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Samsung - Galaxy Z Fold3 5G 512GB - Phantom Black (AT&T) $499 with Trade in over 3-yr

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So I did not see anyone else post this so I thought I would share.
I bought the upgraded Samsung - Galaxy Z Fold3 5G 512GB version that is normally $1899

https://www.bestbuy.com/site/sams...Id=6471912

Best buy has on sale with AT&T for $1499 and that's a $400 savings
FYI no expandable memory so consider that if you go with the 256 gb version but that would save you $100.

This brought my bill to $41.66 instalment plan over 36 months(Yes this is a long time but this phone will still preform well in 3 years).

I THAN used the trade-in program and I mailed in a S10+ and got $1000 off through installment payments in the form of a credit of $27.78 over 36 months. This means my phone Z-fold only cost me $13.89 per month for 36 months.

Trade-in that qualifies are S9 or newer and some iphones too. Trade in needs to be in good working order and worth $95 or more to get the $1000 promo.

https://www.att.com/buy/legal/19700001

Happy to share screenshots of the phone bill if you want to see it but I am stoked I got this phone for cheaper than most phones.

Best buy told me this would not work but I did it and I can confirm it worked!

ALSO, no longer available but since I preordered my phone I ALSO got a $200 Samsung store credit where I got a free watch too.
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Created 10-16-2021 at 05:54 PM by Gidor
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#2
Screenshot of my bill
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Joined Oct 2011
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#3
Good luck not breaking it for 3 years.
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#4
Quote from adamjeeps :
Good luck not breaking it for 3 years.
OMG my biggest fear lol. This is the first phone I bought insurance for.
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Quote from Gidor :
OMG my biggest fear lol. This is the first phone I bought insurance for.
You are paying $324 for insurance over 3 years.
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#6
first a year, then 2 years, then 30 months, now THREE FREAKING YEARS??? insanity...
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#7
Quote from WandaVision :
first a year, then 2 years, then 30 months, now THREE FREAKING YEARS??? insanity...
If people are willing to do it they will try.
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#8
Quote from WandaVision :
first a year, then 2 years, then 30 months, now THREE FREAKING YEARS??? insanity...
It's because people give in and buy regardless. If they said no the companies would have to come up with smaller terms or better incentives. Att was one of the first to start 30 months payments, now that T-Mobile seems to catch up they decided to go further lol.
From my previous experiences with insurance you have to read ALL small details to realize that sometimes the insurance could be useless anyways because they can claim damage under certain reasons not covered by them. Even Apple care thing allows two claims per 2 yr period so basically 1 claim per year with just lower fees mostly for repairs on top how much you already paid for the device and insurance.
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#9
I completely agree with you all that 3 years is rediculous but I usually try to make my phone last about that long and I love this phone. It has been the first game changes since going to a smart phone G1 many years ago.

Insurence always try to get the best out of you but it's my only option considering the MSRP for the phone.

With all this said to get the 512 GB version I have not found a cheaper way of getting it.

Lastly should I have NOT posted this deal? Seems like the best deal for this phone but I have gotten 2 thumbs down for it. Should I remove the post?
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#10
Quote from adamjeeps :
You are paying $324 for insurance over 3 years.
I know it's painful but how much more would a single replacement cost if I break the phone.

Open to any ideas to protect my investment.
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#11
Quote from Gidor :
I know it's painful but how much more would a single replacement cost if I break the phone.

Open to any ideas to protect my investment.
Also need to know how much the deductible is to replace it under insurance.

Looks like $299
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Last edited by adamjeeps October 16, 2021 at 09:31 PM.
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#12
Quote from Gidor :
I know it's painful but how much more would a single replacement cost if I break the phone.

Open to any ideas to protect my investment.
I think your biggest issue over 3 years is not just breaking the phone, but that the phone will start deteriorating. The previous model had issues where the plastic film on top of the screen starts peeling in the corners. These issues have come even when people take good care of their phone. These would also be the sort of cosmetic items that insurance may not cover, but will annoy you in years 2 and 3 when Samsung's warranty is done. If it was a normal device like the S21 Ultra I can see it still looking good in year 3, but because of the very nature of the device and the screen I'd be incredibly concerned with a 3-year commitment.
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#13
How is this a good deal? You are basically renting to own. I talked to a rep a few days ago and you are not allowed to pay it off early. Only can upgrade to a new device 😂
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#14
Quote from OrangeFlag452 :
How is this a good deal? You are basically renting to own. I talked to a rep a few days ago and you are not allowed to pay it off early. Only can upgrade to a new device 😂
Lately it's been more often than not when carriers substitute contracts into device payments agreement, I think it's a loophole they exploit in order to make it look like they don't force people into contracts. Usually in good old days contracts lasted 2 years tops now they're bending it into up to 3 years with this scheme.
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#15
30 months installments and Slickdeals are oxymorons.
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