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Amex Business Platinum Holders, buy $400 worth of Dell stuff and get $400 statement credit

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A few steps to make this work, but might be worthwhile . Amex Business Platinum has $400 statement credit right now for dell purchases but $200 can be used in June and $200 can be used in July-December 2020. I talked to Dell chat and found out that they have a financing options and paying off the financing appears as if you are making a purchase to Dell. So you can basically
0) Make sure you enroll [americanexpress.com] for the extra Amex statement credits
1) buy anything on Dell for $400+ make sure to apply 10% coupon if needed
2) Checkout and put $200 on your Amex Business Platinum
3) Apply for Financing for the other $200+ (this is annoying as you have to fill a small application for a Dell Preferred Account and they send you a packet in the mail)
4) In July-December 2020, pay off $200+ of financing using your Amex Business Platinum. (if you buy something with 6 months no financing, you won't even have to pay interest for the month)

You can use this process to get a cheap $400 laptop or TV and use your entire $400 Amex Business Platinum Statement credit in one go. I confirmed a few times with the chat representative that the payments to the financing appear on your credit as identical to purchases from Dell.com but I have yet to confirm this so YMMV until someone can confirm for sure.
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Joined Nov 2007
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#2
So is this signing up for a dell credit card?
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Joined Feb 2018
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#3
Quote from whtan20
:
So is this signing up for a dell credit card?
well it's line of credit that only works on dell.com so more limited than a credit card. if you have a amex business card and want to buy something for $400 , it's just a work around so you can use your full annual statement credits.
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Joined Nov 2007
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#4
Quote from NavyGiraffe3588
:
well it's line of credit that only works on dell.com so more limited than a credit card. if you have a amex business card and want to buy something for $400 , it's just a work around so you can use your full annual statement credits.
Will they hard pull to approve you for the LOC? If not, sounds like a good work around
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Joined Dec 2008
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#5
If this is Dell Financing...:

If you decide to open a Dell Preferred Account you will need to submit a complete application. Your credit will be pulled at the time of submission. This is a hard inquiry which may have an impact on your score.

http://www1.la.dell.com/financing/comm/prequal/
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Last edited by Kazeari June 20, 2020 at 05:06 PM.
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