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Citi Forward Discounts, Deals and Coupon Codes

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thelnel52 2,295 2,553 February 12, 2010 at 01:22 PM More Citi Forward Deals
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Last Edited by Schooby March 26, 2015 at 05:34 PM
BALANCE TRANSFER CARDS
Card Name Duration of 0% Fee Cap Link
Virgin America Visa Signature Card 6 months 3% $50 Link [virginamericavisa.com]
Escape by Discover Card 6 months 3% Uncapped Link [creditkarma.com]
Discover More Card 18 months 4% Uncapped Link [creditkarma.com]
Citi Forward Card 12 months 3% Uncapped Link [citicards.com]
HSBC GM Flexible Earnings Card 12 months 3% Uncapped Link [hsbcapply.com]
Barclays Coast to Coast 12 months 3% $75 Link [coastresortscard.com]
Chase Freedom MC 12 months 5% Uncapped Link
Chase Freedom Visa 12 months 5% Uncapped Link
Slate from Chase Visa 15 months 3% Uncapped Link



LOW APR CARDS
Card Name Duration of 0% APR Regular APR Link
Escape by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Miles by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Chase Freedom MC 6 months 12.99-22.99% variable** Link
Chase Freedom Visa 6 months 12.99-22.99% variable** Link
TrueEarnings Card from Costco and American Express 6 months 15.24% (prime rate + 11.99%) Link [americanexpress.com]
Citi Forward Card 7 months 12.99-19.99% variable Link [citiforward.com]
Discover Student Card 9 months 12.99-19.99% variable Link [creditkarma.com]
Discover Open Road Card 12 months 11.99-19.99% variable** Link [creditkarma.com]
Capital One Orbitz Visa Platinum 12 months (March 2012) 13.9-19.9% variable Link [capitalone.com]
Citi Platinum Select MasterCard 12 months 11.99-19.99** Link [citicards.com]
Slate from Chase 15 months 11.99-21.99% variable** Link
** APR depends on credit score


HIGH REWARDS

Card Name Rewards Link
Discover Student Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
Citi Forward Card Points redeemable for gift cards; 5 points/dollar for entertainment, 1 point/dollar for other purchases, 6000 points for spending $250 within first 3 months Link [citiforward.com]
AmEx Plum Card 1.5% discount for prompt payment OR 2 months with no interest Link
Discover More Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
AmEx Blue Card 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on all other eligible purchases Link
Penfed Visa Platinum Cashback Rewards 5% on gas, 1% on everything else; must be Penfed member; second card on list Link [penfed.org]
Associated Bank Visa Signature Rewards Card 1% CB on everything, 1 point per dollar, 3 points per dollar on groceries, gas, drugstores Link [associatedbank.com]

Community Wiki

Last Edited by 1dash1 August 24, 2016 at 03:43 PM
We have created this wiki as a place for users to insert suggestions for new cards, or to request that cards linked in the original thread should be taken down. We will edit the first post AT LEAST every other week, probably much more frequently.

Citibank Double Cash MasterCard - 2% cash back (1% when you buy, 1% when you pay). No caps, no annual fee. Only real snag is that the DO have Foreign Transaction Fees.

NerdWallet has a decent lookup [nerdwallet.com] that lets you choose the type of card and filter by credit rating and features. Worth checking for current info, that's where I saw the above:

icardbonus.com has probably the most complete, although a bit outdated collection of credit card sign-up bonuses, grouped into personal, business, student and travel categories.

The credit card rewards calculator at creditcardtuneup.com will calculate expected annual rewards for your entered spending profile for many cards. It also calculates the best combinations of cards for your spending pattern.

CardHub offers up-to-date summaries of credit card offers:
http://www.cardhub.com/best-credit-card-deals/

Just a note, Discover 5% cash back is on rotating categories, might confuse some...
***9/05/13 Penfed sent notices to change 5% to 3% and add $25 annual fee if not combined with another qualifying penfed product****

A fairly up-to-date list of 0% no-fee cards is available at zeropercentbalance.com [zeropercentbalance.com]

The Penfed Visa Platinum Cashback Rewards card is only .25% on everything else but still is 5% on gas.

