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Chase Freedom Flex℠ Card: Spend $500 in First 3-Months

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Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Flex℠. Annual fee is $0. Thanks dravid

Card Details:
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
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Original Post

Written by
Edited September 15, 2020 at 07:47 PM by
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom Flex℠. This bonus and 5% on groceries in year 1 is only for those applying for a new card and not for "product changes".

HERE IS WHAT CNBC HAD TO SAY
"The Chase Freedom Flex credit card is a competitive no-annual-fee card that outmatches the other two Freedom cards. You'll receive lucrative cash-back rewards and an industry-leading welcome bonus that make this card a great asset. Plus this card pairs great with either the Chase Sapphire Preferred Card or the Chase Sapphire Reserve Card since you can transfer Ultimate Rewards points between cards. This makes your points worth 25% (Preferred) or 50% (Reserve) more."
https://www.cnbc.com/select/chase...rd-review/

Card Details:
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.


Slickdeals may be compensated by Chase.

original post by dravid:
https://creditcards.chase.com/a1/freedom/CFD
https://creditcards.chase.com/a1/freedomflex?
No annual Fee credit card with free cell phone insurance, free trip cancellation/ trip interruption insurance, free extended warranty on purchases, free worldwide free car rental insurance etc, etc, etc. This is a "World Elite Mastercard".



FREEDOM FLEX
5% on Quarterly Categories (categories for the Flex will be the same as the ones for the regular chase freedom)
5% on Travel purchased through Chase Ultimate Rewards
3% on Dining
3% on Drugstore
5% on Lyft through March 2022
1% unlimited cash back
1% to 15% cash back at select merchants when you purchase through Chase's website

NO ANNUAL FEE
FREE! Cell Phone Protection including cracked screen
: Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim.
FREE! Trip Cancellation/ Interruption Insurance : You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, nonrefundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations
FREE! Auto Rental Collision Damage Waiver : Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
FREE! Extended Warranty Protection: Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less
FREE! Purchase Protection: Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
FREE! Complimentary 3 months of DashPass that provides unlimited deliveries for a $0 delivery fee on DoorDash orders over $12
FREE! Zero Liability Protection: You won't be held responsible for unauthorized charges made with your card or account information
FREE! Credit Score: Access your credit score at any time with Credit Journey
FREE! Fraud Monitoring: Safeguard your account using real-time monitoring for possible signs of fraudulent activity
FREE! Travel and Emergency Assistance Services: If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
FREE! Take 5 rides in a month and get a $10 Lyft credit once per month
FREE! ShopRunner membership . Members currently receive 2-day shipping and free return shipping at over a hundred online retailers, including Saks Fifth Avenue, Brooks Brothers, Kate Spade, Adorama, 1-800-Flowers and more
FREE! Boxed: Earn 5% Cash Rewards on Boxed orders for use on future purchases.

Signup "bonus" for a "new application" and not for a "product change": $200 after spending $500, plus 5% back at grocery stores on up to $12,000 in purchases during the first year (12 monthly billing cycles).

Chase's Guide to Complete Benefits for the Freedom Flex is Attached!!!

