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Citi Forward Discounts, Deals and Coupon Codes

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thelnel52 2,295 2,553 February 12, 2010 at 01:22 PM More Citi Forward Deals
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Last Edited by Schooby March 26, 2015 at 05:34 PM
BALANCE TRANSFER CARDS
Card Name Duration of 0% Fee Cap Link
Virgin America Visa Signature Card 6 months 3% $50 Link [virginamericavisa.com]
Escape by Discover Card 6 months 3% Uncapped Link [creditkarma.com]
Discover More Card 18 months 4% Uncapped Link [creditkarma.com]
Citi Forward Card 12 months 3% Uncapped Link [citicards.com]
HSBC GM Flexible Earnings Card 12 months 3% Uncapped Link [hsbcapply.com]
Barclays Coast to Coast 12 months 3% $75 Link [coastresortscard.com]
Chase Freedom MC 12 months 5% Uncapped Link
Chase Freedom Visa 12 months 5% Uncapped Link
Slate from Chase Visa 15 months 3% Uncapped Link



LOW APR CARDS
Card Name Duration of 0% APR Regular APR Link
Escape by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Miles by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Chase Freedom MC 6 months 12.99-22.99% variable** Link
Chase Freedom Visa 6 months 12.99-22.99% variable** Link
TrueEarnings Card from Costco and American Express 6 months 15.24% (prime rate + 11.99%) Link [americanexpress.com]
Citi Forward Card 7 months 12.99-19.99% variable Link [citiforward.com]
Discover Student Card 9 months 12.99-19.99% variable Link [creditkarma.com]
Discover Open Road Card 12 months 11.99-19.99% variable** Link [creditkarma.com]
Capital One Orbitz Visa Platinum 12 months (March 2012) 13.9-19.9% variable Link [capitalone.com]
Citi Platinum Select MasterCard 12 months 11.99-19.99** Link [citicards.com]
Slate from Chase 15 months 11.99-21.99% variable** Link
** APR depends on credit score


HIGH REWARDS

Card Name Rewards Link
Discover Student Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
Citi Forward Card Points redeemable for gift cards; 5 points/dollar for entertainment, 1 point/dollar for other purchases, 6000 points for spending $250 within first 3 months Link [citiforward.com]
AmEx Plum Card 1.5% discount for prompt payment OR 2 months with no interest Link
Discover More Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
AmEx Blue Card 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on all other eligible purchases Link
Penfed Visa Platinum Cashback Rewards 5% on gas, 1% on everything else; must be Penfed member; second card on list Link [penfed.org]
Associated Bank Visa Signature Rewards Card 1% CB on everything, 1 point per dollar, 3 points per dollar on groceries, gas, drugstores Link [associatedbank.com]

Community Wiki

Last Edited by 1dash1 August 24, 2016 at 03:43 PM
We have created this wiki as a place for users to insert suggestions for new cards, or to request that cards linked in the original thread should be taken down. We will edit the first post AT LEAST every other week, probably much more frequently.

Citibank Double Cash MasterCard - 2% cash back (1% when you buy, 1% when you pay). No caps, no annual fee. Only real snag is that the DO have Foreign Transaction Fees.

NerdWallet has a decent lookup [nerdwallet.com] that lets you choose the type of card and filter by credit rating and features. Worth checking for current info, that's where I saw the above:

icardbonus.com has probably the most complete, although a bit outdated collection of credit card sign-up bonuses, grouped into personal, business, student and travel categories.

The credit card rewards calculator at creditcardtuneup.com will calculate expected annual rewards for your entered spending profile for many cards. It also calculates the best combinations of cards for your spending pattern.

CardHub offers up-to-date summaries of credit card offers:
http://www.cardhub.com/best-credit-card-deals/

Just a note, Discover 5% cash back is on rotating categories, might confuse some...
***9/05/13 Penfed sent notices to change 5% to 3% and add $25 annual fee if not combined with another qualifying penfed product****

A fairly up-to-date list of 0% no-fee cards is available at zeropercentbalance.com [zeropercentbalance.com]

The Penfed Visa Platinum Cashback Rewards card is only .25% on everything else but still is 5% on gas.

