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Citi® Double Cash Card: Balance Transfers

0% Intro APR
for 18 Months
+67 Deal Score
258,363 Views
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. Thanks Jess96

Card Features:
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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Edited April 17, 2020 at 09:25 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.


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Created 11-05-2019 at 11:31 AM by Jess96
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Deal
Score
+67
258,363 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

338 Comments

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This comment has been rated as unhelpful by Slickdeals users
Joined Feb 2008
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#61
No sign up bonus????? Pass.
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Joined Aug 2007
L8: Grand Teacher
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#62
Quote from smart84
:
No sign up bonus????? Pass.
People sign up for this card not because of its lack of a sign up bonus...
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Joined Dec 2011
L3: Novice
253 Posts
68 Reputation
#63
Balance transfer fees should be called a trick-fee!
You are basically pre-paying paying interest (aka transfer fee) on the entire amount upfront for the entire year. You have pre-paid the interest on the entire amount, even the part that is paid off every month.
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Last edited by Da_DealGrabber December 13, 2019 at 05:21 PM.
This comment has been rated as unhelpful by Slickdeals users
Joined Mar 2011
Looking for a tasty box
4,230 Posts
1,732 Reputation
Pro
#64
Quote from Obimymygh
:
I never considered price protection or return protection a benefit I'd ever use.
Quote from Knightshade
:
Why do you hate free money?

Folks would routinely get money back just for a couple of clicks online with price protection.

No standing in line for anything. In fact it often let you AVOID standing in line because you could buy wherever was easy and get the difference between that and the price the idiot standing in line during black Friday paid.


You seem incredibly proud about having intentionally not gotten yourself a bunch of cash back in your pocket. Maybe you're on the wrong forum? LMAO
lol....what a dolt. You just got schooled by someone who knows a shit ton more than you do in terms of money and credit cards.
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Joined Oct 2011
L3: Novice
169 Posts
49 Reputation
#65
This card has been dead since the moment Citi decided to remove all the benefits of using a credit card.
Take a look at this before you apply https://slickdeals.net/f/11641971-psa-citi-double-cash-major-changes-to-cardholder-benefits

Basically you gain zero point five percent CB over other standard 1.5% CCs like freedom unlimited, C1 QuickSilver, AMEX CashMagnet, etc and you lose essential benefits like signup bonus, extended warranty on most of your purchases (since Citi had the great idea to remove it this year) which all the other cards still offer.
If you need the card to transfer a balance Chase Slate is a better alternative (No transfer fee), credit card benefits with similar cashback rate? all the ones I previously listed
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HIDDEN
12-14-2019 at 08:08 AM
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Joined Aug 2011
L5: Journeyman
535 Posts
83 Reputation
#67
Quote from argoxt
:
This card has been dead since the moment Citi decided to remove all the benefits of using a credit card.
Take a look at this before you apply https://slickdeals.net/f/11641971-psa-citi-double-cash-major-changes-to-cardholder-benefits

Basically you gain zero point five percent CB over other standard 1.5% CCs like freedom unlimited, C1 QuickSilver, AMEX CashMagnet, etc and you lose essential benefits like signup bonus, extended warranty on most of your purchases (since Citi had the great idea to remove it this year) which all the other cards still offer.
If you need the card to transfer a balance Chase Slate is a better alternative (No transfer fee), credit card benefits with similar cashback rate? all the ones I previously listed
Exactly!! Tell some of these other dummies on here.
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Joined Aug 2014
L5: Journeyman
611 Posts
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#68
Quote from Knightshade
:
Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
What's the max for Slate transfer? If I have other chase cards can I transfer the available balance from the other cards to the slate card?
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Joined Jul 2010
Expert
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#69
Quote from MBis
:
What's the max for Slate transfer? If I have other chase cards can I transfer the available balance from the other cards to the slate card?
$15,000 is the max for zero transfer fee.
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Joined Aug 2014
L5: Journeyman
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#70
Quote from mitchflorida
:
$15,000 is the max for zero transfer fee.
Thank you for the information. Hopefully it gets noticed.
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#71
Quote from Obimymygh
:
And my FICO score is 825 while yours is in the 500s.
Hilarious. This is the best you've got?

After all that schooling by Knightshade, you still haven't learned diddly squat. You're hoping by running your mouth, your'e showing the world how smart you are. I got news fer ya buddy - it's having the opposite effect. LMAO
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Last edited by Crackerjack111 December 14, 2019 at 11:08 AM.
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Joined Aug 2011
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535 Posts
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#72
Quote from Crackerjack111
:
Hilarious. This is the best you've got?

After all that schooling by Knightshade, you still haven't learned diddly squat. You're hoping by running your mouth, your'e showing the world how smart you are. I got news fer ya buddy - it's having the opposite effect. LMAO
What are ya? 12?
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#73
Quote from Obimymygh
:
What are ya? 12?
This coming from a guy that make stupid comments like this.

Quote from Obimymygh
:
And my FICO score is 825 while yours is in the 500s.
Definitely an idiot. LOL
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Joined Aug 2011
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#74
Quote from Crackerjack111
:
This coming from a guy that make stupid comments like this.



Definitely an idiot. LOL
Definitely a troll.
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#75
Quote from Obimymygh
:
Definitely a troll.
Better to be a troll than the village idiot. Good luck putz. laugh out loud
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