5% on Quarterly Categories (for Oct to Dec 2020 the 5% category would be Paypal charges and Walmart per Doctor of Credi (DoC); DoC is also reporting that apparently Chase doesn't have the right technology to add new Flex card to Mobile wallets just yet because it is Chase's first MasterCard. Hopefully they will have this sorted out before Oct 1 so you can take advantage of Paypal or else sh$$$IT may hit the roof).
Quote from famewolf
:
For those annoyed the card is no longer in your digital wallet...you can always use your "paypal key" which is both a mastercard AND can be put into a digital wallet then point paypal to the new freedom flex.....problem solved. Oh course since next quarter you'd get 5% back on paypal purchases (discover has it for THIS quarter) and that would just be a bonus.
Workaround stated differently: Generate a paypal key which is also a mastercard...add THAT to the digital wallet...make paypal's default payment method the flex.
Quote from larryc
:
[*]Can the Chase Freedom Flex card be added to Zelle or Vemno? No, and not even sure why you brought this up; Zelle & Venmo link with bank accounts, not with credit cards[*]Can the Chase Freedom Flex card be added to Google Pay, Samsung Pay, or Apple Pay? No (See Chase's list [chase.com]. Notice that these are all Visa cards, not mastercards. Also see Doctor of Credit [doctorofcredit.com])[*]Can the Chase Freedom Flex card be added to PayPal as a paypal option? Yes, no reason to believe it couldn't be.[*]Can the Chase Freedom Flex card be used with the Paypal Key service (which creates a virtual Mastercard linked to your PayPal payment option(s)? Yes, no reason to believe it would not work.[*]Ok, I've created a Paypal key virtual Mastercard that points to my Chase Flex card; can I add this virtual PayPal card to Google Pay, Apple Pay or Samsung Pay? Yes for Google Pay; No for Samsung Pay & ApplePay, as confirmed by Doctor of Credit. [doctorofcredit.com][/LIST]
This list is subject to change, of course, but is accurate to the best of my knowledge as of the date I'm posting.
Also, for those of you thinking "Oh, of course Chase will soon add applepay support to this card", note that my Chase Ink Visa STILL does not work with ApplePay, six years after ApplePay launched. In other words, I wouldn't hold my breath.

HOW TO APPLY?PRODUCT CHANGE
Those who have the Chase Freedom or Freedom Unlimited can choose to:
a). Apply for a new card, namely, the Freedom Flex (and get the "sign up bonus")

Or

b) "Product Change" an existing Chase card to the Chase Flex card (you don't get the "bonus" but you do save a hard pull on your credit report and also helps steer clear of the 5/24 rule (5/24 rule means Chase won't issue a new card to anyone who was given 5 cards in the last 24 months, regardless of who issued the card). You need to call Chase to make a product change.

https://www.doctorofcredit.com/ch...hire-card/

Link for those "applying" for the first time (can apply from Sept 14). This link also has a direct comparison of the Freedom Unlimited (enhanced version) and Freedom Flex.
https://creditcards.chase.com/a1/...omingsoon?

HOW TO "PRODUCT CHANGE" from an existing Card (transfer you credit history from old card to new Flex card!)
Quote from Americano2016
:
Very easy to product change.

1. Call the number in the back of your card.
2. Talk with human. And say product change to flex.
3. Confirm you agree. Done!
DIRECT COMPARISON OF CHASE FREEDOM UNLIMITED VS CHASE FREEDOM FLEX
https://creditcards.chase.com/a1/...omingsoon?
Note that Freedom Unlimited is a Visa and Chase Flex is Mastercard. Chase Flex has phone insurance, ShopRunner, etc and certain other Mastercard World Elite benefits which Freedom Unlimited doesn't. Also note the difference is % points for earning.

LOOPHOLE TO PRODUCT CHANGE FROM NON-FREEDOM CARD to FREEDOM FLEX
According to Chase's media team, it was only supposed to be possible to product change a Freedom card to Freedom Flex, not from Sapphire or Unlimited cards. It's possible that this is just a Day #1 exception, and that on the 15th or beyond it will stop being possible
Data Point: Today (9/14) they would not allow the Southwest Card to product change to the Freedom Flex

For more information see the link below:
https://www.doctorofcredit.com/ch...hire-card/

QUESTION and ANSWER
Question: Anyone know of the points redemption? Is is a minimum redemption at $25 or is there no minimum?
Answer: No minimum. You can even cash out just 1 point. You have total flexibility
Question: Is Chase Freedom Flex "Product Change" Considered A New Account?
Answer: https://www.doctorofcredit.com/re...w-account/

PHONE INSURANCE COVERAGE
Benefit Overview
Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim.

The following information is a summary only. Please see your Guide to Benefits for complete details.