The latest version of the Discover It Card has no signup bonus****, but many pluses (review linky [dailymarkets.com]):
• You no longer only get 0.25% on 1st $3K spent as w/regular Discover. It's 1%.
• No annual fee
• And you get a different phone # w/quick access to U.S. agents.


****I just got the Discover It card, and if you know someone that has a discover card, a referral gives $50 to the both parties (referrer and referee). Referrer: After signup. Referee: After 1st purchase within 3 months.
OR: link to get a $75 Amazon Gift Card with first purchase within 3 months. Linky [discovercard.com] --moosepigeon

Chase Sapphire Reserve [link to offer] [chase.com]
- 100K points for $4,000 spend in first 3 months
- $300 travel credit
- $100 application fee credit for Global Entry or TSA Pre✔
- Complimentary Priority Pass™ Select membership (access to airport lounges)
- $450 annual fee not waived
- Each additional user costs another $75
Reviews of 100K offer:
http://thepointsguy.com/2016/08/c...e-reserve/
http://time.com/money/4461137/cha...edit-card/

1,134 Comments

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#706
What I am looking for is where I can open a card, spend a specific amount within the first few months and then accrue a bunch of points that I can use towards a Amazon gift card.

So something like spend $3,000 in the first three months and get 50,000 points. 5000 points gets you a $50 Amazon gift card.

Something like that.

I plan to purchase a TV and a couch soon, so I am going to be spending that money anyways, and would like to be rewarded for it.

I am thinking more short term rewards vs long term reward here.

Thanks.
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#707
I see. I haven't seen too many good ones out there as of late. Chase Freedom is giving $100 out after $500 dollars worth of purchases in 3 months.

There are others that have annual fees. that may give more. though i am unsre if they ahve amazon gc.
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#708
Quote from mestizo122 View Post :
I see. I haven't seen too many good ones out there as of late. Chase Freedom is giving $100 out after $500 dollars worth of purchases in 3 months.

There are others that have annual fees. that may give more. though i am unsre if they ahve amazon gc.
Chase sapphire preferred. 40k points ($400 amazon gc) after $3k spend in 3months (I think). Annual fee of $95 waived first year.
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#709
Thanks guys
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#710
Anyone have any suggestions or recommendations for a decent travel credit card? Chase Sapphire? Barclaycard Arrival or Capital One's Venture Rewards? I'm looking for an overall reliable card. The only thing that attracts me to the Barclaycard would be applying the $400 credit to an upcoming plane ticket.

Thanks!
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#711
Hey guys!

I have a question about the balance transfer cards. I just bought a new home and want to redo my kitchen appliances. I would like to buy them on high rewards CC's then transfer to something like the Slate and have 15 months to pay them off. Would there be any fee associated with doing so (assuming I did it in the first 3 months of opening the slate). Also, the transfer can come from a non Chase card, right?

Thanks in advance!
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#712
Quote from wi1ll View Post :
Anyone have any suggestions or recommendations for a decent travel credit card? Chase Sapphire? Barclaycard Arrival or Capital One's Venture Rewards? I'm looking for an overall reliable card. The only thing that attracts me to the Barclaycard would be applying the $400 credit to an upcoming plane ticket.

Thanks!
Really depends on what you want to do with points. If you are just going to use for airline credits arrival card might be the way to go. If you are looking to xfer to mile programs to redeem for mileage tickets Chase Sapphire Preferred is a better card.

What are your travel plans like?


Quote from Cultivate View Post :
Hey guys!

I have a question about the balance transfer cards. I just bought a new home and want to redo my kitchen appliances. I would like to buy them on high rewards CC's then transfer to something like the Slate and have 15 months to pay them off. Would there be any fee associated with doing so (assuming I did it in the first 3 months of opening the slate). Also, the transfer can come from a non Chase card, right?

Thanks in advance!
There are no fees for balance transfers to chase slate for 1st 60 days. You can balance transfer any type of card not just chase.

I've heard they will only let you balance transfer up to like 80% of your credit limit. Also, you may not want to have your credit utilization up that high if you want to maintain a good credit score for large purchases like a car or home.
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#713
Quote from bta15 View Post :
Really depends on what you want to do with points. If you are just going to use for airline credits arrival card might be the way to go. If you are looking to xfer to mile programs to redeem for mileage tickets Chase Sapphire Preferred is a better card.

