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Citi Forward Discounts, Deals and Coupon Codes

Credit Card Thread

thelnel52 2,410 2,601 February 12, 2010 at 01:22 PM Get Citi Forward Coupons
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Last Edited by Schooby March 26, 2015 at 05:34 PM
BALANCE TRANSFER CARDS
Card Name Duration of 0% Fee Cap Link
Virgin America Visa Signature Card 6 months 3% $50 Link [virginamericavisa.com]
Escape by Discover Card 6 months 3% Uncapped Link [creditkarma.com]
Discover More Card 18 months 4% Uncapped Link [creditkarma.com]
Citi Forward Card 12 months 3% Uncapped Link [citicards.com]
HSBC GM Flexible Earnings Card 12 months 3% Uncapped Link [hsbcapply.com]
Barclays Coast to Coast 12 months 3% $75 Link [coastresortscard.com]
Chase Freedom MC 12 months 5% Uncapped Link
Chase Freedom Visa 12 months 5% Uncapped Link
Slate from Chase Visa 15 months 3% Uncapped Link



LOW APR CARDS
Card Name Duration of 0% APR Regular APR Link
Escape by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Miles by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Chase Freedom MC 6 months 12.99-22.99% variable** Link
Chase Freedom Visa 6 months 12.99-22.99% variable** Link
TrueEarnings Card from Costco and American Express 6 months 15.24% (prime rate + 11.99%) Link [americanexpress.com]
Citi Forward Card 7 months 12.99-19.99% variable Link [citiforward.com]
Discover Student Card 9 months 12.99-19.99% variable Link [creditkarma.com]
Discover Open Road Card 12 months 11.99-19.99% variable** Link [creditkarma.com]
Capital One Orbitz Visa Platinum 12 months (March 2012) 13.9-19.9% variable Link [capitalone.com]
Citi Platinum Select MasterCard 12 months 11.99-19.99** Link [citicards.com]
Slate from Chase 15 months 11.99-21.99% variable** Link
** APR depends on credit score


HIGH REWARDS

Card Name Rewards Link
Discover Student Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
Citi Forward Card Points redeemable for gift cards; 5 points/dollar for entertainment, 1 point/dollar for other purchases, 6000 points for spending $250 within first 3 months Link [citiforward.com]
AmEx Plum Card 1.5% discount for prompt payment OR 2 months with no interest Link
Discover More Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
AmEx Blue Card 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on all other eligible purchases Link
Penfed Visa Platinum Cashback Rewards 5% on gas, 1% on everything else; must be Penfed member; second card on list Link [penfed.org]
Associated Bank Visa Signature Rewards Card 1% CB on everything, 1 point per dollar, 3 points per dollar on groceries, gas, drugstores Link [associatedbank.com]

1,193 Comments

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#3
Any one know if Schwab brokerage one account offers free transfer of funds to an external account like ING?
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#4
Citicard tried to change my intrest rate from 11.04 to 29.99 so balance transfer on them ain't gonna look good soon In the future.
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Joined Nov 2005
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#5
Re: high cashback cards......

Perhaps you could add my Citi Driver's Edge card?

6% back at "grocery stores, gas stations, drug stores" (3% after the first year)
1% back on everything else
1 penny for every mile you drive

Cash back accumulates and can be used towards the maintenance, lease or purchase (PP or dealer) of a new or used car OR you can transfer the $$ to their ThankYou network where you can "purchase" gift cards and such.

So if you drive a lot, like me - you can save a lot.

Also note that you can take advantage of cards that give CB at certain types of stores. For instance with my card I get 3% back at grocery stores and drug stores. My local grocery/drug stores sell GC's for all sorts of places from HomeDepot to Amazon.com - just buy the GC's there, earning your 3% back (or whatever), then spend them. It may not be much but if you're, say, doing some major home remodeling, 3% back on many $k worth of purchases certainly does add up.

Also, what we did with this card this past year was to pay for our prescriptions OOP (my wife had a baby) then get reimbursed by our insurance later. Why pay a $10 copay at the POS when you can pay several hundred $$, get the 3% on that purchase price then get reimbursed later?
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#6
How about something for New Credit/Bad Credit?
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#7
Dr. J-

Thanks for the suggestion. I went to Citi's site to check the card out, but it said "system error" when I tried to get to apply (and see the most recent version of the terms). I'll try again later and possibly put it on the list.

Lovelyssm- That's a good idea, I'll put it on the "to do" list. If you have any suggestions or particular questions, feel free to start a thread and maybe a community member will have answers for you.
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#8
Which card should i get as a college student?
I also heard it's not good to close your first card so i don't want my first card to be a bad one. I want it with me for the rest of my life.

I have a Checking and Saving's acct with chase. never applied for a credit card.
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#9
Quote from thelnel52 View Post :
Dr. J-

Thanks for the suggestion. I went to Citi's site to check the card out, but it said "system error" when I tried to get to apply (and see the most recent version of the terms). I'll try again later and possibly put it on the list.

Lovelyssm- That's a good idea, I'll put it on the "to do" list. If you have any suggestions or particular questions, feel free to start a thread and maybe a community member will have answers for you.


http://creditcards.citicards.com/...D87E610724
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#10
Quote from quazywong View Post :
Which card should i get as a college student?
I also heard it's not good to close your first card so i don't want my first card to be a bad one. I want it with me for the rest of my life.

I have a Checking and Saving's acct with chase. never applied for a credit card.
I signed up for a few credit cards while I was in college (darn those free t-shirts and lunches), but the only one I really use is the Discover Student Card. I just happen to like cash back cards as opposed to ones with points.
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#11
Quote from chani View Post :
I signed up for a few credit cards while I was in college (darn those free t-shirts and lunches), but the only one I really use is the Discover Student Card. I just happen to like cash back cards as opposed to ones with points.
I happened to get a Discover card too. The CS is pretty good and I've had that card for about 12 years now. It wasn't a student card though.
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#12
it still gives an error when you click on apply now.
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#13
First card should be one that has low rates and one you will keep for a long time. i suggest Farm Bureau Bank Platinum MasterCard www.farmbureaubank.com 800-307-0341
If you qualify, your interest rate can be as low as 5.24% for this no-fee card. Don't go for a teaser rate card but a bank that consistenly offers low rates.

also found Simmons First Natl Bank [simmonsfirst.com] with low rates and 0 annual fee. 7.25% is their rate.

Later you can sign up for others like rewards or cashback cards. i found my info from link below. Kiplinger always list 3 of the lowest rate banks in their magazine. It's usually a small bank in the south but they offer great rates that will last not 0% rates for 12 month then skyrocket.

http://www.kiplinger.com/magazine...cards.html

http://su.pr/2wlBZc
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Last edited by Superocean February 16, 2010 at 02:25 PM.
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#14
Can the Amex Plum be considered slick with a $185 annual fee?
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#15
Quote from quazywong View Post :
Which card should i get as a college student?
I also heard it's not good to close your first card so i don't want my first card to be a bad one. I want it with me for the rest of my life.

I have a Checking and Saving's acct with chase. never applied for a credit card.
Any card you get will build your credit which should be your top priority. Get a card without an annual fee and has a decent rewards program. APR shouldn't be a concern since you're ALWAYS going to pay off your balance in full. Remember, as a college student, you're not going to be spending enough to make rewards worthwhile (generally) and your primary goal is to establish a good credit history. That said, I recommend Discover Student More Card and Citi Forward (wait out to see if annual fees are tacked on).
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