Additional Benefit Information
Can reimburse you to repair or replace your eligible cellular telephone in the event of theft or damage when you charge your monthly cellular service provider bill to your covered card
Coverage is in excess of any valid and collectible insurance such as cellular phone insurance programs, homeowner's insurance, or other forms of reimbursement
Who's Covered
Cardholder who pays for their monthly cellular service provider bill with their covered card
Period
In order for coverage to apply you must charge your monthly cellular service provider bill to your covered card
Coverage begins the first day of the calendar month following a payment of the cellular service provider bill and remains in effect until the last day of the calendar month following payment
What's Covered
All eligible cellular phones listed on your cellular service provider's monthly billing statement for the billing cycle in which the damage or theft occurred
What's Not Covered
This is not an exhaustive list. Examples include:
Electronic issues, such as inability to charge, mechanical or battery failure
Cellular phone accessories other than a standard battery and/or standard antenna provided by the manufacturer
Cellular phones purchased for resale or for professional or commercial use
Cellular phones that are lost or mysteriously disappear with no evidence of a wrongful act
Cellular phones which have been rented or leased from a person or company other than a cellular provider
Cellular phones borrowed or received as part of a prepaid plan
Cosmetic damage to the Cellular phone or damage that does not impact the Cellular phone's ability to make or receive phone calls
Quote from Croq
:
One of the many cell phone exclusions (man they have a lot of ways to avoid paying you anything):

"Replacement of Eligible Cellular Wireless Telephone(s) purchased
from anyone other than a cellular service provider's retail or internet
store that has the ability to initiate activation with the cellular
service provider; "

So, if I'm reading it correctly, my phone bought directly from Samsung would not be covered. Unless I bought my phone from my service provider, no coverage.
Quote from Knightshade
:

Specifically-
"Quote from Benefits guide :
To get coverage:
You must charge your monthly Eligible Cellular Wireless
Telephone bill to your Covered Card. You are eligible for
coverage the first day of the calendar month following the
payment of your Eligible Cellular Wireless Telephone bill to
your Covered Card"

Only language I see regarding pre vs post-paid are an exclusion for:

"Quote :
Eligible Cellular Wireless Telephones that are received as
part of a pre-paid plan;"

So if you brought your own phone to a pre-paid plan it seems like you'd be covered, but not if you got the phone as part of the pre-paid plan.
.
PERSONAL OPINION - BEST COMBINATION OF NO FEE CARDS FOR COSTCO SHOPPER
The best combination of no fee cards for COSCTO shoppers is the Chase Flex Mastercard and Citi Costco Visa.The citi Costco card provides 2 years extended warranty, 2% on COSTCO purchases and no foreign currency transactions. These 2 cards mean you will have both Mastercard and Visa.
Q&A On Costco Card:
Question: My Costco membership is kind of weird. My dad is the primary and he has the costco credit card. I am not sure if I can apply for one as a secondary.
Answer: Yes, of course you can. That's why a primary and secondary COSTCO member have different membership numbers so each can independently apply for a Citi COSTCO card. That's what COSTCO told me.

POTENTIAL FOR REFERRAL BONUS BY LOGGING INTO YOUR CHASE ACCOUNT
By the way, if you log on to the Chase web site, you can get a referral bonus for others who take up the Freedom card (yes it is $100 for each referral!). Unfortunately, for me, it only allows me to refer a friend for Chase Freedom Unlimited not the Chase Freedom Flex. Can others check? Once you log onto Chase, run a search for "refer a fiend" and select "credit cards"....follow the prompts and then it gives you a list of credit cards that you can refer to get a bonus. The referral bonus varies by the type of card. I am surprised the referral bonus is as high as $100 for each referral to a Freedom Unlimited card!!!
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Created 09-13-2020 at 10:54 AM by dravid
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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#46
Quote from NotNotSmart
:
i have cards with other benefits that costco cards would make redundant so i never applied. (and the nyc costco doesn't have gas stations)

Well my suggestion is to product change the Freedom to the Freedom Flex, and to apply for the Citi COSTCO Anytime card. That's truly "the best of both worlds" - no annual fee free credit cards. The CITI COSTCO card has different bonus categories including 2% on COSTCO purchases and 4% on gas, 2 year extended warranty (vs. Flex's 1 year extended warranty), and no foreign transaction fees. This is the best combination of VISA and Mastercard
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#47
Quote from dravid
:
Product change is done via a phone call to Chase. Call the number at the back of your card. Make sure you say "Product Change" so your credit history on your existing card also transfers to the new card.
When I "product change" from Chase Sapphire Preferred to Chase Flex, would I still qualify for the $200 bonus/$500 spend?
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#48
Quote from gorillaphant
:
Unfortunately I have a few months left before my annual fee for the CSR so it isn't ideal for me to do a product change. Already have a regular Freedom and a Freedom Unlimited for now though, so might wait a few months to see what other folks manage to do.

