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Discover card Return Guarantee ~ 90 days up to $500

335 108 January 3, 2014 at 02:46 PM in Finance (4) Get Discover.com Coupons
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Just saw this in my discover card account benefits.

As a complimentary feature of your Discover Card, you are automatically eligible to return, for a refund up to $500, a qualifying item purchased within 90 days when the original store will not accept a return.

https://www.discover.com/credit-c...antee.html

Should be good for any holiday purchases you've made with your discover card. I believe except CA, BestBuy only has a 15 day return policy.
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Joined Oct 2006
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#2
Will this work for the walmart discover card?
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#3
Thanks, this may prove helpful!
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Corporate ownd Democracy
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#4
Process transaction for ~$500, give business owner kickback & get cash.
File claim
Profit. Ninja
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#5
Quote from rangerz
:
Process transaction for ~$500, give business owner kickback & get cash.
File claim
Profit. Ninja
aka fraud.
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#6
Quote from PotmeetKettle
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aka fraud.

well undoubtedly discover would not just eat the "return" without recourse on the retailer.
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#7
Quote from rangerz
:
Process transaction for ~$500, give business owner kickback & get cash.
File claim
Profit. Ninja
Discover asks you to ship the item to them before they will process the claim.
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Quote from tjhook :
You'll get crazy newbies who call 3x a day for 2 weeks straight, and post argumentative paranoia demanding the rebate is guaranteed, in writing, by certified mail, on their doorsteps, by tomorrow evening. Then all the other newbie sheep freak out, and THEY call 3x a day, for 2 weeks straight, and the paranoia explodes. And suddenly everyone's carting their paper back to the retailer demanding a refund.
Quote from yescooldude2012
:
All those who CALLED to confirm.... Your dad should have silently slept that night.
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#8
Cool never knew about this, Discover features are really nice. I may start using the card more often for everything other than Gas (Got Chase 5% for that).
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#9
Chase freedom has this too. Read yo contract
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Quote from Meiggs
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Cool never knew about this, Discover features are really nice. I may start using the card more often for everything other than Gas (Got Chase 5% for that).

Discover has been aggressively increasing the benefits they offer customers most likely to compete with other cards.
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#11
Received my claim check from them today for a video game system I purchased my kid for his birthday. Black Friday Walmart had it $30.00 cheaper.

You call up discover and they send you a form via snail mail. You fill it out and you include the original sales receipt ( if you put a note in to return the original they will) and the sales circular with the cheaper price. I received my check today for the $30.99 cents difference.

This is legit.
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#12
Hmm, interesting. But what about gift card and cash purchases?

I made a purchase at BB for a controller and game which comes out to $108 (on pickup receipt) but I spent only $53 because I had gift cards. Would Discover/Chase Freedom refund the $108 or only the $53?
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#13
Quote from CrazyCoconut
:
Hmm, interesting. But what about gift card and cash purchases?

I made a purchase at BB for a controller and game which comes out to $108 (on pickup receipt) but I spent only $53 because I had gift cards. Would Discover/Chase Freedom refund the $108 or only the $53?
Probably just the $53. They wouldn't give you more money than you charged.

Quote from Dr. J
:
Discover has been aggressively increasing the benefits they offer customers most likely to compete with other cards.
Funny, I just received this Email from them:
Dear Fantomas,
Important Information About Your Secure
Online Account Numbers
We write to inform you of the discontinuation of our Secure Online Account Number program. Effective February 6, 2014, you will no longer be able to create new Secure Online Account Numbers. And effective March 15, 2014, Discover will no longer be offering this service to our cardmembers and all existing Secure Online Account Numbers will no longer be active. For your convenience, you can continue using any of your existing secure online account number(s) through March 15, 2014, or until your card account number or expiration date changes for any reason, whichever comes first. As always, you are never responsible for unauthorized charges with our $0 Fraud Liability Guarantee, so be sure to update your account information for all of your future online purchases with Discover.
I used the Secure Online Account Numbers maybe twice last year for questionable online retailers, but I guess with their fraud liability guarantee I shouldn't have to worry about it.
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