Deal DetailsLast Edited by serra January 13, 2012 at 09:19 AM
It's back after 1 year!!
0% intro APR on purchases for 12 months.
0% intro APR on balance transfers for 12 months from date of first transfer, for transfers under this offer that post to your account by July 10, 2012
$0 Balance Transfer Fee until 7/10/2012. After that, either $10 or 5% of the amount of each transfer, whichever is greater.
In the "Important Information" section
Under "APR for Purchases" and "APR for Balance Transfers", it clears states 0% APR for 12 months. If you scroll down to "Transaction fee" It states "Intro fee of $0 for transfer that post to your account by 7/10/2012"
5% Cashback Bonus in categories that change like gas, restaurants, department stores and more
Upto 20% Cashback Bonus at retailers when you use shopdiscover
Post your approval amount and score/score type here
$5,000 - instant - 728 Experian FICO, 770 Credit Karma
$5,000 - received further review status, called and got approved - 801 FICO, 780 Credit Karma
$6,500 - received further review status, never called, showed up in mail. 726 FICO from Equifax per Discover "Congratulations" letter
$6,500 - instant, but no info on limit. Called, and found out it was 6.5K. TBD FICO (haven't received card/letter yet)
$9,500 - instant on 1/25, no limit initially..checked here hours later. 780 Credit Karma
$8,500 - received further review status, called and got approved - 737 Credit Karma
Discover does not approve 2 cards. If you are existing member, then they will offer you to split the credit limit between the cards or close older card if you insist to approve the card with this offer. I got approved by chase for 12.5k and , discover do not approve with new credit limit. So act accordingly to avoid unnecessary credit inquiry on your file.
Thank you for your application.
We appreciate your interest in Discover Card. However, we are not able to approve your application for one of the following reasons:
You have an existing Discover Card account. <Login to access your current account>
You have submitted another application for a Discover Card within the past 30 days.You can check the status of your application any time at discover.com/checkstatus.
You will receive a letter in 3-5 business days with the specific reason for this decision.
If you are interested in other financial products and services from Discover, please visit www.discover.co