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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+196 Deal Score
961,170 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:


Slickdeals may be compensated by Citi.
Created 11-05-2019 at 11:31 AM by Jess96
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Deal
Score
+196
961,170 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

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Joined Aug 2013
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moneybartender
11-13-2019 at 07:13 AM.
11-13-2019 at 07:13 AM.
Say 3% balance transfer, it's not really 0%.
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Joined Sep 2009
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> bubble2 15,333 Posts
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Knightshade
11-13-2019 at 09:03 AM.
11-13-2019 at 09:03 AM.
Quote from Obimymygh :
I received this card in September and in the same mailing was a brochure of all the benefits including extended warranty travel and rental car protection etc along with another page that stated these benefits would be discontinued 3 days later. Canceled the card immediately. Who wants to do a business with a company like that? Not me.

What major card issuing bank hasn't cut benefits on any of their cards in the last year?
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Joined Aug 2006
L2: Beginner
> bubble2 237 Posts
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pink123
11-13-2019 at 09:39 AM.
11-13-2019 at 09:39 AM.
This Citi card used to be my main driver but since they cut the benefits I moved to Alliant. Benefits are not that much better (but I believe still include car rental insurance and no foreign transaction fees). The cost is 95 per year but since I spend > 20k a year the extra 0.5 percent of cash back (2.5% total) offsets the annual cost
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Joined Jun 2005
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drunken cow
11-13-2019 at 09:43 AM.
11-13-2019 at 09:43 AM.
This is dumb but can I transfer balance from Chase Sapphire Reserve to Chase Slate? Or would I have to transfer to DiscoveryIT instead? I really want to consolidate my credit card balances.
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Joined Sep 2009
L10: Grand Master
> bubble2 15,333 Posts
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Knightshade
11-13-2019 at 10:58 AM.
11-13-2019 at 10:58 AM.
Quote from drunken cow :
This is dumb but can I transfer balance from Chase Sapphire Reserve to Chase Slate? Or would I have to transfer to DiscoveryIT instead? I really want to consolidate my credit card balances.

Chase (and most banks AFAIK) don't typically allow balance transfers between 2 cards both issued by them.
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Joined Jun 2005
Deal Seeker
> bubble2 456 Posts
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snowglyder
11-13-2019 at 02:01 PM.
11-13-2019 at 02:01 PM.
Quote from Knightshade :
What major card issuing bank hasn't cut benefits on any of their cards in the last year?
I'm actually curious about this too. My go to card is Discover, but am shopping around since they cut all their benefits. Yeah, happened earlier this year so I'm late to the CC shopping game.

I keep seeing this card pop up for recommendations, but really am looking for a card with purchase protection, extended warranty, rental/travel insurance, and cash back. Does this even exist anymore??
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Joined Aug 2011
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Obimymygh
11-13-2019 at 04:14 PM.
11-13-2019 at 04:14 PM.
Quote from Knightshade :
What major card issuing bank hasn't cut benefits on any of their cards in the last year?

My two cards at Capital One and my other at Chase. Extended warranty and rental car insurance is more valuable then the 2% cash back.
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Joined Sep 2009
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Knightshade
11-13-2019 at 07:15 PM.
11-13-2019 at 07:15 PM.
Quote from Obimymygh :
My two cards at Capital One and my other at Chase. Extended warranty and rental car insurance is more valuable then the 2% cash back.

Chase cut benefits several times in the last year or two- price protection made the biggest headlines but plenty of others too.

Citi was never worth using in comparison for car rental insurance since unlike the better chase cards it was secondary not primary...(in fact nobody elses was worth using in comparison for that reason)

Also Citi still has the best extended warranty in the market- additional 2 years no matter how short the original warranty is...though it's only on some, not all, of their cards.



Not sure if Cap One cut anything since other than the signup bonus most of their cards are kinda crappy rewards-wise compared to the larger issuers.
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Joined Feb 2006
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Dwang
11-14-2019 at 03:20 AM.
11-14-2019 at 03:20 AM.
Quote from netweaver :
Another option is the Navy Federal Platinum card - I just got approved a couple weeks ago. The current offer is 12-months 0% interest on balance transfers with no transfer fee. Also, there is no annual fee and my interest rate is 14.37%. You may be able to do better on the APR if your FICO score is higher than mine - the rates range from 7.74%-18.0%.

Also wanted to add that when I have called customer service, the experience has always been excellent. I definitely can't say that about a few others.
Add links to the offers when ever you can???
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Joined Aug 2011
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Obimymygh
11-14-2019 at 11:48 AM.
11-14-2019 at 11:48 AM.
Quote from Knightshade :
Chase cut benefits several times in the last year or two- price protection made the biggest headlines but plenty of others too.

Citi was never worth using in comparison for car rental insurance since unlike the better chase cards it was secondary not primary...(in fact nobody elses was worth using in comparison for that reason)

Also Citi still has the best extended warranty in the market- additional 2 years no matter how short the original warranty is...though it's only on some, not all, of their cards.



Not sure if Cap One cut anything since other than the signup bonus most of their cards are kinda crappy rewards-wise compared to the larger issuers.
Just checked. My Chase Freedom Unlimited, Chase Amazon Prime signature and Capital One Quicksilver have all the benefits you could ask for. Even no foreign transaction fee on the Quicksilver. You have to have excellent credit for these cards but the Citi double cash card had these benefits and then took them away 3 days later is what pissed me off. The lower end cards of course will not have these benefits. I won't get a card with no extended warranty.
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Joined Sep 2009
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Knightshade
11-14-2019 at 12:00 PM.
11-14-2019 at 12:00 PM.
Quote from Obimymygh :
Just checked. My Chase Freedom Unlimited, Chase Amazon Prime signature and Capital One Quicksilver have all the benefits you could ask for.
No, they don't.

Among the benefits I'd ask for are things like

Price protection. (which nearly everyone has cut in the last year)

Or return protection.

Both of which your Chase card used to have but they were cut

Hence my point that virtually every major card issuer has cut benefits in the last year+, nothing unique to Citi there.

I'd also ask for a good reward rate- which the Quicksilver fails miserably at.


And none of your cards listed offer more than 1 additional year of warranty, some Citi cards (though not this one) still offer 2 additional years.
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Joined May 2007
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diavolo33
11-14-2019 at 01:14 PM.
11-14-2019 at 01:14 PM.
Quote from karazi :
Why doesn't this fraud OP put in the BT fee? Scammer trying to get upvotes, how pathetic. Needless to say this garbage post gets a TD.

OP is a SD staffer. The post is designed to get commissions.
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Obimymygh
11-15-2019 at 06:46 AM.
11-15-2019 at 06:46 AM.
Quote from Knightshade :
No, they don't.

Among the benefits I'd ask for are things like

Price protection. (which nearly everyone has cut in the last year)

Or return protection.

Both of which your Chase card used to have but they were cut

Hence my point that virtually every major card issuer has cut benefits in the last year+, nothing unique to Citi there.

I'd also ask for a good reward rate- which the Quicksilver fails miserably at.


And none of your cards listed offer more than 1 additional year of warranty, some Citi cards (though not this one) still offer 2 additional years.
I never considered price protection or return protection a benefit I'd ever use. It's for people who stand in Walmart return lines (losers) returning everything they bought. Or oooh I found a better price over there so give me back the difference. The banks are closing this benefit because it's being abused from the same kinda people who abuse return policies. I don't blame them. Extended warranties and travel protection is another thing and can't be abused by the walmart return line loser type.
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