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Citi Forward Discounts, Deals and Coupon Codes

Credit Card Thread

thelnel52 2,295 2,553 February 12, 2010 at 01:22 PM More Citi Forward Deals
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Last Edited by Schooby March 26, 2015 at 05:34 PM
BALANCE TRANSFER CARDS
Card Name Duration of 0% Fee Cap Link
Virgin America Visa Signature Card 6 months 3% $50 Link [virginamericavisa.com]
Escape by Discover Card 6 months 3% Uncapped Link [creditkarma.com]
Discover More Card 18 months 4% Uncapped Link [creditkarma.com]
Citi Forward Card 12 months 3% Uncapped Link [citicards.com]
HSBC GM Flexible Earnings Card 12 months 3% Uncapped Link [hsbcapply.com]
Barclays Coast to Coast 12 months 3% $75 Link [coastresortscard.com]
Chase Freedom MC 12 months 5% Uncapped Link
Chase Freedom Visa 12 months 5% Uncapped Link
Slate from Chase Visa 15 months 3% Uncapped Link



LOW APR CARDS
Card Name Duration of 0% APR Regular APR Link
Escape by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Miles by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Chase Freedom MC 6 months 12.99-22.99% variable** Link
Chase Freedom Visa 6 months 12.99-22.99% variable** Link
TrueEarnings Card from Costco and American Express 6 months 15.24% (prime rate + 11.99%) Link [americanexpress.com]
Citi Forward Card 7 months 12.99-19.99% variable Link [citiforward.com]
Discover Student Card 9 months 12.99-19.99% variable Link [creditkarma.com]
Discover Open Road Card 12 months 11.99-19.99% variable** Link [creditkarma.com]
Capital One Orbitz Visa Platinum 12 months (March 2012) 13.9-19.9% variable Link [capitalone.com]
Citi Platinum Select MasterCard 12 months 11.99-19.99** Link [citicards.com]
Slate from Chase 15 months 11.99-21.99% variable** Link
** APR depends on credit score


HIGH REWARDS

Card Name Rewards Link
Discover Student Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
Citi Forward Card Points redeemable for gift cards; 5 points/dollar for entertainment, 1 point/dollar for other purchases, 6000 points for spending $250 within first 3 months Link [citiforward.com]
AmEx Plum Card 1.5% discount for prompt payment OR 2 months with no interest Link
Discover More Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
AmEx Blue Card 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on all other eligible purchases Link
Penfed Visa Platinum Cashback Rewards 5% on gas, 1% on everything else; must be Penfed member; second card on list Link [penfed.org]
Associated Bank Visa Signature Rewards Card 1% CB on everything, 1 point per dollar, 3 points per dollar on groceries, gas, drugstores Link [associatedbank.com]

Community Wiki

Last Edited by 1dash1 August 24, 2016 at 03:43 PM
We have created this wiki as a place for users to insert suggestions for new cards, or to request that cards linked in the original thread should be taken down. We will edit the first post AT LEAST every other week, probably much more frequently.

Citibank Double Cash MasterCard - 2% cash back (1% when you buy, 1% when you pay). No caps, no annual fee. Only real snag is that the DO have Foreign Transaction Fees.

NerdWallet has a decent lookup [nerdwallet.com] that lets you choose the type of card and filter by credit rating and features. Worth checking for current info, that's where I saw the above:

icardbonus.com has probably the most complete, although a bit outdated collection of credit card sign-up bonuses, grouped into personal, business, student and travel categories.

The credit card rewards calculator at creditcardtuneup.com will calculate expected annual rewards for your entered spending profile for many cards. It also calculates the best combinations of cards for your spending pattern.

CardHub offers up-to-date summaries of credit card offers:
http://www.cardhub.com/best-credit-card-deals/

Just a note, Discover 5% cash back is on rotating categories, might confuse some...
***9/05/13 Penfed sent notices to change 5% to 3% and add $25 annual fee if not combined with another qualifying penfed product****

A fairly up-to-date list of 0% no-fee cards is available at zeropercentbalance.com [zeropercentbalance.com]

The Penfed Visa Platinum Cashback Rewards card is only .25% on everything else but still is 5% on gas.

