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$400 Visa card $401 @ Target.com-NO Target GCs allowed

$401.00
-23 Deal Score
41,775 Views
Great to hit credit card promo spend requirements.
Target $400 Visa GC [target.com]
Use offer code TGT4DN9P or TGTS2KN4 for the $5 off
NO Target GCs allowed for purchase-your order WILL BE cancelled.
It sometimes wants to charge tax, Incognito browser seems to bypass that.
Can attempt to combine with Cashback site, it's not a "Gift card" in my mind, nothing lost for trying!
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-23
41,775 Views
$401.00

Community Wiki

Last Edited by harikc1980 June 17, 2016 at 08:28 AM
New coupon: TGTJB4DD.

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Card issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. Card is distributed and serviced by InComm Financial Services, Inc. Select any four digit PIN at first use. Use of this Card is subject to Cardholder Agreement. For customer service, balance information, refunds, or to request a replacement Card, go to www.mybalancenow.com or call 1-800-698-4952. Card funds never expire. NO ATM OR CASH ACCESS.

How to Select your PIN

Want a PIN number to use with your Gift Card? Use your card the next time you shop and select DEBIT. Enter a 4-digit number of your choice and your PIN will automatically be set.

You can clear you PIN at www.mybalancenow.com or by calling 1-800-698-4952. You are not able to set a PIN at this site or by calling the number.

135 Comments

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#3
In store only ? Cartwheel ?
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Original Poster
#4
Quote from somdave2005
:
In store only ? Cartwheel ?
Seriously? You get a bonus of sitting on your butt for the entirety of this one.
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#5
Quote from somdave2005
:
In store only ? Cartwheel ?
Takes $5 off but I'm getting charged tax on the full amount (total after coupon comes to $434.08)... Maybe I'm out of the loop but do they normally charge tax on these?

Edit: charges tax on the mobile app but not on their website. Don't order through mobile app if you need this
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Last edited by hizzaah June 4, 2016 at 08:56 AM.
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#6
Quote from hizzaah
:
Takes $5 off but I'm getting charged tax on the full amount (total after coupon comes to $434.08)... Maybe I'm out of the loop but do they normally charge tax on these?
As far as I know, these cards should not be charged sales tax.
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#7
Quote from hizzaah
:
Takes $5 off but I'm getting charged tax on the full amount (total after coupon comes to $434.08)... Maybe I'm out of the loop but do they normally charge tax on these?

Edit: charges tax on the mobile app but not on their website. Don't order through mobile app if you need this
No tax for me, but purchase limit one
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#8
Quote from electrobento
:
As far as I know, these cards should not be charged sales tax.
Seems to be taxed only through the mobile app.. Must be a mistake on their part
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#9
Quote from hizzaah
:
Takes $5 off but I'm getting charged tax on the full amount (total after coupon comes to $434.08)... Maybe I'm out of the loop but do they normally charge tax on these?

Edit: charges tax on the mobile app but not on their website. Don't order through mobile app if you need this
I don't get taxed. I really don't think tax is applicable for gift cards.
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#10
What's the benefit of this card? Do you get free shipping if shop using it at target.com?
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#11
Anyway to use this with a pin to get cash?
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#12
Why the downvotes? This is a great for r/churning.
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#13
Quote from DisturbedAle
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Why the downvotes?
first rule about fight club..
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Our community has rated this post as helpful. If you agree, why not rep whoorwhomami?
#14
Quote from dude123
:
What's the benefit of this card? Do you get free shipping if shop using it at target.com?
Sometimes when you sign up for credit cards, they give you rewards or bonuses if you meet certain spending requirements. For instance, this Southwest / Chase Visa gives you 50,000 Southwest points (about 2 round-trip domestic flights) when you spend $2,000 in your first three months. Or this [now expired] MLB BankAmericard will give you $200 back if you spend $500 within your first 90 days.

So if you buy this Visa, you're 'spending' $500, even though you get it back on a prepaid card. Lots of times, those who play the game will use various means to 'cash out' the prepaid card to immediately turn the value back into cash. But of course, you can just use it on your regular, every day purchases until the balance is drained.

Some folks can even make a few bucks by utilizing a cash-back portal or purchasing it with a credit card that gives points, rewards, or cash-back.

This practice is often referred to as "churning", and there are some pretty big online communities dedicated to maximizing credit card rewards, etc. I don't have a deep understanding of all the ins-and-outs, but my 'main' credit card gives some mediocre rewards, and I usually buy these prepaid card deals when they pop up because the credit card points add up over time, and I can usually earn a free flight or two every year just by using my credit card.
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#15
what is really good about it, is it a deal really?
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