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$50 bonus for new Discover Cashback checking account *For Discover Card Member Only*

deng 37 98 July 17, 2013 at 05:20 PM in Online Only (7)

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Last Edited by deng July 31, 2013 at 06:35 PM
*For Discover Card Member Only*

Received two flyers from Discover today. Both of them indicate Discover bank is giving $50 to new customers who open a Discover Cashback Checking. I am not sure if this offer is exclusive, but there is no invitation code given.

Two links get from the flyers: [] []

Highlights of this new checking account:

FREE checks
No monthly fees
No minimum balance

Earn rewards:
10¢ on debit card purchase
10¢ on online bill pay
10¢ on checks written
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Last Edited by widgit September 25, 2013 at 12:37 AM
Prior post on this account...

I opened my account before I knew about any $50 bonus. I hope & expect I will still get the $50 however, I fully expect this to go "national" eventually with everyone getting the $50. So If I hadnt already opened mine, I would wait for some kind of "offical" invitation or something.
Simply because $50 is more than 4 years worth of 10 cent at a time cashback transactions.

Its a good deal just on 10-12 10 cent cashbacks per month alone. (Im only going to use it for small transactions and at Aldi where they dont accept any kind of credit cards, debit only)


The link doesn't indicate any $50 bonus offer. However, if you are eligible for this offer, you may see this note on the top of the page once you log in to Discover from that link.

"A special offer just for new Discover checking customers... Get an account opening bonus when you open a Discover Cashback CheckingSM Account."


Quote from jeremym View Post :
Clicked link, clicked the open account button on the page, logged in, saw the "special bonus" message at the top, applied, had to call in to verify address, verified with the rep that I'd get $50. He said from July 31st, within 4-6 weeks I will get $50. Only requirement is that my initial opening deposit goes through, no direct deposit requirement, etc. No fees either.

Thumbs up and repped, OP. Easiest $50 I've ever made.

Edit: just signed my fiance up for one too, didn't have to call, auto approved. +$50!

Quote from Loading View Post :
Just talked to the lady from Discover Bank, after you log into your account (credit card) if you see "NEW! Cashback Checking - no monthly fees " under your credit card line then you were invited to this new debit card they are giving and will get the $50.


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Terms of the cashback are changing for the worse. Must accumulate $20 worth before it can be added to your other discover cashback.

Got is private message from Discover Bank last week. It appears they are going away from adding our 10 cents per transaction every month and only allowing us to cash in when we accumulate $20 worth.That's 200 transactions. I only use it 4-6 times per month which means over 3 years before I can cash in.Im not sure it worth bothering with so Im considering closing the account.I did get the $50 opening bonus and the 10 cents per since the account has been opened.I guess I might shoot them an email telling them Im considering closing my account because of it.It doesn't appear to be account specific although I did have to log into my account to read it.That is, I haven't been abusing it in any way. I mostly just use the card when shopping at Aldi or the dollar store.---------------------Thank you for choosing a Discover Cashback CheckingSM account. We will be making some changes on July 1, 2014 that will make it easier to track your rewards activity in your Cashback Checking account.- Your Checking Cashback Bonus rewards earned starting July 1, 2014 will now be separate from your Discover Card Cashback Bonus. To combine rewards, you will be able to transfer your Checking Cashback Bonus to your Discover Card Cashback Bonus in increments of $20. Any rewards earned prior to July 1, 2014 will remain in your Discover Card Cashback Bonus Account.- You will be able to access your Checking Cashback Bonus balance and activity, as well as redeem or transfer your rewards online at A summary of your rewards activity will also be included on your monthly Cashback Checking statement.- You may earn Checking Cashback Bonus rewards for debit card purchases, Online Bill Pay transactions initiated at and checks up to 100 transactions per month.- At, you may redeem your Checking Cashback Bonus for:
• Cash in the form of a credit to your Cashback Checking Account – in $20 increments.
• A transfer to a Discover Credit Card Cashback Bonus – in $20 increments.Effective July 1, 2014, Section 12 of the Deposit Account Agreement will be replaced by the below languageFrown12) CHECKING REWARDS AND INCENTIVESYou may earn Checking Cashback Bonus rewards based on qualifying activity in your Cashback Checking Account. Eligible customers will earn Checking Cashback Bonus rewards of $0.10 for: (i) each debit card POS purchase transaction, (ii) each check written, or (iii) each Online Bill Pay transaction that is initiated in the Discover Bank Account Center and successfully completed. Eligible customers can earn Checking Cashback Bonus rewards on up to 100 transactions, in any combination of the above, per calendar month.Rewards will typically be posted to your Checking Cashback Bonus account the Business Day following your statement end date. Account must be open when rewards are posted.You may redeem your Checking Cashback Bonus on You may redeem your Checking Cashback Bonus for:
• Cash in the form of a credit to your Cashback Checking Account – – in $20 increments.
• A transfer to a Discover Credit Card Cashback Bonus – in $20 increments. Once rewards have been transferred to a Discover Credit Card Cashback Bonus account, they will be governed by the Discover Card Cashback Bonus Terms and Conditions and the rewards cannot be transferred back to the Checking Cashback Bonus account; and/or
• Other redemption options advertised on from time to time.Please note that you may only redeem your Checking Cashback Bonus if your Checking Account is open with a $0 or positive balance. For full details about redemption methods and amounts, visit do not expire, but if your Checking Account is closed for any reason, any Checking Cashback Bonus will be forfeited. In the unfortunate event your debit card or account number is lost or stolen, or we issue you a new account number for any other reason, we will transfer your Checking Cashback Bonus to your new Account.We may adjust the amount of the reward due to irregular, unauthorized or fraudulent activity in the Checking Account. We may offer additional incentives for establishing a Checking Account and/or maintaining one with certain types of activity.Sincerely,Discover Bank Customer Service
Reply Helpful Comment? 0 0
how's the account for bill pay online? thinking about using it to replace my bank's online bill pay, but it's not very good. anyone got problem with it or anything? just started using it
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Anyone that has opened this account recently? Can you let me know if you received a hard pull, also if it can be funded by Credit Card?
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still going on thanks
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I got a promo for this account I think offering $100 or $50 for a recurring direct deposit of over $250.

I don't have a paycheck so I did a paypal transfer in for $250 and will just cross my fingers that it works.

Im still using the account for some billpays and debit card transactions at Aldi and the dollar store.
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This offer expired on 15th of September. Currently there is no signup bonus being offered.
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