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Health Care Savings Thread - Inexpensive Medications

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I plan this to be a thread where inexpensive or more affordable health care options are listed for those without health insurance coverage or simply those who want to save versus high deductibles, etc. This is JUST for getting/listing cheap alternatives for everyone. Absolutely no politics. Take that stuff to the Podium!

With all of the programs below, always check to see the price of your medicine with and without using your insurance. Your co-pay may be more or less than the prices you can get using the programs.

Walmart Inexpensive Medication List - This is the program I'm most familiar with right now and refer patients to as it is very straightforward with no membership fees:

Most of these are $4/month or $10 for three months, and a lot of the most common meds are included:

https://www.walmart.com/cp/$4-pre...ns/1078664

https://i5.walmartimages.com/dfw/...08d.v1.pdf

Meijer Pharmacy

Quote from GarviK
:
Meijer pharmacy has many of the common antibiotic, cholesterol, and diabetes medicine for free: 30 days or 90 days.

This site lists a number of the other programs that are available:

https://www.goodrx.com/blog/what-...-generics/





Quote :
Which programs are still active?
It's not all bad news. Even though many pharmacies have discontinued their membership programs, some are still active.

Sam's Club: Sam's Plus members can receive hundreds of generic medications at $4 or $10 for a 30-day supply, and five select prescriptions for free. Membership is $100 annually, and does not require prescription drug insurance. Sign up online, or enroll at your nearest Sam's Club Pharmacy.

Walgreens: The Walgreens Prescriptions Savings Club is the most robust discount program on the market at the moment. Members can get over 50 medications for as little as $5 for up to a 30-day supply, and can also receive discounts on vitamins, birth control, diabetic supplies, and lifestyle medications. Annual membership is $20 for individuals or $35 for families. Sign up online or enroll at your nearest Walgreens Pharmacy.

Rite Aid: The Rite Aid Rx Savings Program offers a selection of generic medications at $9.99 for a 30-day supply and $15.99 for a 90-day supply. Membership is free, but required. Enroll at your nearest Rite Aid Pharmacy.

Walmart: Walmart offers a selection of generic medications at $4 for a 30-day supply and $10 for a 90-day supply. They also provide home delivery and discounts on oral contraceptives and men's health medications. No membership is required for this program
.
Price Chopper: The Price Chopper RxAdvantEdge Program offers select generic drugs at $9.99 for 100 tablets, as well as savings on allergy medications, antibiotics, and vitamins. Membership is free, but required. Enroll at your nearest Price Chopper Pharmacy.

Winn-Dixie: The Winn-Dixie Perks Program offers a selection of generic drugs at $4 for a 30-day supply and $10 for a 90-day supply, as well as select antibiotics for free. Membership is $5 annually per person. Sign up online or enroll at your nearest Winn-Dixie Pharmacy.

H-E-B: The H-E-B Rewards Platinum Program offers select generic medications at $4, $8, or $12 for a 30-day supply. There is no membership fee. Enroll at your nearest H-E-B Pharmacy.

Publix: Publix's "Next Best Thing To Free" Program offers a 90-day supply for select generic medications for only $7.50. Publix also has a free medication program for select blood pressure medications, diabetes medications, and antibiotics. No membership is required for this program.

HyVee: The HyVee $4 Generics Program offers select generic drugs at $4 for a 30-day supply and $10 for a 90-day supply. No membership is required for this program.
Other Programs

GoodRX

https://www.goodrx.com/how-goodrx-works

Quote :
Why do I need GoodRx?
Prescription drug prices are not regulated. The cost of a prescription may differ by more than $100 between pharmacies across the street from each other!

Insurance isn't helping like it used to. In the past 10 years, insurance companies started passing 25-80% more of the cost of drugs onto patients.

Illustration of person on the street looking for a pharmacy
How can GoodRx help me?
GoodRx gathers current prices and discounts to help you find the lowest cost pharmacy for your prescriptions. The average GoodRx customer saves $355 a year on their prescriptions.

GoodRx is 100% free. No personal information required.
Basically, you enter the med you're looking for and the website finds the best price and provides you a coupon.

Here's the output for a common med, metformin:

https://www.goodrx.com/metformin

The GoodRx card also offers discounts at many pharmacies:

https://www.goodrx.com/discount-card

GoodRx Gold charges a monthly membership fee, but says their prices are even lower. YMMV
https://www.goodrx.com/blog/save-...s-program/






Blink Health

https://www.blinkhealth.com/

Another program which will find the best prices if you enter your med and direct you to the local pharmacy to get it, or they look like they have free delivery from their own pharmacy.
Quote from holly_molly
:
Then there is Blink health. Work like Good rx but prices are occasionally (not always) cheaper than gold good rx, but hey it's free. And second thing, it's prepaid for the medicine ie you pay upfront via blink health instead of paying at the pharmacy for the med.
Singlecare.com. Another similar program, recommended by an SD Pharmacist.
https://www.singlecare.com/rx
Quote from toast123
:
Singlecare.com is a similar coupon that sometimes saves more than goodrx. Also for brand name meds, go to Needmymeds.org for help, or visit the manufacturer website (Needmymeds aggregates all the manufacturer info and links to help). I'm a retail pharmacist so I know a bit about these. Quote me if you have questions on prescription/OTC affordability.
RxOutreach

I checked a few prices on here, they don't seem as good as the other programs, but YMMV.

https://rxoutreach.org/

Quote from Barbwyr
:
If you are low income, you can qualify for Rx Outreach, https://rxoutreach.org/. Usually 90 day supply shipped free. Ifind that most prices are similar to Costco's special member pricing.

Costco

Costco also has a program, though I haven't been able to pull up prices specifically for them:

https://www.costco.com/costco-mem...-list.html
https://www.costco.com/member-pre...ogram.html


I invite everyone to contribute to this thread to help us all defeat extreme health care costs.

