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Citi Forward Discounts, Deals and Coupon Codes

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thelnel52 2,295 2,553 February 12, 2010 at 01:22 PM More Citi Forward Deals
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Last Edited by Schooby March 26, 2015 at 05:34 PM
BALANCE TRANSFER CARDS
Card Name Duration of 0% Fee Cap Link
Virgin America Visa Signature Card 6 months 3% $50 Link [virginamericavisa.com]
Escape by Discover Card 6 months 3% Uncapped Link [creditkarma.com]
Discover More Card 18 months 4% Uncapped Link [creditkarma.com]
Citi Forward Card 12 months 3% Uncapped Link [citicards.com]
HSBC GM Flexible Earnings Card 12 months 3% Uncapped Link [hsbcapply.com]
Barclays Coast to Coast 12 months 3% $75 Link [coastresortscard.com]
Chase Freedom MC 12 months 5% Uncapped Link
Chase Freedom Visa 12 months 5% Uncapped Link
Slate from Chase Visa 15 months 3% Uncapped Link



LOW APR CARDS
Card Name Duration of 0% APR Regular APR Link
Escape by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Miles by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Chase Freedom MC 6 months 12.99-22.99% variable** Link
Chase Freedom Visa 6 months 12.99-22.99% variable** Link
TrueEarnings Card from Costco and American Express 6 months 15.24% (prime rate + 11.99%) Link [americanexpress.com]
Citi Forward Card 7 months 12.99-19.99% variable Link [citiforward.com]
Discover Student Card 9 months 12.99-19.99% variable Link [creditkarma.com]
Discover Open Road Card 12 months 11.99-19.99% variable** Link [creditkarma.com]
Capital One Orbitz Visa Platinum 12 months (March 2012) 13.9-19.9% variable Link [capitalone.com]
Citi Platinum Select MasterCard 12 months 11.99-19.99** Link [citicards.com]
Slate from Chase 15 months 11.99-21.99% variable** Link
** APR depends on credit score


HIGH REWARDS

Card Name Rewards Link
Discover Student Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
Citi Forward Card Points redeemable for gift cards; 5 points/dollar for entertainment, 1 point/dollar for other purchases, 6000 points for spending $250 within first 3 months Link [citiforward.com]
AmEx Plum Card 1.5% discount for prompt payment OR 2 months with no interest Link
Discover More Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
AmEx Blue Card 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on all other eligible purchases Link
Penfed Visa Platinum Cashback Rewards 5% on gas, 1% on everything else; must be Penfed member; second card on list Link [penfed.org]
Associated Bank Visa Signature Rewards Card 1% CB on everything, 1 point per dollar, 3 points per dollar on groceries, gas, drugstores Link [associatedbank.com]

Community Wiki

Last Edited by 1dash1 August 24, 2016 at 03:43 PM
We have created this wiki as a place for users to insert suggestions for new cards, or to request that cards linked in the original thread should be taken down. We will edit the first post AT LEAST every other week, probably much more frequently.

Citibank Double Cash MasterCard - 2% cash back (1% when you buy, 1% when you pay). No caps, no annual fee. Only real snag is that the DO have Foreign Transaction Fees.

NerdWallet has a decent lookup [nerdwallet.com] that lets you choose the type of card and filter by credit rating and features. Worth checking for current info, that's where I saw the above:

icardbonus.com has probably the most complete, although a bit outdated collection of credit card sign-up bonuses, grouped into personal, business, student and travel categories.

The credit card rewards calculator at creditcardtuneup.com will calculate expected annual rewards for your entered spending profile for many cards. It also calculates the best combinations of cards for your spending pattern.

CardHub offers up-to-date summaries of credit card offers:
http://www.cardhub.com/best-credit-card-deals/

Just a note, Discover 5% cash back is on rotating categories, might confuse some...
***9/05/13 Penfed sent notices to change 5% to 3% and add $25 annual fee if not combined with another qualifying penfed product****

A fairly up-to-date list of 0% no-fee cards is available at zeropercentbalance.com [zeropercentbalance.com]

The Penfed Visa Platinum Cashback Rewards card is only .25% on everything else but still is 5% on gas.

The latest version of the Discover It Card has no signup bonus****, but many pluses (review linky [dailymarkets.com]):
o You no longer only get 0.25% on 1st $3K spent as w/regular Discover. It's 1%.
o No annual fee
o And you get a different phone # w/quick access to U.S. agents.


