod
#5
How close are you to retirement?
Reply Helpful Comment? 1 0
This comment has been rated as unhelpful by Slickdeals users
Joined Nov 2006
disgruntled caveman
33,069 Posts
2,016 Reputation
#6
Quote from uniquename
:
How close are you to retirement?
this is the correct answer.
Reply Helpful Comment? 1 0
I heart slickdeals:

$12: 10 (good!) DVDs
$138: Zen X-Fi 32 gb
$4: ToyStory 1&2 BR/DVD + 2x TS3 movie tix
$45: 8 bags M&Ms+ 4Orville 6packs + 2 Redbox +3 blurays+ 2 DVDs+ 4 movie tix+ 1 Bisquick
$262: 50" LED TV
$281.99: mower+ 3 barstool+ 2 tailgate grill+ 6fertilizer+sawzall+4pillows+edger+swimsuit+2WiiU AfterglowPro +2sandals + sprinkler + 50' hose -- SYWR
One happy wife!
Running video game deal list: $155 bought me
3DS: DKCR, ALBW, PkmnY, MarioGolf, Starfox, FE:A
WiiU: NinLand, BatmanAC, AC4, W101, NG:RE, MK8, Pikmin 3, NSLU, 3DWorld, ZombiU
This comment has been rated as unhelpful by Slickdeals users
Joined Jan 2006
L6: Expert
1,484 Posts
186 Reputation
#7
go yolo ...
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Jul 2004
L∞: WTF
2,111 Posts
605 Reputation
#8
People have been saying this since 2013. How good is your crystal ball?
Reply Helpful Comment? 0 0

Sign up for a Slickdeals account to remove this ad.

This comment has been rated as unhelpful by Slickdeals users
Joined Feb 2007
L10: Grand Master
7,106 Posts
#9
Quote from ilovetofu
:
People have been saying this since 2013. How good is your crystal ball?
Slightly cloudy but you can still read the writing.

Next 5 months is slow but nothing drastic
trade war loosens as the election nears so the old man
can look like a winner. Election fears lower as the same ole
continues through 2022.
2023 is the year of question. Play it safe before 2024 does a trick play
that cost you your double down.
Peace
Reply Helpful Comment? 0 0
for those that hate spelling mistakes www.walmarts.comCool

bulb save money by checking your insurance every 2 years (and not every 20) Thanks Liberty Mutual for reminding me to shop. The $842 increase this year sums it up. Across the board increase for Ohio....whatever
This comment has been rated as unhelpful by Slickdeals users
Joined Jan 2007
Free hugs!
12,989 Posts
767 Reputation
Global Mod
#10
Quote from stufine
:
Slightly cloudy but you can still read the writing.

Next 5 months is slow but nothing drastic
trade war loosens as the election nears so the old man
can look like a winner. Election fears lower as the same ole
continues through 2022.
2023 is the year of question. Play it safe before 2024 does a trick play
that cost you your double down.
Peace
This is a lot like what I expect.
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Nov 2005
L10: Grand Master
30,051 Posts
3,901 Reputation
#11
Quote from ilovetofu
:
People have been saying this since 2013. How good is your crystal ball?
Well there's a thread over in the podium predicting a recession for the past year and a half....
Reply Helpful Comment? 0 0
This comment has been rated as unhelpful by Slickdeals users
Joined Aug 2011
L6: Expert
1,378 Posts
351 Reputation
#12
Quote from Dr. J
:
Well there's a thread over in the podium predicting a recession for the past year and a half....
Those idiots are just hoping for a recession.
Reply Helpful Comment? 0 0
Page 1 of 1
1
Join the Conversation
Add a Comment
 
Link Copied to Clipboard