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CreditKarma.com: Online Tax Return Filing

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Credit Karma is offering Free Tax Returns via reservation. After clicking the link above, you will be placed on the reservation list and notified at a later date when the service becomes available. Thanks rgwpv
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Editor's Notes & Price Research

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Faq is available here and list of supported forms is available here.

Original Post

Written by
Edited December 7, 2016 at 09:31 AM by
CreditKarma website is now offering free tax returns :
  • No upsells
  • No hidden fees
  • Free for everyone
reserve your spot at https://www.creditkarma.com/tax


FAQ :
https://help.creditkarma.com/hc/e...-questions

List of Supported forms:
https://help.creditkarma.com/hc/e.../217378726
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Created 12-07-2016 at 07:26 AM by rgwpv
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Last Edited by rangerz February 19, 2017 at 06:53 PM
I just ran my numbers through credit karma and turbotax side by side...turbotax says my refund is $2501...creditkarma says $1745...needless to say I'll be paying the $25+$37 for TurboTax online - credit union discount + state....BTW wth why is it $20 to add state on the disc version and $37 to add state on the online version. Oh well I'll use my extra refund to pay the turbotax price. ****FYI-the big difference was that CK is not calculating HSA contribution from W-2 Correctly. I deleted the HSA contribution from my CK w2 and now my refund amounts match exactly. (It was adding it as additional income)

Free from start to finish
free taxes
Free federal and state e-filing
We'll walk you through the forms to help you cover your bases.
no hidden fees
No upsells or hidden fees
Unlike the other guys, we don't have a paid version. Everything's included.
dedicated support
Dedicated support team
If you run into any questions along the way, we'll be there to help you out.

***************
We don't support these scenarios:
  • Filing multiple state or non-resident state returns
  • State filings without a federal return
  • Non-resident federal filing – 1040NR (non-resident tax return)
  • Foreign earned income credit
  • Non-dependent earned income credit
  • Married filing separately (MFS) in common law states
  • Estate and Trust income from K1 forms

There's lots of marketing fluff in this thread
CreditKarma makes money by mining your personal information and make $ whenever you take actions on their websites (i.e. signup for credit card)

Their privacy policy says:
Quote :
We do not share your credit reports or scores with unaffiliated third parties (except agents acting on our behalf; we explain that below).
We do not sell or rent Personal Information to unaffiliated third parties for their advertising or marketing lists.
Note the usage of the term "unaffiliated", that means anyone that has a business relationship with CreditKarma can get your information. As a for-profit entity, you can imagine there will be many third parties that are willing to partner with the business to get access to your personal information.

These are other entities that can get access to your data, per the privacy policy:

Quote :
Agents acting on our behalf. We may share information about you with service providers or agents in order to have them perform on our behalf any of the activities we are permitted to conduct under this Privacy Policy and our Terms of Service. This includes things like designing or operating features, helping us research and test feature improvements, identifying offers or personalized recommendations, performing analytics and marketing our Services. These third parties are acting on our behalf so while they may have access to your information, including things like your credit reports and scores, they're required to follow our instructions and meet the standards explained in our Privacy Policy when handling information about you that we provide them.

When we collaborate with third parties to provide and improve our Services. We may sometimes share information about you with our business partners or other third parties we collaborate with in connection with providing or improving our Services. This can occur, for example, when we're providing an integrated or co-branded feature with a business partner (e.g., our Credit Score Simulator) or doing a joint research project with another organization to help improve our Services. We may also share information like the feedback you submit to us if it relates to both our Services and a business partner's products. When we share information with third-party collaborators, our collaborators are obligated to follow the No-Nos above, but may also use the information in connection with their own activities to the extent allowed under their own privacy practices (e.g., respond to your feedback, conduct additional research, or improve a feature of theirs).
Usage of the term "may" is to give you an illusion of security, substitute all instances with the word "will".

You're agreeing to CreditKarma handing over your information to virtually anyone that provides them money AKA "agents acting on their behalf". Notice the usage of "includes things like", this is intended to be a small 'sample' of things that the "agents: can do and the examples are very conservative, to give you the illusion of privacy.


Except... you aren't... for the tax service.


It has DIFFERENT terms.

Where you can explicitly opt out of them sharing any of your tax info with anyone other than for purposes of filing your taxes.