****I just got the Discover It card, and if you know someone that has a discover card, a referral gives $50 to the both parties (referrer and referee). Referrer: After signup. Referee: After 1st purchase within 3 months.
OR: link to get a $75 Amazon Gift Card with first purchase within 3 months. Linky [discovercard.com] --moosepigeon

Chase Sapphire Reserve [link to offer] [chase.com]
- 100K points for $4,000 spend in first 3 months
- $300 travel credit
- $100 application fee credit for Global Entry or TSA Pre?
- Complimentary Priority Pass(TM) Select membership (access to airport lounges)
- $450 annual fee not waived
- Each additional user costs another $75
Reviews of 100K offer:
http://thepointsguy.com/2016/08/c...e-reserve/
http://time.com/money/4461137/cha...edit-card/

1,134 Comments

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#751
Thoughts on this setup:

Fidelity - 2% on everything
Penfed - 5% gas, If I can get approved
Sallie Mae - 5% gas, 5% amazon if I dont get approved for Penfed
USbank - 5% Fastfood and 5% Restaurants
or
Citi Forward - 5% amazon, 5% restaurants, 5% Fastfood(will have to get giftcards with the points)

It should fit my spending with a combo of these cards but I will be missing out on >2% newegg cashback.

Thoughts? Comments?
Reply Helpful Comment? 0 0
#752
Quote from moosepigeon View Post :
Just found a link you can use to get a $75 Amazon gift card as a signup bonus for the discover it card (yay for facebook ads!)

Linky [discovercard.com]

Updating the WIKI with this information as well.
Thanks and Repped!
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#753
Hi, I have a discover card, however is the discover it card the same card?
Reply Helpful Comment? 0 0
#754
Hi. I am looking to get another credit card, but to be a cash back credit card. I currently have three credit cards. One from Bank of America (Bankamerica Visa Card) that I got my senior year of high school in 2009, with a limit of $700. Another from Barclay's (Barclaycard Financing Visa Card) that I got last September in 2012, with a limit of $4k, and another from Macy's (Macy's Credit Card) with a limit of $300, sometime back in December 2012. I am 22 years old, and a college student. Also, according to Experian, my credit score is 740.

I have been doing some research on cash back cards, but I want opinions of others because some of you have the cards and have actually seen cash back. Background information on my spending is that I spend a lot. I like to go out to eat a lot, and I use my cards on gas and anything. I have paid off all my credit cards, so there is nothing on them, I usually pay the balance or keep it empty. I plan on not using my other cards anymore, but will not be canceling them, as soon as I can get a cash back card.

I am stuck between the Costco one and any other ones. I prefer cash back more than travel and what not, as I don't travel. I would like no annual fee. Balance transfers, what not, don't matter because I don't deal with it. As for APR, low APR is great, but I plan on buying what I can pay only. I would prefer not having to deal with rotating categories as well.

Sorry for the long post, thank you in advance for your help. Smilie
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#755
Anyone file an extended warranty claim on electronics with MasterCard recently?
Any hassle?
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#756
Quote from kp19 View Post :
Hi. I am looking to get another credit card, but to be a cash back credit card. I currently have three credit cards. One from Bank of America (Bankamerica Visa Card) that I got my senior year of high school in 2009, with a limit of $700. Another from Barclay's (Barclaycard Financing Visa Card) that I got last September in 2012, with a limit of $4k, and another from Macy's (Macy's Credit Card) with a limit of $300, sometime back in December 2012. I am 22 years old, and a college student. Also, according to Experian, my credit score is 740.

I have been doing some research on cash back cards, but I want opinions of others because some of you have the cards and have actually seen cash back. Background information on my spending is that I spend a lot. I like to go out to eat a lot, and I use my cards on gas and anything. I have paid off all my credit cards, so there is nothing on them, I usually pay the balance or keep it empty. I plan on not using my other cards anymore, but will not be canceling them, as soon as I can get a cash back card.

I am stuck between the Costco one and any other ones. I prefer cash back more than travel and what not, as I don't travel. I would like no annual fee. Balance transfers, what not, don't matter because I don't deal with it. As for APR, low APR is great, but I plan on buying what I can pay only. I would prefer not having to deal with rotating categories as well.