Thanks for the info!
U get ur annual fee reimburse..prorated
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#49
Quote from swegaz0rd
:
Does it run on the same bonus calendar as regular Freedom?
of course. why would it not? Aren't most rotating bonuses on a calendar year quarter? I am just using logic- You should call Chase to confirm
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#51
Quote from newbharry
:
U get ur annual fee reimburse..prorated
Is this true....if you downgrade from the CSR to the Chase Flex, you will get a prorated refund of the CSR annual fee?????
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#52
Quote from dravid
:
LOOPHOLE to product change from other cards:

People "were able to product change the Sapphire Preferred and the no-fee Sapphire to become a Freedom Flex card. It's probably possible that Sapphire Reserve, Slate, and Freedom Unlimited cards will also work now to be changed to become the Freedom Flex card. According to the media team, it was only supposed to be possible to change a Freedom card to Freedom Flex, not Sapphire or Unlimited cards. My guess is that the media team wasn't giving information based on how it'll actually work on the ground, and – in practice – we will be able to product change those cards to Flex. However, it's equally possible that this is just a Day #1 exception, and that on the 15th or beyond it will stop being possible"

https://www.doctorofcredit.com/ch...hire-card/
It's not a loophole. It's always been possible to do so. I work for Chase.
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#53
Quote from yushers
:
Would there be an annual fee?
Haven't you read the original post -- the very first line? There is no annual fee
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#55
Quote from newbharry
:
It's always been possible to do so.
How can it "always be possible" if the card is brand new and just went live?

Also, are you saying the Chase media team gave wrong information to press reporters?
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#56
Quote from Neon22
:
When I "product change" from Chase Sapphire Preferred to Chase Flex, would I still qualify for the $200 bonus/$500 spend?
No. You're not a new card member so therefore no promo. However, you do save a hard pull and also helps steer clear of the 5/24 rule
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#57
I have freedom, freedom unlimited, and reserve. Do I still apply for this and be eligible for the bonus? Or can I just add it and be eligible for the bonus
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#58
Quote from thedealsman440
:
Whats the intro APR? If it isn't 0% for first 15 months I dont want it!
If you are running balances on your card, you shouldn't be into this card - go for the Citi double cash card instead.
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#59
Quote from mepo12
:
I have freedom, freedom unlimited, and reserve. Do I still apply for this and be eligible for the bonus? Or can I just add it and be eligible for the bonus
if you apply for it as though you are applying for a new card, you should get the bonus.

FAQ's
How to apply for a Chase Freedom Flexservice markSM credit card?
You can apply for a Chase Freedom Flexservice markSM credit card in the following ways:

Online through Chase's secure electronic application form
In person at your local Chase branch
How to apply for a Chase Freedom Unlimited® credit card?
You can apply for a Chase Freedom Unlimited® credit card in the following ways:

Online through Chase's secure electronic application form
In person at your local Chase branch

CREDIT
Can you get a Chase Freedom® card with no credit?
Your credit score can be a determining factor in whether you qualify for a Chase Freedom® credit card including Chase Freedom Flexservice markSM and Chase Freedom Unlimited®. If you do not have a credit history, there are some ways you can build credit: For more information on how to build credit with no credit history, please check out our Credit Card Education Center article opens in a new windowHow to build credit for the first time.


