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Discover Price Protection New Terms & Conditions - FYI

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I know this is not a deal but this information maybe useful for a lot of us especially for those of you planning to buy something first before BF and CM and ask for a price protection afterwards.

I just checked Discover price protection policy and turn out that they have updated their terms & conditions from August 1st, 2016.

https://www.discover.com/credit-c...ction.html

What is Price Protection?
As an exclusive feature of your Discover card, we will refund the difference up to $500 on eligible items if you find a lower price at any store within 90 days of purchase.

Do I need to pay a fee for Price Protection?
No. However, the entire cost of the qualifying purchase must be charged to your Discover Card (or accrued rewards) for coverage to apply.

Are computer component items eligible for coverage under Price Protection?
As of August 1, 2016, the Price Protection Terms and Conditions have been updated. Any purchases made after August 1, 2016 will be subject to the updated terms, which contain an Exclusion and Limitation for computer components including but not limited to external and internal hard drives, CPUs, power supplies, batteries, DVDs, video cassettes, CDs, audio cassettes, printed materials, or any other informational and recreational media. Items purchased prior to August 1, 2016 are subject to the previous terms which included computer component items.


How do I start the claim process?
Call 1-800-347-0213 to ask questions or file a claim.

I know some of you may have read this but this is just a heads up for a lot of people who won't probably bother to look at the terms & conditions until they need one, so please don't thumbs down.
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#3
Would video games fall under recreational media?
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#4
How about an usb thumb drive?
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#5
Damn. Just purchased a laptop that went down in price by $50 two days later.
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#6
Quote from sirDavid
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Damn. Just purchased a laptop that went down in price by $50 two days later.
Laptops are covered. I have filed a few claims for macbooks recently.
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#7
Components? Laptops don't fall under component categories now, does it?
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11-17-2016 at 07:06 PM
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#9
"...computer components including but not limited to.... printed materials..."

Computers have sure changed significantly since I last built one. /s

"Computer components" cover, as broadly as they define it, more than half of everything I buy and about 90% of the things I would use this benefit on.
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#10
So Bluetooth speakers won't quality for a price protection?
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#11
Quote from AyushJ
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So Bluetooth speakers won't quality for a price protection?
those are fine, because I recently did a claim on one and got approved.
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#12
so no external hard drives...Was about to call in for a seagate.
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#13
Any experience with NAS devices like Qnap or Synology? They are technically computers with all the functions they throw in now.
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#14
Most of those make sense. Things that naturally drop in price relatively quickly. I doubt the intention was really for them to do a price protection on a video game you bought for $60 on release and it gets put on sale 3 months later for $30
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Quote from DrGee
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"Computer components" cover, as broadly as they define it, more than half of everything I buy and about 90% of the things I would use this benefit on.
That's why they excluded it. They were likely losing money on this coverage. Discover wants to be able to advertise this advantage, but this little gem of a detail will be buried in the fine print.
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