Sorry for the long post, thank you in advance for your help. Smilie
1. Call BOA and have them convert your existing card to the 3-2-1 cash card. You'll have a cash back card without having to apply for a new card.

or

2. Amex Blue cash also has 3-2-1% on select categories.

or

3. Chase Freedom is a great card because you'll have access to the ultimate rewards shopping mall for additional cash back on online purchases. I know you don't want to deal with rotating categories, but it is not hard at all. Additionally, when you do want to travel in the future, the points from this card can be converted/transferred for that.

or

4. Discover card for the same reasons as 3 minus the travel part.

or

5. I think there is a capital one card that may suit your needs but I'm unfamiliar with it and the Costco card you mentioned.



Better yet, if you are as responsible as you claim, do steps 1-4 on the same day. You could likely get them all and use whichever one has the best cash back for your particular purchases.
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#757
Quote from jonnyd13 View Post :
1. Call BOA and have them convert your existing card to the 3-2-1 cash card. You'll have a cash back card without having to apply for a new card.

or

2. Amex Blue cash also has 3-2-1% on select categories.

or

3. Chase Freedom is a great card because you'll have access to the ultimate rewards shopping mall for additional cash back on online purchases. I know you don't want to deal with rotating categories, but it is not hard at all. Additionally, when you do want to travel in the future, the points from this card can be converted/transferred for that.

or

4. Discover card for the same reasons as 3 minus the travel part.

or

5. I think there is a capital one card that may suit your needs but I'm unfamiliar with it and the Costco card you mentioned.

Better yet, if you are as responsible as you claim, do steps 1-4 on the same day. You could likely get them all and use whichever one has the best cash back for your particular purchases.
Are you actually able to convert the current card I have right now to their rewards card, referring to BofA? If so, I would not mind doing that at all. Only thing was, I went in to the bank one time and asked if I could upgrade, and the banker said that I would be having two credit cards, not one, and if I just wanted one, I would have to cancel my current one. I want to avoid cancelling my current cards because of the no annual fee, so that I can keep building the length of the history. Thank you for your options and help by the way.
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#758
Quote from Dlauth View Post :
Thoughts on this setup:

Fidelity - 2% on everything
Penfed - 5% gas, If I can get approved
Sallie Mae - 5% gas, 5% amazon if I dont get approved for Penfed
USbank - 5% Fastfood and 5% Restaurants
or
Citi Forward - 5% amazon, 5% restaurants, 5% Fastfood(will have to get giftcards with the points)

It should fit my spending with a combo of these cards but I will be missing out on >2% newegg cashback.

Thoughts? Comments?
Looks pretty good covering all the bases.

Mine is:
Priceline Visa: 2%
Amex BCP: 6:3:1 supermarkets
Chase Freedom: 5% rotating

Want to change BCP to BCE though since I don't spend that much on groceries. I buy GC for Amazon/Gas, but the Gas GC are a hassle with only $25 cards available. Plus, I've only spent $1700 on gas for the last 2 years, so not really worth it so much.
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#759
Get the chase ink bold for 5X off gas and amazon by buying giftcards at office depot
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#760
Anyone know of any good deals like the old 50,000 rewards points for signing up for an American Express card (and spending some money the first few months)?
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#761
Quote from AJRiddle View Post :
Anyone know of any good deals like the old 50,000 rewards points for signing up for an American Express card (and spending some money the first few months)?
Been waiting on some good points cards as well. Best I sound was 40,000 for spending 3k in 3 months. Not sure if 40,000 is worth the time.
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#762
Quote from Meadowlands View Post :
Been waiting on some good points cards as well. Best I sound was 40,000 for spending 3k in 3 months. Not sure if 40,000 is worth the time.
Really? Where was that at? I found some where you had to spend 5K in 3 months and wasn't sure if I could do that.
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#763
Quote from Dlauth View Post :
Thoughts on this setup:

Fidelity - 2% on everything
Penfed - 5% gas, If I can get approved
Sallie Mae - 5% gas, 5% amazon if I dont get approved for Penfed
USbank - 5% Fastfood and 5% Restaurants
or
Citi Forward - 5% amazon, 5% restaurants, 5% Fastfood(will have to get giftcards with the points)

It should fit my spending with a combo of these cards but I will be missing out on >2% newegg cashback.

Thoughts? Comments?

Is the Citi Forward available for non-students?
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#764
Quote from dealdude10 View Post :
Is the Citi Forward available for non-students?
They had me prove it by sending in a tuition bill or student ID.
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#765
Quote from Meadowlands View Post :
Been waiting on some good points cards as well. Best I sound was 40,000 for spending 3k in 3 months. Not sure if 40,000 is worth the time.
the free laptop is great, even better for 170!!
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