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Capital One Venture Rewards Credit Card: Spend $4K in First 3 Months to Earn 75K Miles

+336 Deal Score
1,874,352 Views
Capital One is offering a 75,000 mile bonus after you spend $4,000 on purchases within the first 3 months from account opening with the Capital One Venture Rewards Credit Card. There is $95 annual fee.

Card Details:
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app


Rates & Fees

Read our review on the Capital One Venture Rewards Credit Card

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Created 05-17-2022 at 05:47 PM by moorheadhawk
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1,874,352 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Mar 2023
L2: Beginner
> bubble2 45 Posts
14 Reputation
TenseHealth1067
12-16-2023 at 09:17 AM.
12-16-2023 at 09:17 AM.
I just got approved for this card and started using their virtual card. The actual card is still in mail and they have already charged me annual fees. Is this right? I dint read they charged annual fee upfront in advance for the year. Is this right?
Reply
Joined Jan 2006
L5: Journeyman
> bubble2 719 Posts
574 Reputation
asimo
12-16-2023 at 09:48 AM.
12-16-2023 at 09:48 AM.
Not sure I can spend the amount. Does purchasing gift cards count?
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,852 Posts
285 Reputation
localHero
12-16-2023 at 09:48 AM.
12-16-2023 at 09:48 AM.
Quote from TenseHealth1067 :
I just got approved for this card and started using their virtual card. The actual card is still in mail and they have already charged me annual fees. Is this right? I dint read they charged annual fee upfront in advance for the year. Is this right?

Yep, they charge the fee up front.
Reply
Joined Dec 2005
L6: Expert
> bubble2 1,536 Posts
Gettingnowhere
12-17-2023 at 11:25 AM.
12-17-2023 at 11:25 AM.
Quote from TenseHealth1067 :
I just got approved for this card and started using their virtual card. The actual card is still in mail and they have already charged me annual fees. Is this right? I dint read they charged annual fee upfront in advance for the year. Is this right?

Where is the virtual card? I swear I can never find it.
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,234 Posts
727 Reputation
bru_that
12-17-2023 at 11:25 AM.
12-17-2023 at 11:25 AM.
Quote from TenseHealth1067 :
I just got approved for this card and started using their virtual card. The actual card is still in mail and they have already charged me annual fees. Is this right? I dint read they charged annual fee upfront in advance for the year. Is this right?
yes, it's right. Annual fee cards always charge the 1st year fee upfront, unless the card offer specifically states the 1st year fee is waived.
Reply
Joined Oct 2006
L7: Teacher
> bubble2 2,663 Posts
458 Reputation
desitoyota
12-17-2023 at 03:56 PM.
12-17-2023 at 03:56 PM.
Quote from asimo :
Not sure I can spend the amount. Does purchasing gift cards count?

Yes it's does. Which gift card and where are your buying?
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,443 Posts
75 Reputation
mcali786
12-18-2023 at 02:18 AM.
12-18-2023 at 02:18 AM.
Quote from mtnagel :
Yes, there is a "pay yourself back" for travel expenses and it's redeemed at 1% so 75k miles would be $750.

I did accidentally find out that if you do that and then cancel the expense (for example a refundable Airbnb rental), the credit goes back on your account so you've effectively converted the miles to cash at 1%.
Thanks, there was no clawback to point's or anything else later on? That's good to know as plans do change and it's good to know it's flexible
Reply

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Joined Jun 2005
L6: Expert
> bubble2 1,860 Posts
939 Reputation
mtnagel
12-18-2023 at 06:34 AM.
12-18-2023 at 06:34 AM.
Quote from mcali786 :
Thanks, there was no clawback to point's or anything else later on? That's good to know as plans do change and it's good to know it's flexible
Nope, no claw back even 5+ months later.
Reply
Joined Jul 2008
Go Ape Sh!t
> bubble2 663 Posts
214 Reputation
generic808
12-18-2023 at 07:48 AM.
12-18-2023 at 07:48 AM.
Anyone know if you get an instant virtual card to use immediately when approved? I have a big purchase coming up in 3 days which can't wait a week+ for the physical card to arrive.
Reply
Joined Mar 2023
L2: Beginner
> bubble2 45 Posts
14 Reputation
TenseHealth1067
12-18-2023 at 12:07 PM.
12-18-2023 at 12:07 PM.
Quote from Gettingnowhere :
Where is the virtual card? I swear I can never find it.

Download mobile app. It will show you right on the homepage of your card
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,443 Posts
75 Reputation
mcali786
12-18-2023 at 06:30 PM.
12-18-2023 at 06:30 PM.
Wasn't there a 900k offer link or is it only by specific users/referers? Just like how some amex users were given the Gold 900 offer back in march I remember.
Reply
Joined Nov 2007
L7: Teacher
> bubble2 2,526 Posts
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craig.678
12-18-2023 at 11:39 PM.
12-18-2023 at 11:39 PM.
Is gas consider travel expense?
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,578 Posts
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ddBqRvCpcFv6
12-20-2023 at 06:30 PM.
12-20-2023 at 06:30 PM.
Quote from craig.678 :
Is gas consider travel expense?
just hotel, rental car, airplaine

I think gas is consider another cat.

Transit
Reply
Joined Oct 2005
SD Forever...
> bubble2 4,620 Posts
365 Reputation
Elpee
12-21-2023 at 05:36 AM.
12-21-2023 at 05:36 AM.
Hi guys, I have 2 questions.
- "Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options."
I'll book my hotel through Capital One Travel, and Booking.com gives me 10% off as its member. Am I eligible to earn 5X miles in this case anymore?
- "Miles won't expire for the life of the account and there's no limit to how many you can earn."
After a year my card is downgraded to a no annual fee card, Miles STILL won't expire, or I have to use it all before that time?

TIA
Reply

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Joined Feb 2007
L8: Grand Teacher
> bubble2 3,634 Posts
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Pro
sgb
12-21-2023 at 06:40 AM.
12-21-2023 at 06:40 AM.
Quote from Elpee :
Hi guys, I have 2 questions.
- "Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options."
I'll book my hotel through Capital One Travel, and Booking.com gives me 10% off as its member. Am I eligible to earn 5X miles in this case anymore?
- "Miles won't expire for the life of the account and there's no limit to how many you can earn."
After a year my card is downgraded to a no annual fee card, Miles STILL won't expire, or I have to use it all before that time?

TIA
If you book through Capital One Travel, how does Booking.com come into play? It's a different engine/booking site. You book through one or the other.

If you downgrade to another card with miles then miles won't expire.
Reply
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