GENERAL
Is Chase Freedom Flexservice markSM a good credit card?
The Chase Freedom Flexservice markSM cash back credit card allows you to:

Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activatesame page link to offer details reference**
Earn 5% cash back on travel purchased through Chase Ultimate Rewards®same page link to offer details reference**
Earn 3% cash back on dining at restaurants including take-out and eligible delivery servicessame page link to offer details reference**
Earn 3% cash back on drugstore purchasessame page link to offer details reference**
Earn 5% cash back on all Lyft rides (through March 2022)same page link to offer details reference**
Earn 1% cash back on all other purchasessame page link to offer details reference**
If you often dine out or anticipate frequently using your Chase Freedom Flexservice markSM on other bonus categories such as groceries, gas, or utility services, then this card may be a good credit card choice for you.

What is a Chase Freedom Flexservice markSM card?
The Chase Freedom Flexservice markSM is a cash back credit card with no annual fee.same page link to offer details reference**

What are Chase Freedom Flexservice markSM rewards?
The Chase Freedom Flexservice markSM card rewards you with 5% cash back on up to $1500 in combined purchases in quarterly bonus categories and 1% cash back on all other purchases.same page link to offer details reference** You can also earn 5% cash back on travel purchases made through Ultimate Rewards® and 3% cash back on dining purchases at restaurants, including takeout and eligible delivery services, and drugstores.same page link to offer details reference** Through March 2022, cardmembers can also earn 5% cash back on all Lyft rides.same page link to offer details reference**

Your cash back rewards can be redeemed through Ultimate Rewards® for gift cards, travel bookings, cash as a deposit or statement credit to your account, and for purchases made through shopping partners such as Amazon and Apple.same page link to offer details reference**


COMPARE
Which is better Chase Freedom Flexservice markSM or Chase Freedom Unlimited®?
Chase Freedom Flexservice markSM and Chase Freedom Unlimited® are both no-annual-fee cash back credit cards that offer similar benefits but your choice of card may depend on your individual spending habits. Both credit cards allow you to:

Earn 5% cash back on travel purchased through Chase Ultimate Rewards®same page link to offer details reference*,same page link to offer details reference**
Earn 3% cash back on dining at restaurants including take-out and eligible delivery servicessame page link to offer details reference*,same page link to offer details reference**
Earn 3% cash back on drugstore purchasessame page link to offer details reference*,same page link to offer details reference**
Earn 5% cash back on all Lyft rides (through March 2022)same page link to offer details reference*,same page link to offer details reference**
Earn a minimum cash back benefit on all other purchasessame page link to offer details reference*,same page link to offer details reference**
Receive worry-free protection benefits such as: travel insurance, purchase protection, extended warranty services and moresame page link to footnote reference^
The differences between Chase Freedom Flexservice markSM and Chase Freedom Unlimited® are:

Bonus Categories – Freedom Flexservice markSM rewards you with 5% cash back on up to $1500 in combined purchases in quarterly bonus categories.same page link to offer details reference**

Minimum Cash Back – Freedom Unlimited® offers 1.5% cash back on all purchases while Freedom Flexservice markSM offers 1% cash back on all purchases.same page link to offer details reference*

Brand – Freedom Unlimited® is a Visa credit card and Freedom Flexservice markSM is a Mastercard.

same page link to target^ These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.


MULTI-CARD
Can I have two Chase Freedom Flexservice markSM credit cards?
No, you cannot have two or more Chase Freedom Flexservice markSM credit cards.

Can you have Chase Freedom® and Chase Freedom Flexservice markSM?
Yes, you can have both the Chase Freedom Flexservice markSM and Chase Freedom® credit cards.

Can you have Chase Freedom Unlimited® and Chase Freedom Flexservice markSM?
Yes, you can have both the Chase Freedom Flexservice markSM and Chase Freedom Unlimited® credit cards.


