I just got an email from Chase offering $200 free when opening account. NO direct deposit needed!
There is a unique coupon code so it appears to be targeted.
For those that didn't get the e-mail, it looks like people have been having good luck with a "trial and error" method of guessing coupon code
Go to Chase.com/checking
Then hit "Open Now" under Chase total Checking
Under "What would you like to do?", Pick "I would like to start a new application."
Enter in Coupon Code
Guess to XXXX numbers from the following:
New $200 for new checking til May 19th:
New $200 for new checking June 14th:
details for the approach are here: http://www.hustlermoneyblog.com/2...p-2242012/
1Service Fee: Chase Total CheckingSM has no monthly Service Fee when you do any one of the following each statement period: Option #1: Have monthly direct deposits totaling $500 or more made to this account; OR, Option #2: Keep the daily balance in your checking account at or above $1,500; OR, Option #3: Keep an average balance of $5,000 or more in your checking and other types of qualifying Chase accounts. Otherwise a $12 monthly Service Fee will apply ($10 monthly Service Fee for CA, OR and WA). The terms of the account, including any fees or features, may change. For more information, please see a banker or visit chase.com/checking.
Bonus/Account Information: Offer not available to existing Chase checking customers, those with fiduciary accounts, those whose accounts have been closed within 90 days or with a negative balance. To receive the bonus: 1) open a new Chase Total CheckingSM account, which is subject to approval; AND 2) deposit $100 or more within 60 days of account opening. This deposit cannot be money held by Chase or its affiliates, nor can the bonus be used as the opening deposit. After we receive your minimum $100 deposit, we'll deposit the bonus in your new account within 10 business days. You can only receive one checking account-related bonus per calendar year. If your checking account is closed within six months, we will deduct the bonus amount at closing. Bonus is considered interest and will be reported on IRS Form 1099-INT.