Stay healthy, everyone!
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Last Edited by Brus Brother November 25, 2019 at 10:44 PM
Please add any new deals/advice here that can help SDers get more affordable medical treatment. Thanks!
Blink Health for meds
https://www.blinkhealth.com/

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#16
Quote from famewolf
:
Some pharmacies will not accept goodrx as well. My mom and pop pharmacy laid it on the line saying they couldn't sell a medicine that cost THEM $150 for goodrx's $50 price. So I take that 1 prescription to publix. https://static.slickdealscdn.com/ima...ilies/wink.gif
i read somewhere that if you provide insurance card to a pharmacy and then try to take medicine via good rx or similar type of provider, the pharmacy refuse to accept those membership type offerings. Insurance provider bully pharmacy to not to accept it. So to be on safe side, I provided my good rx gold membership to kroger and united health insurance to walmart. i just check prices online via good rx and then buy accordingly.
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#17
GoodRx is what we use for our child's ADHD meds until we meet our deductible. It saves us $200 a month over our plans prices.

Publix is especially fantastic about comparing what it will cost via our plan and finding us a better price via GoodRx.
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#18
Quote from holly_molly
:
i read somewhere that if you provide insurance card to a pharmacy and then try to take medicine via good rx or similar type of provider, the pharmacy refuse to accept those membership type offerings. Insurance provider bully pharmacy to not to accept it. So to be on safe side, I provided my good rx gold membership to kroger and united health insurance to walmart. i just check prices online via good rx and then buy accordingly.
We've never experienced this. In fact Publix will always look up the most recent GoodRx price for us and then make the switch once we hit our deductible.
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#19
Brand name meds in Canada are 50-90% cheaper. But most "Canadian" websites actually ship from overseas. There is one that is actually fully based in Canada: https://www.mapleleafrx.com/. They ship from Windsor, Ontario
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#20
Goodrx is a scam. Once a claim is submitted they get ALL your info...best thing to do is compare prices with an independent pharmacy. They can likely match the price or beat goodrx.
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#21
Some great resources here. I'll def pass by n to my Pts, although I typically I point them to goodrx
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#22
Quote from koberulz909
:
Goodrx is a scam. Once a claim is submitted they get ALL your info...best thing to do is compare prices with an independent pharmacy. They can likely match the price or beat goodrx.
That's true , Try independent pharmacy and most of them beat goodrx price since they have more flexibility with pricing vs corporate pharmacy.
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#23
Something I have done for more than 2 years is use discounts (usually from GoodRX) AND I get credit for the money spent on my insurance deductible. I check prices for all medications to find the cheapest price and then get the meds. If the cheapest price was not insurance BUT insurance would have covered it, I can submit the medication receipt to United Healthcare and they apply the amount spent to my deductible.

The key is they had to be willing to pay for it (it had to be covered). If it was not going to be covered, I do not get credit for it.

I save over $200 a month doing this AND still get credit on my deductible... Win Win!!
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#24
Quote from insiderok
:
Something I have done for more than 2 years is use discounts (usually from GoodRX) AND I get credit for the money spent on my insurance deductible. I check prices for all medications to find the cheapest price and then get the meds. If the cheapest price was not insurance BUT insurance would have covered it, I can submit the medication receipt to United Healthcare and they apply the amount spent to my deductible.

The key is they had to be willing to pay for it (it had to be covered). If it was not going to be covered, I do not get credit for it.

I save over $200 a month doing this AND still get credit on my deductible... Win Win!!
That's great for you, but in my experience most insurances will NOT apply Rx costs to your deductible if you don't run it through their insurance when you order/pay. It sounds like maybe you have some special meds that are required to apply by law which might not apply for others as well.

This is a critical thing to consider when using goodrx or any other Rx program vs. your insurance. If, like most insurances, you do NOT get credit toward your deductible for Rx, then you have to consider whether you will go over your deductible or not for the year.

If you know that you will go over your deductible for the year whether you buy this Rx or not, then you should compare the goodrx/etc Rx cost vs your insurance's after-deductible cost - even if you are getting the Rx filled before your deductible is met (because you're going to hit it eventually regardless of the order of your bills).

If however, you do not expect to meet your deductible for the year, then definitely go for the cheapest option at any time.

The people above saying that they use goodrx until they hit their deductible and then switch over aren't being smart (unless they did not expect to hit their deductible in the first place).
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#25
Quote from normz04
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Viagra is cheaper at Costco than any pharmacy I know. 10 pills is only $30.
is any prescription required for this or can i buy OTC..what are the names of this
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#26
Quote from Rocket_US
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is any prescription required for this or can i buy OTC..what are the names of this
You need prescription for it. They give you the generic
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#27
Silversneakers program. 65 and older. Free membership to most gyms. Check silversneakers.com for eligilbity or your health care company.
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#28
Quote from famewolf
:
Walgreens and Walmart both do free blood screening for common things at least once a year. Sam's Club on at least 2 occasions a year does a free PSA test which normally costs anyone male under 50 on medicare around $100. They do similar tests for women twice a year also. You can google for specifics. I just know I've used those services in the past.
Kroger does the free screening once a year also. Please post the dates when they release them.
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#29
Quote from ProfessorChaos
:
Reserved for additions
Compounding pharmacies are sort of inherently cheaper, as they're usually not dealing with patented medicines.

It would be great to find a discounted one somewhere. Or one that would discount for medicare/medicaid patients.
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#30
Slickdealers for the win! Thanks for all the input so far. I'll try to keep up with the edits as more comes in.

Has anyone used any of the online blood lab companies? Some prices seem good, but I have no experience with them.

Thanks!
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