MASTERCARD
Is Chase Freedom Flexservice markSM a Visa or Mastercard?
Chase Freedom Flexservice markSM is a Mastercard credit card with World Elite Mastercard benefits.same page link to offer details reference**

Is Chase Freedom Flexservice markSM a World Elite Mastercard?
Yes. In addition to valuable cash back potential, Chase Freedom Flexservice markSM credit card holders will receive Mastercard World Elite Benefits:same page link to offer details reference**

Cell Phone Protection – Get up to $800 per claim and $1,000 per year in cell phone protection against theft or damage for phones listed on cardmembers monthly bill. Maximum of 2 claims in a 12 month period with a $50 deductible per claim.same page link to footnote reference^^

Discounts at other popular merchants including: Boxed, ShopRunner, Fandango.same page link to offer details reference**

same page link to footnote target^^ Coverage is provided by New Hampshire Insurance Company, an AIG Company. Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage. The monthly bill associated with the phone must be paid with the eligible card for coverage to be effective. Policy provides secondary coverage only. For further information, see your Mastercard Guide to Benefits or call 1-800-MASTERCARD. Visit opens overlaymycardbenefits.com to file a claim.


POINTS
Do Chase Freedom Flexservice markSM points expire?
Your Chase Freedom Flexservice markSM reward points will not expire as long as your account remains open.same page link to offer details reference** Check your Rewards Program Agreement to learn more about your reward points and possible limitations.

How to use Chase Freedom Flexservice markSM points?
Chase Freedom Flexservice markSM points can be redeemed through Chase Ultimate Rewards®. There are many ways to redeem your rewards points:

Gift card redemption
As cash back or a statement credit to your account
Through partner brands via checkout if applicable
By purchasing travel with rewards through Ultimate Rewards®

TRAVEL
Does Chase Freedom Flexservice markSM have foreign transaction fees?
The Chase Freedom Flexservice markSM credit card may charge a foreign transaction fee, which amounts to 3% on transaction charges made internationally.same page link to offer details reference**

Does Chase Freedom Unlimited® have foreign transaction fees?
The Chase Freedom Unlimited® credit card may charge a foreign transaction fee, which amounts to 3% on transaction charges made internationally.same page link to offer details reference*

Does Chase Freedom Flexservice markSM have travel insurance?
The Chase Freedom Flexservice markSM credit card offers Trip Cancellation/Interruption Insurance. When you use your Freedom Flexservice markSM credit card to pay for your travel, you can be reimbursed up to $1,500 per person and $6,000 per trip for your prepaid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.same page link to footnote reference^

Does Chase Freedom Unlimited® have travel insurance?
The Chase Freedom Unlimited® credit card offers Trip Cancellation/Interruption Insurance. For eligible purchases made with your Chase Freedom Unlimited®, you can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.same page link to footnote reference^

Do Chase Freedom Flexservice markSM and Freedom Unlimited® always earn Unlimited 5% cash back on travel purchased through Chase Ultimate Rewards®?
Yes. You'll get 5% cash back on travel purchased through Chase Ultimate Rewards® every day with Chase Freedom Flexservice markSM and Freedom Unlimited®.same page link to offer details reference**

What counts as travel purchased through Chase Ultimate Rewards®?
You will earn 5% cash back on travel purchases made through Chase Ultimate Rewards® including hotels, flights, car rentals, things to do and cruises. For more information on booking travel through Ultimate Rewards®, please visit opens in a new windowhttps://travel.chase.com/service/.

same page link to target^ These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.


FREEDOM UNLIMITED®
How to get cash back with the Chase Freedom Unlimited® credit card?
The Chase Freedom Unlimited® credit card awards 1.5% cash back for every $1 spent on all purchases.same page link to offer details reference* Beginning September 13, 2020, you can also earn unlimited 5% cash back on travel purchases made through Ultimate Rewards® and 3% cash back on dining purchases at restaurants, including take-out and eligible delivery services, and drugstores.same page link to offer details reference* Through March 2022, cardmembers can also earn 5% cash back on all Lyft rides.same page link to offer details reference* Cash back points can be redeemed through Ultimate Rewards® with no minimum.

