Sorry, this deal has expired.
Get notified of deals like this in the future.
Add Deal Alert for this Item
Frontpage Deal
Ally Bank: 11-Month No Penalty CD EXPIRED
4.75% APY
(no minimum deposit)
Ally Bank is offering an 11-Month No Penalty Certificate of Deposit at 4.75% APY with no minimum deposit.
Thanks to Community Member homeyhomedawg for posting this deal.
Thanks to Community Member homeyhomedawg for posting this deal.
Editor's Notes & Price Research
Written by
- About this deal:
- There's no minimum deposit required to open your account, and you can withdraw your full balance and interest any time after the first 6 days of funding your CD. Plus, we don't charge monthly maintenance fees.
- When you fund your CD within 10 days of your open date, you'll get the best rate we offer for your term and balance tier if our rate goes up within that time. The Ally Ten Day Best Rate Guarantee also applies at renewal.
- Interest compounded daily
- Your deposits are insured by the FDIC up to the maximum allowed by law
Good deal?
You gave rep to homeyhomedawg for this post.
Thank you!
homeyhomedawg posted this deal. Say thanks!
Thank you!

Original Post
Written by
Edited March 11, 2023
at 12:30 PM
pretty competitive now with short term treasuries but with less hassle. can be withdrawn anytime after first 6 days, all or nothing.
https://www.ally.com/bank/no-penalty-cd/
https://www.ally.com/bank/no-penalty-cd/
in
Financial Tools & Services
(4)
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
About the OP
Community Wiki
This post can be edited by most users to provide up-to-date information about developments of this thread based on user responses, and user findings. Feel free to add, change or remove information shown here as it becomes available. This includes new coupons, rebates, ideas, thread summary, and similar items.
Once a Thread Wiki is added to a thread, "Create Wiki" button will disappear. If you would like to learn more about Thread Wiki feature, click here.
Once a Thread Wiki is added to a thread, "Create Wiki" button will disappear. If you would like to learn more about Thread Wiki feature, click here.
889 Comments
Your comment cannot be blank.
Featured Comments
To be sure, these numbers don't mean that a bank is in trouble, or that it will be forced to sell securities for big losses. But SVB had both a troubling pattern for its interest margins and what appeared to be a relatively high percentage of securities losses relative to capital as of Dec. 31.
Marcus Savings $100 Bonus Offer
Marcus is offering $100 when you deposit $10,000 or more in new funds into a new or existing Online Savings Account within 10 days of enrollment. You must maintain those funds plus your current balance for at least 90 days.
This bonus is stackable with other deals from Marcus Bank. If you're a new customer, open an account with the referral link in the next section first to earn an extra 1.00% APY for 3 months. All customers can also earn an extra 0.10% if they're an AARP member which you can get for free.
So lock the funds for 90 days to get the same rate that Ally is offering upfront and if you need to use ANY of the money your rate drops to 3.75% for whole time. Not to long ago Ally did an identical type deal where they gave 1% savings rate bonus to EXISTING customers if they kept the funds in for 6 months on top of an already competitive rate.
Apparently new customers can STILL get that 1% bonus according to https://www.ally.com/getpaidWe for their SAVINGS which was 3.60% last time I looked.
Sign up for a Slickdeals account to remove this ad.
I just bought 5 safes
it must feel great to sit atop cash bricks, like a king
Sign up for a Slickdeals account to remove this ad.
Our community has rated this post as helpful. If you agree, why not thank
Our community has rated this post as helpful. If you agree, why not thank
To be sure, these numbers don't mean that a bank is in trouble, or that it will be forced to sell securities for big losses. But SVB had both a troubling pattern for its interest margins and what appeared to be a relatively high percentage of securities losses relative to capital as of Dec. 31.
I just bought 5 safes
Why does Ally have to do a 11 month CD as opposed too just give this rate out?
nvrmind: googl