Capital One SavorOne Cash Rewards Credit Card: Earn $200 Cash Bonus w/

This comment has been rated as unhelpful by Slickdeals users

Joined Jun 2007

L7: Teacher

2,160 Posts

625 Reputation

03-19-2021 at 12:28 PM #46

Quote from mitchflorida

:

The smaller Walmart Neighborhood stores count as grocery stores. The large Big Box stores do not.

I thought all the Walmart Markets were gone. They shut down everything around here.

0

0

0

0

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Mar 2009

L6: Expert

1,438 Posts

201 Reputation

03-19-2021 at 12:33 PM #47

Wa eyeing this card for a while because I eat out alot. But US bank has the Altitude go card whick gives you 4x on restaurants. It might be a better card for you if restaurants are your thing. It also has a sign up bonus of 200 but you have to spend 1000

4

0

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Aug 2018

New User

2 Posts

10 Reputation

03-19-2021 at 12:53 PM #48

Applied and instantly approved. $200 cash bonus for $500 spend in 3 months is a great deal and free money for me. I may not otherwise use the card often, but no annual fee, cash back incentive, and I always autopay off my balances so there's nothing to lose. Thanks for posting OP!

1

0

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Oct 2005

L3: Novice

184 Posts

30 Reputation

03-19-2021 at 01:40 PM #49

Quote from cheapguy2020

:

Out of the 3 credit bureaus which one do they check ?

Quote from merz

:

My assumption is all three.

Quote from sameer.sawla.cs

:

All three

All three? Really? I've applied & been approved for several credit cards and auto loans (a $52K loan just last September) and all them used just one credit bureau. I know this because they will always deny me because my credit is locked and I have to unlock the specific credit bureau they use. I'm tempted to apply for this card so I can do a real time check on my locked credit.

1

0

1

Reply

Last edited by scamboogery March 21, 2021 at 07:51 AM.

This comment has been rated as unhelpful by Slickdeals users

Joined May 2016

L2: Beginner

137 Posts

535 Reputation

03-19-2021 at 01:44 PM #50

Quote from FrozenBeer

:

does Capital One have a limit on how many of their own credit card that you can have?

I already have two other cards from them... just wondering if applying for a third one will be accepted?

also.... does Capital One consider Walmart and Target to be "grocery stores" for the cash back purpose? lately, I buy my groceries from those two places only.(milk, bread, eggs, cereals, vegetables, etc)

I got 3 cards from them if that helps

0

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Aug 2014

L6: Expert

1,235 Posts

384 Reputation

03-19-2021 at 01:50 PM #51

Quote from scamboogery

:

All three? Really? I've applied & been approved for several credit cards and auto loans (a $52K loan just last September) and all them used just one credit bureau. I know this because they will always deny me because my credit is locked and I'll have to unlock the specific credit bureau they use. I'm tempted to apply for this card so I can do a real time check on my locked credit.

Ditto here...I don't think any credit card company checks all three lol

0

4

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Nov 2015

L4: Apprentice

330 Posts

65 Reputation

Pro

03-19-2021 at 02:33 PM #52

Wasn't this 4% cash back before for restaurants, or was that uber card? Anyone know of a 4-6% cash back with no annual fee?

0

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Sep 2018

L2: Beginner

65 Posts

10 Reputation

03-19-2021 at 02:36 PM #53

Can confirm, they hit all three.

3

0

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Nov 2015

L10: Grand Master

950 Posts

94 Reputation

03-19-2021 at 02:51 PM #54

Quote from jweezyfosheezy

:

Why with an annual $0 fee? Can just hold and build credit. Unless you're retired your credit score worth more than the measly $200. https://static.slickdealscdn.com/ima...questioned.gif https://static.slickdealscdn.com/ima...questioned.gif

I was thinking of the same exact thing. If there isnt an annual fee, just keep it.

0

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Feb 2006

~ Always Spinning ~

2,167 Posts

864 Reputation

03-19-2021 at 02:54 PM #55

The notorious Cap1 pulling from all 3 credit bureaus is no news for more than a decade. They even report business accounts to personal credit reports.

Quote from scamboogery

:

All three? Really? I've applied & been approved for several credit cards and auto loans (a $52K loan just last September) and all them used just one credit bureau. I know this because they will always deny me because my credit is locked and I'll have to unlock the specific credit bureau they use. I'm tempted to apply for this card so I can do a real time check on my locked credit.

6

0

Reply

Last edited by Tazmania99 March 19, 2021 at 02:56 PM.

This comment has been rated as unhelpful by Slickdeals users

Joined Nov 2014

L6: Expert

1,685 Posts

191 Reputation

03-19-2021 at 02:58 PM #56

Quote from MMOBLEY

:

Is there any downside to opening an account and then closing it afterwards just for the bonus?

Why do that? I have like 5 cards, I only use 2. However 5 cards combined I have about 40k in credit meaning unless I spend more than 4000 at a time, I'll never hit the usage of 10% which will bump my score up over time. If you consistently use over 10%, it'll drop your score over time.

7

0

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Nov 2015

L10: Grand Master

950 Posts

94 Reputation

03-19-2021 at 03:04 PM #57

In the application disclosure:

I understand that I am not eligible for this offer if:
My application is received after this offer expires, is incomplete, unreadable, inaccurate or cannot be verified.
My address is not in one of the following locations: the 50 United States, Washington, D.C., or a U.S. military location.
My address is a correctional institution.
My monthly income (my disclosed total annual income divided by 12) doesn't exceed my monthly rent/mortgage payment by at least $425. Or, Capital One otherwise determines that I am unable to make my monthly payments.
I am under 18 or do not have a valid Social Security Number or Individual Taxpayer Identification Number.
I have applied for a Capital One credit card 2 or more times in the last 30 days.
I have 5 or more open credit card accounts with Capital One.
I have a past due Capital One credit card account.
I am over my credit line on a Capital One credit card.
I have had a Capital One credit card that charged off within the past year.
I have a non-discharged bankruptcy (one that is still unresolved).

0

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Jan 2013

L3: Novice

109 Posts

18 Reputation

03-19-2021 at 03:15 PM #58

Quote from SamQ

:

Why do that? I have like 5 cards, I only use 2. However 5 cards combined I have about 40k in credit meaning unless I spend more than 4000 at a time, I'll never hit the usage of 10% which will bump my score up over time. If you consistently use over 10%, it'll drop your score over time.

Thank you. Good point.

0

Reply

This comment has been rated as unhelpful by Slickdeals users

Joined Oct 2014

L2: Beginner

29 Posts

14 Reputation

03-19-2021 at 03:31 PM #59

Do not recommend if you're trying to count your credit pulls:

1. Capital one customer service SUCKS. It's always long holds and horrible people.

2. Their reward benefits are low and often matched by others.

3. Their website is so dang slow like it's built on top of an old one with big graphics instead.

Anyway, my experience 1 year after. I've stopped using the card.

3

0

3

Reply