What are the new Chase Freedom Unlimited® cash back benefits?
Freedom Unlimited® cardmembers will earn:

5% cash back on all travel purchased through Chase Ultimate Rewards®same page link to offer details reference*
3% cash back on dining at restaurants, including takeout and eligible delivery servicessame page link to offer details reference*
3% cash back on drugstore purchasessame page link to offer details reference*
Also, Freedom Unlimited® cardmembers will continue to earn 1.5% cash back on all other purchases,same page link to offer details reference* and No Annual Fee.same page link to offer details reference*

How do I get the new Chase Freedom Unlimited® cash back rewards?
Beginning September 13, 2020, all new Freedom Unlimited® cardmembers will get the new cash back rewards. Existing cardmember will not need to apply or do anything to receive the new Freedom Unlimited® cash back rewards benefits. The new earn benefits are automatically added to existing Freedom Unlimited® customers on September 13, 2020.


DOORDASH
What DoorDash benefits do you get with Chase Freedom Unlimited® and Flexservice markSM?
Complimentary DashPass benefits on eligible orders for 3 months after activation, when the primary Freedom Unlimited® or Freedom Flexservice markSM cardmember or an authorized user activates the benefit.same page link to offer details reference*,same page link to offer details reference**
After the first 3 months, the user will be auto-enrolled for the next 9 months in DashPass with a 50% discount applied to the current membership rate.same page link to offer details reference*,same page link to offer details reference**
After the first 12 months, the user will be auto-enrolled into full price membership at the then current rate.same page link to offer details reference*,same page link to offer details reference**
How do I get a complimentary DashPass with Chase Freedom Flexservice markSM and Freedom Unlimited®?
Chase Freedom Unlimited® and Freedom Flexservice markSM cardmembers are eligible for a free 3-month DashPass when adding their Freedom credit card as the default payment method to their DoorDash account and then activating the benefit in the DoorDash mobile app. Benefits only apply when using your Chase Freedom® credit card to pay for your DoorDash order.same page link to offer details reference*,same page link to offer details reference**

How do I activate my DoorDash DashPass from Chase?same page link to offer details reference*,same page link to offer details reference**
To receive your complimentary DashPass subscription benefits, the primary cardmember or authorized user(s)same page link to offer details reference*,same page link to offer details reference** must first add their Chase Freedom Unlimited® or Freedom Flexservice markSM credit card as a payment method in the DoorDash mobile application, and then click the activation button.

Please note, the exclusive DashPass benefit is only available to one cardmember per credit card account. If another cardmember on your credit card account has already activated the discounted subscription, you will not see the offer in the DoorDash app. If the activated user un-enrolls in the subscription the primary cardmember may then activate the subscription. Note, the expiration date will be based on the first activation date.


LYFT
How do I get 5% cash back on Lyft with Chase Freedom®?same page link to offer details reference*,same page link to offer details reference**
First, make sure you have the latest version of the Lyft app. To update your Lyft app, search 'Lyft' in the app store and tap 'Update' if applicable. If you're currently viewing this page from your mobile device, click opens overlayhere for iOS or opens overlayhere for Android.

Don't have the Lyft app? Click opens overlayhere to download.

Once you've updated or downloaded the app, ensure that your Chase Freedom Unlimited® or Freedom Flexservice markSM credit card is set as default in the 'Payment' section of the app. You may have a Personal and Business profile, and can set your Chase credit card as default for one or both profiles.

What Lyft rides count for 5% cash back?same page link to offer details reference*,same page link to offer details reference**
Lyft rides must meet the following requirements to qualify:

All of the ride cost must be successfully charged to a valid US-issued Chase Freedom Unlimited® or Freedom Flexservice markSM credit card or added directly or via Apple Pay or Google Pay
Rides taken with credits or gift cards will qualify only if the credit amount does not cover the full cost of the ride
Valid for Standard, Shared, Shared Saver, Lux, Lux Black, Lyft XL, Lyft Black XL rides, Business rides, and bike and scooter rides booked through the Lyft app in the US.
Not valid on bike or scooter rides booked through partner apps
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Joined May 2011
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#60
If you already have a Chase Freedom card, I figure it's better to apply for the new Flex card instead of doing a product change. These two cards are considered separate products so you'll 1) qualify for the $200 bonus on new sign-up and 2) you can earn an extra 5% on an additional $1500 in bonus categories (5% on up to $3000 in categories in total).
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