The latest version of the Discover It Card has no signup bonus****, but many pluses (review linky [dailymarkets.com]):
• You no longer only get 0.25% on 1st $3K spent as w/regular Discover. It's 1%.
• No annual fee
• And you get a different phone # w/quick access to U.S. agents.


****I just got the Discover It card, and if you know someone that has a discover card, a referral gives $50 to the both parties (referrer and referee). Referrer: After signup. Referee: After 1st purchase within 3 months.
OR: link to get a $75 Amazon Gift Card with first purchase within 3 months. Linky [discovercard.com] --moosepigeon

Chase Sapphire Reserve [link to offer] [chase.com]
- 100K points for $4,000 spend in first 3 months
- $300 travel credit
- $100 application fee credit for Global Entry or TSA Pre✔
- Complimentary Priority Pass™ Select membership (access to airport lounges)
- $450 annual fee not waived
- Each additional user costs another $75
Reviews of 100K offer:
http://thepointsguy.com/2016/08/c...e-reserve/
http://time.com/money/4461137/cha...edit-card/

1,134 Comments

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#691
Great! Very helpfull. Thanks so much. Will we looking at this regularly.worship
Reply Helpful Comment? 0 0
#692
is there any where i could check what kinda of credit is necessary for whatever credit i want to apply for?
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#693
Quote from slickmig View Post :
is there any where i could check what kinda of credit is necessary for whatever credit i want to apply for?
Credit Karma shows you the card and what the requirements are, who was approved with what scores and people post what their current situation is.
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#694
any suggestions on what kind of credit card i should get? Excellent credit, I have already have a Bank Americard Mastercard with no balance carried over. Looking for high rewards, no annual fee, and an annually "reward" of some type. My wife is looking at an US Bank cash + card that her work is pitching to employees, but I'll tell her to not get it if it isn't a visa sig card and not the cash + card. Prefer visa sig, but am open to discover and AMEX.

~JS
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Stuff I won, because of SD:
Bunch of stuff
From the the ashes of Friday the 13th Forum, comes Friday the 13th: The Community [f13-community.co.uk].
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#695
Quote from Jason's Storm View Post :
any suggestions on what kind of credit card i should get? Excellent credit, I have already have a Bank Americard Mastercard with no balance carried over. Looking for high rewards, no annual fee, and an annually "reward" of some type. My wife is looking at an US Bank cash + card that her work is pitching to employees, but I'll tell her to not get it if it isn't a visa sig card and not the cash + card. Prefer visa sig, but am open to discover and AMEX.

~JS
If you are looking for straight cashback I think the cash+ card is great especially if a lot of your spending is concentrated in the bonus areas.

If you were looking for something more with travel rewards SPG Amex is usually one of the more desirable cards for general spending.
Reply Helpful Comment? 0 0
#696
I am looking for suggestions for a new credit card that has good airfare rewards (looking to fly from SF to LA a couple times a year). I generally rack up 2K in charges monthly but pay them off completely. I am currently using an AMEX Blue Cash where I get 1% cash-back without any annual fees.
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#697
Quote from otakucookie View Post :
I am looking for suggestions for a new credit card that has good airfare rewards (looking to fly from SF to LA a couple times a year). I generally rack up 2K in charges monthly but pay them off completely. I am currently using an AMEX Blue Cash where I get 1% cash-back without any annual fees.
Who have you been flying?

I think a couple options are Southwest and British Airways cards.

Although I'm not overly familiar with Southwests program, I know they have a 50k signup bonus credit card. Thats worth like $800 in wanna get away fares. That will get you to LA and back a couple times.

I would go with the British Air Visa. They have 100k signup bonus (20k spend in 1st year) a couple times a year. You could use their miles for partner travel on american air. A RT ticket is 9k miles from SFO to LAX. Thats 11+ roundtrip tickets to LA. You could also use the miles for partner travel to Alaska Air.
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#698
You could call the Credit Card company to tell them what do you want. I call them once a while to ask them to increase my credit balance and decrease interest rate. 7 out 10 are pretty satisfied results.