What are your travel plans like?




There are no fees for balance transfers to chase slate for 1st 60 days. You can balance transfer any type of card not just chase.

I've heard they will only let you balance transfer up to like 80% of your credit limit. Also, you may not want to have your credit utilization up that high if you want to maintain a good credit score for large purchases like a car or home.
I'll be traveling to Spain in the Fall. Planning on traveling at least once or twice a year. The card would be used for Business, travel, dining expenses but even with those 3, it won't be much. I think my spending probably won't generate significant points though.
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#714
After years with the AMEX Starwood, I signed up for AMEX Premier Rewards Gold (3x on Airfare, 2x on gas/groceries) and Chase Sapphire (2x on dining/training) and Chase Ink Classic (5x on office supplies). I read a lot of blogs on rewards programs and decided to sign up for those 3 credit cards...
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#715
I have done some reading and haven't found quite what I'm looking for. I'm looking for a very good sign-up bonus on a credit card.

I have a lot of large upcoming expenses, and I'd like to capitalize on this. Any suggestions for the best value sign-up bonuses will be greatly appreciated.

I'm looking for large amounts of reward. Not necessarily low spending requirements. I'll spend $3000 this month easy. Smilie
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#716
Quote from bta15 View Post :
Chase sapphire preferred. 40k points ($400 amazon gc) after $3k spend in 3months (I think). Annual fee of $95 waived first year.
I recently went with this deal. Though I went into one of their bank locations and signed up there. The reason why is if you sign up at the bank you only have to spend $2k in the first 3 months to get the 40k points. If you sign up online you have to spend $3k in the first 3 months to get the 40k points.

That was the best deal I could find, though I haven't checked in about 3 weeks since I did my sign up.
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#717
Quote from mphfrom77 View Post :
I recently went with this deal. Though I went into one of their bank locations and signed up there. The reason why is if you sign up at the bank you only have to spend $2k in the first 3 months to get the 40k points. If you sign up online you have to spend $3k in the first 3 months to get the 40k points.

That was the best deal I could find, though I haven't checked in about 3 weeks since I did my sign up.
interesting. i never knew u can do that. how do u keep track of such offers and how did u hear about that?
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#718
Quote from thinktank123 View Post :
interesting. i never knew u can do that. how do u keep track of such offers and how did u hear about that?
There are tons of credit card reward point blogs, here are a few I subscribe to:

- thepointsguy.com
- onemileatatime
- travelsort
- themilesprofessor
- boardingarea.com (aggregates all the reward point blogs)

and of course www.flyertalk.com (click on forums)
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#719
Wow great info. What's the difference between points and %cash back? I right now have Costco's Amex, and I would like to get another card to increase my line of credit. Recently bought a house, so I have many things to buy. I'll look into Chase. Any other suggestions will be great!
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#720
Quote from nosliw View Post :
Wow great info. What's the difference between points and %cash back? I right now have Costco's Amex, and I would like to get another card to increase my line of credit. Recently bought a house, so I have many things to buy. I'll look into Chase. Any other suggestions will be great!
Points are redeemed and earned a bit differently.

With a points reward card you get points by spending money. You can redeem points through the CC company for tangible objects, for example I just looked through chase's website
https://www.chase.com/ccp/index.j...s-cashback

They offer $20 cash back for 2000 points,
they also offer things like TVs
Quote :
Redeem for top electronics through Ultimate Rewards at the same prices you'd pay in-store. That means if it costs $200 in the real world, it costs 20,000 points here. The only thing we add to the redemption price is tax and shipping.

See featured merchandise >
However a cashback card, like the Bank of America card, offer cash back incentives for every purchase.
Quote :
1% cash back on purchases, 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter
I have the cashback card and they also offer special bonus, such as 10% cashback on applebees. As I currently have my card set up, when I reach $25 in cash back it automatically deposits my "earned cash back" rewards into my BoA savings account, for another additional bonus.

You can also use your "earned cash back" credit on your bill so that you can lower how much you pay.

Here's a link on credit karma that lays it out nicely
http://blog.creditkarma.com/credi...ds-points/
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