The latest version of the Discover It Card has no signup bonus****, but many pluses (review linky [dailymarkets.com]):
o You no longer only get 0.25% on 1st $3K spent as w/regular Discover. It's 1%.
o No annual fee
o And you get a different phone # w/quick access to U.S. agents.


****I just got the Discover It card, and if you know someone that has a discover card, a referral gives $50 to the both parties (referrer and referee). Referrer: After signup. Referee: After 1st purchase within 3 months.
OR: link to get a $75 Amazon Gift Card with first purchase within 3 months. Linky [discovercard.com] --moosepigeon

Chase Sapphire Reserve [link to offer] [chase.com]
- 100K points for $4,000 spend in first 3 months
- $300 travel credit
- $100 application fee credit for Global Entry or TSA Pre?
- Complimentary Priority Pass(TM) Select membership (access to airport lounges)
- $450 annual fee not waived
- Each additional user costs another $75
Reviews of 100K offer:
http://thepointsguy.com/2016/08/c...e-reserve/
http://time.com/money/4461137/cha...edit-card/

1,134 Comments

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#736
Quote from Majide View Post :
wave I have a question about Chase credit cards.

I definitely want something that does not have an annual fee. I don't care about APR because I plan to pay it off monthly. I'm trying to find something with good bonuses, and I definitely want Chase (my fiance has had good experiences with Chase).

I'm trying to decide between the Chase Freedom credit card, and the Chase Sapphire card [chase.com]. One seems to be more about bonus points, and the other is more cash back.

So I'm not sure which would be the most beneficial. Any advice? I was thinking of starting a new thread, but wanted to post in here first. Which would you all suggest?
i have the chase freedom, love it
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#737
Quote from henryondeals View Post :
i have the chase freedom, love it
Smilie That's what I went for. I have lots of wedding related purchases to make, so I got it to get the bonuses and cash back. One of the first things on it was my wedding dress woot
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#738
Quote from chompchange View Post :
Get the Sapphire preferred and then switch it over to the Freedom before the annual fee kicks in. That way you get an extra $300 signup bonus. That's what I plan to do.

Speaking of which, what's a good way to reach that $2,000 in 3 months target if I normally only spend like $300 monthly on CCs?
Some time back, I was offered a $200 incentive on Credit Karma to sign up for Chase Freedom AND saw the same deal w/a $300 incentive on SD. So I only had to spend $500 in 3 months + got $300 back! I'm not as impressed with Chase's customer service as I am with Discover's, so don't use it often.
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_______________________________________________

Please Rep if you found my post amusing &/or helpful. - SUG Surf
#739
Quote from shirleyuguest View Post :
Some time back, I was offered a $200 incentive on Credit Karma to sign up for Chase Freedom AND saw the same deal w/a $300 incentive on SD. So I only had to spend $500 in 3 months + got $300 back! I'm not as impressed with Chase's customer service as I am with Discover's, so don't use it often.
still alive? the chase sapphire MC went away a few days ago...
Reply Helpful Comment? 0 0
#740
HI Folks

I am from Canada. Was looking to get a US Card, mostly for Online Shopping and the occasional trip where I buy gas. My main requirements are:
1) No Annual Fee
2) Extended warranty on purchases
3) Cashback/ rewards
4) Easier to get with low credit rating

I have an account with Bank of America from when I was a student here but don't have any other credit history. Have several credit cards in Canada and excellent credit rating.

Thanks in advance
Reply Helpful Comment? 0 0
#741
Quote from thinktank123 View Post :
still alive? the chase sapphire MC went away a few days ago...
Really? That was quick. I'm still working on that spend bonus.
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#742
Just found a link you can use to get a $75 Amazon gift card as a signup bonus for the discover it card (yay for facebook ads!)

Linky [discovercard.com]

Updating the WIKI with this information as well.
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#743
I have been looking at getting my first Credit Card lately, I am 20, and have a Auto Loan out from my Credit Union. As well as I show two other active credit accounts, being my student loans from Dept of Education. Length of Credit History: 9 months. I make around $12.40 /hr + monthly bonus, comes to a average of around $1000 every two weeks. Credit Sesame is showing a score of 685, and Credit Karma is showing 649.