Cindy
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#699
Your suggestions are greatly appreciated.... I just checked on Credit Karma and found that my score is very poor 568. I found that 3 years old medical bills that I have totally forgot about is the reason for this poor score. I have not had any credit cards except wells fargo secure credit card and i have closed also 5 years ago. I'm also about to start a new business with a friend of mine and looking to open a business bank account. I need your guys help on any way to improve my personal credit by opening business credit card. is that a good thing to do. which card should i apply for personal and business. thank you in advance
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Last edited by Shooting-Star April 4, 2013 at 09:48 PM
#700
Quote from Shooting-Star View Post :
Your suggestions are greatly appreciated.... I just checked on Credit Karma and found that my score is very poor 568. I found that 3 years old medical bills that I have totally forgot about is the reason for this poor score. I have not had any credit cards except wells fargo secure credit card and i have closed also 5 years ago. I'm also about to start a new business with a friend of mine and looking to open a business bank account. I need your guys help on any way to improve my personal credit by opening business credit card. is that a good thing to do. which card should i apply for personal and business. thank you in advance
Negotiate with the debt collectors to payoff the bad debt in exchange from them removing it from your credit report. If they won't do that negotiate paying a % of the debt in exchange for them updating the credit report with "paid in full".

With a credit score that low I don't know that you can get anything other than a secured credit card. You might want to have your business partner apply for the business card and add you as an authorized user.
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#701
If I joined the National Military Family Association to apply for a PenFed card last year, do I have to renew that membership to continue being a PenFed member? (Don't judge...)
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#702
Quote from cdogg44 View Post :
If I joined the National Military Family Association to apply for a PenFed card last year, do I have to renew that membership to continue being a PenFed member? (Don't judge...)
no you are good once in you are in for good since you have an account with them as long as you maintain a $5 balance in savings
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#703
What do you guys think about the Barclaycard Arrival World Master Card vs the Venture one rewards? I haven't been traveling much but this year, I am planning to go to Spain and the coming years, I'm definitely planning for a lot more traveling.
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Last edited by wi1ll May 1, 2013 at 08:34 AM
#704
I'm looking for a credit card that will give me big "bonuses" for spending in the beginning so that I can convert those "bonuses" into Amazon gift cards.

Man this credit card stuff is so confusing.

Where can I find that best site for getting the best credit card information.

Look I have a lot of upcoming purchases, and would like to get "points" for that by opening up a new card or two. Then I could use those points for Amazon gift cards.

I'm really not interested in airline miles, but whatever it takes to get the most back for Amazon gift cards I am up for.

Man, why is this so confusing? Why can't I seem to find the end all be all for credit card advice? Am I missing something in that slickdeals does not have this covered very well?
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"I own every version ever released of every Star Wars movie. I also own numerous light sabers. I also know how to use the force and have flown several X-Wings both recreationally and in combat situations. All I can say is that Ewoks shouldn't be blinking. I was there to experience whatever battle that was and I can say for a fact that they do not blink. Darth Vader doesn't scream like that at all and trying to add that in is rewriting an important piece of my life's history...-dudemind
#705
Quote from mphfrom77 View Post :
I'm looking for a credit card that will give me big "bonuses" for spending in the beginning so that I can convert those "bonuses" into Amazon gift cards.

Man this credit card stuff is so confusing.

Where can I find that best site for getting the best credit card information.

Look I have a lot of upcoming purchases, and would like to get "points" for that by opening up a new card or two. Then I could use those points for Amazon gift cards.

I'm really not interested in airline miles, but whatever it takes to get the most back for Amazon gift cards I am up for.

Man, why is this so confusing? Why can't I seem to find the end all be all for credit card advice? Am I missing something in that slickdeals does not have this covered very well?
What kinds of things are you planning on purchasing and when. Many credit cards have rotating categories that will go up to 5%.. Everything else is 1%. These categories change quarterly.

Then there are some cards that are 3% on some categories, 2% on others, then 1% on everything else. These are generally static.

So what are these "big" purchases?
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