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Do you have a household employee - how bad is the tax angle?

32,437 4,277 August 31, 2020 at 12:55 PM
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This is a frustration for us - we have 4 kids, from ~ 2 to 11. The oldest 2 are in school most of the day and the younger 2 are at a daycare.

With covid and everyone super sensitive about even the smallest sniffle, we're already starting the year out on a bad foot and one of the toddlers was exiled (rather, made to leave) for having a runny nose. That's right - probably the stereotypical toddler vexation that is a runny nose - is now circumstance for not being allowed at daycare. The world has gone mad.

Of course if either of us were SAHPs, we wouldn't need care but we are both working professionals. I've looked at hiring a nanny/au pair previously, but now it's becoming more and more of an option as daycare is becoming more hysterical. I simply cannot be called at the drop of a hat for a random cough, runny nose, etc, something that in any other year wouldn't even be given a second thought, is now treated as if ebola has arrived.

In all we pay probably over $30k in daycare per year - (yeah tell me about it) - and that's in the range of what a full time babysitter (now into the "nanny" tier) would be making. So, coupled with some advantages of a nanny vs. daycare, I'm looking into it however frankly one angle that scares me is taxes.

This would all be legit - and it appears the *easiest* thing to do is to hire a service that basically takes care of it all for you, but of course that's also more $$ out the door. Has anyone here managed it for themselves - is it a PITA or more of a tough to get setup then easy type of situation?

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Joined Oct 2010
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#2
Quote from Dr. J
:
This is a frustration for us - we have 4 kids, from ~ 2 to 11. The oldest 2 are in school most of the day and the younger 2 are at a daycare.

With covid and everyone super sensitive about even the smallest sniffle, we're already starting the year out on a bad foot and one of the toddlers was exiled (rather, made to leave) for having a runny nose. That's right - probably the stereotypical toddler vexation that is a runny nose - is now circumstance for not being allowed at daycare. The world has gone mad.

Of course if either of us were SAHPs, we wouldn't need care but we are both working professionals. I've looked at hiring a nanny/au pair previously, but now it's becoming more and more of an option as daycare is becoming more hysterical. I simply cannot be called at the drop of a hat for a random cough, runny nose, etc, something that in any other year wouldn't even be given a second thought, is now treated as if ebola has arrived.

In all we pay probably over $30k in daycare per year - (yeah tell me about it) - and that's in the range of what a full time babysitter (now into the "nanny" tier) would be making. So, coupled with some advantages of a nanny vs. daycare, I'm looking into it however frankly one angle that scares me is taxes.

This would all be legit - and it appears the *easiest* thing to do is to hire a service that basically takes care of it all for you, but of course that's also more $$ out the door. Has anyone here managed it for themselves - is it a PITA or more of a tough to get setup then easy type of situation?
Can't speak to it for myself, but my friend had a live in nanny (actually many live in nannies) over the years when her kids were young and it was generally a nightmare even though I believe she paid a service to handle all the BS for her. None of them lasted very long. A number had various "issues" she had to fire them for. A number were just in it to get into the country and get residency. You get what you pay for usually. Never understood why she would not leave them with her mother during the day, but that is another story as well.

As to the paperwork, you can pay a service or accountant to handle it like any employee. Don't think it is too onerous if you go that route, but it will cost you money though I have no first hand experience as noted. I assume one or both of you can't work from home remotely part of the time and cover it that way?
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#3
Quote from Dr. J
:
This is a frustration for us - we have 4 kids, from ~ 2 to 11. The oldest 2 are in school most of the day and the younger 2 are at a daycare.

With covid and everyone super sensitive about even the smallest sniffle, we're already starting the year out on a bad foot and one of the toddlers was exiled (rather, made to leave) for having a runny nose. That's right - probably the stereotypical toddler vexation that is a runny nose - is now circumstance for not being allowed at daycare. The world has gone mad.

Of course if either of us were SAHPs, we wouldn't need care but we are both working professionals. I've looked at hiring a nanny/au pair previously, but now it's becoming more and more of an option as daycare is becoming more hysterical. I simply cannot be called at the drop of a hat for a random cough, runny nose, etc, something that in any other year wouldn't even be given a second thought, is now treated as if ebola has arrived.

In all we pay probably over $30k in daycare per year - (yeah tell me about it) - and that's in the range of what a full time babysitter (now into the "nanny" tier) would be making. So, coupled with some advantages of a nanny vs. daycare, I'm looking into it however frankly one angle that scares me is taxes.

This would all be legit - and it appears the *easiest* thing to do is to hire a service that basically takes care of it all for you, but of course that's also more $$ out the door. Has anyone here managed it for themselves - is it a PITA or more of a tough to get setup then easy type of situation?
I'm sorry I can't help much, but have you looked into Au-Pair's?
Something like this: https://www.aupairinamerica.com/fees/

I think there are a lot of different companies, but I think it gives you a good idea of cost and they explain on that page what is included for the cost (what they take care of).
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