I've been looking at a few cards. I am really interested in the Discover It(/student) card which is interesting with the discover cash back, rewards, and seems to have good deals with Amazon, as well as the extended warranty. I hear stories of Discover not approving anyone that hasn't had a prior credit card before.

The other option is through my FCU who I have had a account with for atleast 5 years, and keep active accounts + loan with. They offer a Standard visa, or a student Visa. both show ScoreCard Rewards for rewards(I have never heard of score card before), I believe with my history with them they would approve me for the standard card.

Both have rewards, and I may have to check with the FCU and see if they have any cash back program, which would be nice as I do just pay everything off my debit card now(including recent card repairs, which CB would've been nice). The extra year Warranty that Discover offer is attractive, and I do have the PS4 preordered so that would be nice to have.

Any recommendations?

Edit: I do see that Visa Platinum (such as Journey Student, citi forward) offer the extended warranty program, which I thought was just on signature cards. I work with Visa every day working for a bank, and that is the only debit card I have used as they are Global Accepted.
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Last edited by jerrod22 July 9, 2013 at 10:02 PM
#744
I got a approved for a Discover It Student $500 CL, wish it was more. Try for another card as well or let it be and build history with the It?
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Last edited by jerrod22 July 15, 2013 at 10:04 PM
#745
Any thoughts on cards that would give great rewards on gas, resturants/fast food, and if needed, a card that will be used for everything else?

I also spend a decent amount on newegg and amazon. Any cards that would help with this?

Going to training for work at the end of this month and they want me to put $3500 on the card and they will reimburse me, this will be great If I could get cash back and a signon bonus.

Thinking of doing this:

Fidelity AMEX- 2% everything - My go-to card
PenFed Visa- 5% Gas

Looking for a card that would give cash back for food/entertainment dont really care about grocery stores but eating out, newegg.com, amazon.com would be awesome! Any ideas?
Reply Helpful Comment? 0 0
#746
Quote from Dlauth View Post :
Any thoughts on cards that would give great rewards on gas, resturants/fast food, and if needed, a card that will be used for everything else?

I also spend a decent amount on newegg and amazon. Any cards that would help with this?

Going to training for work at the end of this month and they want me to put $3500 on the card and they will reimburse me, this will be great If I could get cash back and a signon bonus.

Thinking of doing this:

Fidelity AMEX- 2% everything - My go-to card
PenFed Visa- 5% Gas

Looking for a card that would give cash back for food/entertainment dont really care about grocery stores but eating out, newegg.com, amazon.com would be awesome! Any ideas?
Amazon Visa sounds right for you. 3% CB on Amazon Purchases, 2% CB on Gas and Restaurants. 1% on everything else! And you don't need to worry about a fee like you would with the AMEX card.
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#747
Quote from jerrod22 View Post :
I got a approved for a Discover It Student $500 CL, wish it was more. Try for another card as well or let it be and build history with the It?
I would build history if you think that's the reason your limit is low. if your limit is low due to income, than I would also council to stick with one card -- too much credit with no income to back it is asking for trouble.

When I had a student card, I started with a similarly low limit, but about every 6 months (of paying off the balance in full) they raised my credit limit. After 2-3 years they stopped, but by then I had almost ~$4000 of credit on that card.
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#748
Quote from moosepigeon View Post :
Amazon Visa sounds right for you. 3% CB on Amazon Purchases, 2% CB on Gas and Restaurants. 1% on everything else! And you don't need to worry about a fee like you would with the AMEX card.
I got approved for the Fidelity card so that would take care of anything @ 2% CB. Im really wanting a card that will give >3% CB on entertainment and food. Newegg.com and Amazon including in this.
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#749
Just got a targeted AMEX offer. Blue Sky with 30000 bonus points after $500 spent in the first 3 months. No annual fee.
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#750
I went to Citibank's website to check on the card outside, but it said "system error" when I attempted to get to employ (and find the latest edition of the terms). I will try again after and maybe place it to the list.
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