Will one late paypal payment hurt my credit?
Thread DetailsLast Edited by Vanquished August 6, 2015 at 06:58 AM
So here is the story. I've got excellent credit, never missed a payment. Pay off my credit cards in full every month, never pay late, etc...
Back in February I bought a watch (found it here) and used Paypal Credit because it was 6 months of no interest. Well I had thought I made a calendar reminder to pay but I didn't. It was due on August 2nd, I just remembered and paid it (in full) today.
I've seen most info on the web say if its less than 30 days past due it won't affect your credit but others have said even a day late and you're screwed...
Anybody know if this will hurt my credit? Does Paypal report late payments right away or...?
Edit: It's even dumber than I thought. This late payment wasn't for the watch (which is due in September) but for a $6.99 payment for those 5 PNY attache drives that were a deal on here last month.