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Chase Freedom Cardholders: Ultimate Rewards Pts. Redemption Bonus on Dining

Extra 10%
(Purchases from Past 90-Days, Up to $250)
+174 Deal Score
138,759 Views
Chase offers Chase Freedom Cardholders: 10% Ultimate Rewards Redemption Bonus for Dining Purchases when using the Pay Yourself Back tool online or via the Chase Mobile App. Valid through 09/30/21.

Thanks community member DealShareUS for sharing this deal

Note, valid for Chase Freedom, Freedom Flex, Freedom Unlimited, and Freedom Student cardmembers.

Instructions:
  1. Visit Chase Ultimate Rewards Dashboard
  2. Select any Qualifying Dining Transactions from the last 90 days
    • Your recent eligible purchases will display, click on the box next to the transaction you would like to redeem points for
    • Under Transaction Amount you should see the regular points redemption cost crossed out and the 10% more points value amount displayed (example: $25 dining transaction would usually cost 2,500 points, with the bonus you can redeem 2,272 points instead)
    • Click continue and enter the Statement Credit Value and the tool will tell you how many points you are redeeming
    • Click Redeem to complete the process (will reflect as a statement credit for the transaction(s) that you selected)
  3. Your points will have 10% more value with the Pay Yourself Back tool

Editor's Notes & Price Research

Written by
  • Offer Terms:
    • Redeem up to $250 (22,727 pts)
    • Offer is valid through 09/30/21
    • Ultimate Rewards points may be redeemed for a statement credit using Pay Yourself Back for purchases made at select merchants within the 90 days before the redemption request date.
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Original Post

Written by
Edited July 13, 2021 at 03:48 PM by
Chase is offering 10% more points value when you redeem your ultimate chase rewards points for any dining or takeout purchase from the last 90 days
Dining10% more points value
Redeem up to $250 (22,727 pts)
Valid through 09/30/21

Directions :
Visit chase ultimate rewards dashboard
Select any qualifying dining transactions from the last 90 days
You will redeem 10% fewer points on the payback

https://ultimaterewardspoints.cha...rself-back

update:

this offer is 10% for freedom cards, CSP and CSR card may have better options or offer to redeem the reward points with 25% or 50% YMMV
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Created 07-09-2021 at 02:20 PM by DealShareUS
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Of course everyone's situation is different and you should use your points however you want, but I save my points accrued from my freedom and CSR cards to transfer to travel partners (can only do this if you have one of the sapphire cards). I am able to get around 2 cents / point (100% extra redemption value) when using points to pay for the cheapest Southwest flights through Southwest website (southwest flights seem to have better point redemption value the cheaper the flight). The Points Guy website also has nice articles on how to redeem chase points for much better value than 10%, 25%, even 50%, for sapphire owners. Just a friendly PSA - hope someone finds this interesting/useful!
Yeah, you get a bonus but travel is still way better. I only have the sapphire preferred and it has a 25% bonus for travel and the reserve is even better at 50% travel bonus.
This is prob to compete with discover 5% this quarter?

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#3
Would you be able to ELI5 what exactly this means? I usually just cash out to my bank the points I have but is this making them worth 10% more when I use them to pay for previous restaurant purchases? "Your 10,xxx points can be worth from $119 to $135 when you redeem them for eligible purchases"
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#4
Quote from Eragorn :
Would you be able to ELI5 what exactly this means? I usually just cash out to my bank the points I have but is this making them worth 10% more when I use them to pay for previous restaurant purchases? "Your 10,xxx points can be worth from $119 to $135 when you redeem them for eligible purchases"
That's exactly right. Any restaurant purchases you made with your eligible cards are eligible for this, so you essentially get 10% more for paying off your restaurants purchases instead of depositing them to your bank.
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#5
Quote from Eragorn :
Would you be able to ELI5 what exactly this means? I usually just cash out to my bank the points I have but is this making them worth 10% more when I use them to pay for previous restaurant purchases? "Your 10,xxx points can be worth from $119 to $135 when you redeem them for eligible purchases"
Yeah, you get a bonus but travel is still way better. I only have the sapphire preferred and it has a 25% bonus for travel and the reserve is even better at 50% travel bonus.
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#6
Quote from ponti :
Yeah, you get a bonus but travel is still way better. I only have the sapphire preferred and it still provides 25% bonus for travel and the reserve is even better at 50% travel bonus.
Cool. Thank you. Yeah, I don't travel much right now to be honest and only have the Flex card.
Quote from Seven87 :
That's exactly right. Any restaurant purchases you made with your eligible cards are eligible for this, so you essentially get 10% more for paying off your restaurants purchases instead of depositing them to your bank.
Thanks.
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#7
Quote from Eragorn :
Would you be able to ELI5 what exactly this means? I usually just cash out to my bank the points I have but is this making them worth 10% more when I use them to pay for previous restaurant purchases? "Your 10,xxx points can be worth from $119 to $135 when you redeem them for eligible purchases"
That's correct 10% more value for your point..chase almost never give more value while redeeming points as credit back ..but this is a good offer ..thanks op
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#8
I'm glad Chase are doing a lot of these redemption promos which keeps UR from devaluing
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#9
do this or save the points to redeem for travel? an't travel points worth more than 25%?

i have "25% more points value
Valid through 09/30/21"
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#10
Quote from BondT :
do this or save the points to redeem for travel? an't travel points worth more than 25%?

i have "25% more points value
Valid through 09/30/21"
10% back if for the freedom line of cards.. sapphire cards has 25% I think
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#11
This is prob to compete with discover 5% this quarter?
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#12
Not clear on this. Isn't it better to use the pay yourself back option since you are getting 50% more?
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#13
Quote from NervousSoda848 :
Not clear on this. Isn't it better to use the pay yourself back option since you are getting 50% more?
Wondering this as well; is this for non-CSR folks?
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HIDDEN
07-09-2021 at 10:11 PM
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#15
In my CSP account, it looks like I'm getting 25% instead of 10% for the pay yourself on dining. I know 25 > 10 but should I be indifferent at this rate vs saving it for travel purchases through the UR portal?
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