I specifically brought this up to my IA and they basically said that so long as you don't have one when the policy is written it's OK. Now, he might have been giving me the benefit of the doubt, but I did ask.
OF course the simple answer is - don't let people other than your own family on it. Most trampoline accidents (or rather, ER visits) are due to multiple people on it colliding (75%[tulsalegalfirm.com]), not falling off or getting hung up in the springs.
In the discussion with the IA he said trampolines are considered attractive nuisances, which in my mind is total bullshit. So, I can have a piece of equipment with full safety (netting, padding) in my back yard where it cannot be seen from the road or neighbors BUT if someone isn't watching their kid and they come onto my property, wander around, get into the trampoline and get hurt it's my fault? It's not like I have landmines in my yard....
I specifically brought this up to my IA and they basically said that so long as you don't have one when the policy is written it's OK. Now, he might have been giving me the benefit of the doubt, but I did ask.
OF course the simple answer is - don't let people other than your own family on it. Most trampoline accidents (or rather, ER visits) are due to multiple people on it colliding (75%[tulsalegalfirm.com]), not falling off or getting hung up in the springs.
In the discussion with the IA he said trampolines are considered attractive nuisances, which in my mind is total bullshit. So, I can have a piece of equipment with full safety (netting, padding) in my back yard where it cannot be seen from the road or neighbors BUT if someone isn't watching their kid and they come onto my property, wander around, get into the trampoline and get hurt it's my fault? It's not like I have landmines in my yard....
They said that because when signing up, they send an inspector to the house to see what they will be insuring. Most of the time, they don't come around again. If they do, or if someone files a claim, your insurance company will drop you immediately if you didn't have a rider for the trampoline. They may or may not fight to exclude the incident. Either way, it will put you in a precarious position if you have a lien holder, such as a mortgage, which requires insurance.
I specifically brought this up to my IA and they basically said that so long as you don't have one when the policy is written it's OK. Now, he might have been giving me the benefit of the doubt, but I did ask.
OF course the simple answer is - don't let people other than your own family on it. Most trampoline accidents (or rather, ER visits) are due to multiple people on it colliding (75%[tulsalegalfirm.com]), not falling off or getting hung up in the springs.
In the discussion with the IA he said trampolines are considered attractive nuisances, which in my mind is total bullshit. So, I can have a piece of equipment with full safety (netting, padding) in my back yard where it cannot be seen from the road or neighbors BUT if someone isn't watching their kid and they come onto my property, wander around, get into the trampoline and get hurt it's my fault? It's not like I have landmines in my yard....
AMERICA!! Land of the sue. Yeah, just don't have anyone outside your household use it. Who knows about extended family as well. I wouldn't risk it at all. LOL
They said that because when signing up, they send an inspector to the house to see what they will be insuring. Most of the time, they don't come around again. If they do, or if someone files a claim, your insurance company will drop you immediately if you didn't have a rider for the trampoline. They may or may not fight to exclude the incident. Either way, it will put you in a precarious position if you have a lien holder, such as a mortgage, which requires insurance.
I've never had anyone come by my house for an insurance inspection that I know of.... and I've had multiple different companies over the years.
When are people going to stop treating animals like human beings.......
Maybe it was an accident, but regardless I agree with you with the animals to some extent.. I drove by someones house earlier and they had a balloon arch thing for their dog and they were doing a photo shoot for the dog.
If you have kids, go with the larger model. Circumference aside, you also have to consider the weight restrictions. The 14' I got from Walmart only "allows" a Max weight of 220lbs.
Thanks OP. The replacement net and poles for the 10' Upper bounce trampoline we have costs almost this much. Sadly that is all that can fit in the area it is in otherwise I would have replaced it with the Academy trampolines much sooner.
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You had better check before purchasing, or risk having no coverage should a neighbor decide to sue.
https://quotewizard.com/home-insu...-insurance
OF course the simple answer is - don't let people other than your own family on it. Most trampoline accidents (or rather, ER visits) are due to multiple people on it colliding (75% [tulsalegalfirm.com]), not falling off or getting hung up in the springs.
In the discussion with the IA he said trampolines are considered attractive nuisances, which in my mind is total bullshit. So, I can have a piece of equipment with full safety (netting, padding) in my back yard where it cannot be seen from the road or neighbors BUT if someone isn't watching their kid and they come onto my property, wander around, get into the trampoline and get hurt it's my fault? It's not like I have landmines in my yard....
OF course the simple answer is - don't let people other than your own family on it. Most trampoline accidents (or rather, ER visits) are due to multiple people on it colliding (75% [tulsalegalfirm.com]), not falling off or getting hung up in the springs.
In the discussion with the IA he said trampolines are considered attractive nuisances, which in my mind is total bullshit. So, I can have a piece of equipment with full safety (netting, padding) in my back yard where it cannot be seen from the road or neighbors BUT if someone isn't watching their kid and they come onto my property, wander around, get into the trampoline and get hurt it's my fault? It's not like I have landmines in my yard....
They said that because when signing up, they send an inspector to the house to see what they will be insuring. Most of the time, they don't come around again. If they do, or if someone files a claim, your insurance company will drop you immediately if you didn't have a rider for the trampoline. They may or may not fight to exclude the incident. Either way, it will put you in a precarious position if you have a lien holder, such as a mortgage, which requires insurance.
OF course the simple answer is - don't let people other than your own family on it. Most trampoline accidents (or rather, ER visits) are due to multiple people on it colliding (75% [tulsalegalfirm.com]), not falling off or getting hung up in the springs.
In the discussion with the IA he said trampolines are considered attractive nuisances, which in my mind is total bullshit. So, I can have a piece of equipment with full safety (netting, padding) in my back yard where it cannot be seen from the road or neighbors BUT if someone isn't watching their kid and they come onto my property, wander around, get into the trampoline and get hurt it's my fault? It's not like I have landmines in my yard....
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12' with enclosure $129
14' with enclosure $149
15' with enclosure $199
Although the Walmart trampoline may be a better brand of trampoline.
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