CONSENT TO DISCLOSURE OF TAX RETURN INFORMATION
IRS regulations require the following statements:
Federal law requires this consent form be provided to you. Unless authorized by law, we cannot disclose your tax return information to third parties for purposes other than the preparation and filing of your tax return without your consent. If you consent to the disclosure of your tax return information, Federal law may not protect your tax return information from further use or distribution.

You are not required to complete this form to engage our tax return preparation services. If we obtain your signature on this form by conditioning our tax return preparation services on your consent, your consent will not be valid. If you agree to the disclosure of your tax return information, your consent is valid for the amount of time that you specify. If you do not specify the duration of your consent, your consent is valid for one year from the date of signature.

If you believe your tax return information has been disclosed or used improperly in a manner unauthorized by law or without your permission, you may contact the Treasury Inspector General for Tax Administration (TIGTA) by telephone at 1-800-366-4484, or by email at complaints@tigta.treas.gov.

You can choose to have us share information about you and your income, expenses, dependents, and refund/tax due with our parent company, Credit Karma. Credit Karma may use this information to improve your product experience as you use Credit Karma's services by pre-filling information, flagging potential credit report errors, and providing financial insights and recommendations. Credit Karma's use and sharing of your information will be governed by Credit Karma's privacy policy. Credit Karma will not rent or sell your tax information to unaffiliated third parties for their advertising or marketing lists.

I authorize Credit Karma Tax to disclose to Credit Karma information about me and my income, expenses, dependents, and refund/tax due that I provide when filling out my 2016 return. This consent shall be effective until December 31, 2025. This consent shall only apply to tax returns prepared by Credit Karma Tax.







So basically people who don't take a moment to read what you are signing and just blindly click I AGREE may have info sold to third parties.

Folks who take a moment to opt out, won't....

Read the part in red.
Would you have noticed it if you weren't reading this post warning you re: you life being sold? Of-course not. It's a free service because you are the product being sold.


SlickDeals is promoting this as a "Front Page Deal" because CreditKarma pays SD $$ each time some-one clicks through and signs up for their website.
You're being manipulated to generate revenue. LMAO
Want more deals like this? Create a deal alert for Tax Preparation.
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350 Comments

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Featured Comments

These are the tax forms you'll find on Credit Karma Tax

Form 1040
Schedule A
Schedule B
Schedule C
Schedule D
Schedule E
Schedule EIC
Schedule F
Schedule H
Schedule J
Schedule R
Schedule SE

Form W-2
Form W-2G
Form 1099-C
Form 1099-R
Form 1099-G
Form 1099-INT
Form 1099-DIV
Form 1099-MISC
Form 1099-SA
Form RRB-1099
Form SSA-1099
Form 982
Form 1116
Form 1310
Form 2106
Form 2210
Form 2441
Form 3468
Form 3800
Form 3903
Form 4136
Form 4137
Form 4562
Form 4684
Form 4797
Form 4835
Form 4868
Form 4952
Form 4972
Form 5329
Form 5405
Form 5695
Form 5884
Form 6198
Form 6251
Form 6252
Form 6478
Form 6781
Form 8283
Form 8379
Form 8396
Form 8582
Form 8586
Form 8606
Form 8615
Form 8801
Form 8812
Form 8824
Form 8829
Form 8834
Form 8839
Form 8853
Form 8859
Form 8862
Form 8863
Form 8880
Form 8888
Form 8889
Form 8910
Form 8917
Form 8919
Form 8936
Form 8941
Form 8959
Form 8960
Form 8962
Form 8965
Form 9465

Form 1040X
29 Helpful?
Something to keep in mind... when something is free, you're probably the product. Not sure what information they can share/sell, but tax returns sure do give a lot of personal information.
24 Helpful?
For the future when you do sign up for anything online put the websites name as your middle name. That way when they email you, you will know who sold your info.
15 Helpful?

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#4
These are the tax forms you'll find on Credit Karma Tax

Form 1040
Schedule A
Schedule B
Schedule C
Schedule D
Schedule E
Schedule EIC
Schedule F
Schedule H
Schedule J
Schedule R
Schedule SE

Form W-2
Form W-2G
Form 1099-C
Form 1099-R
Form 1099-G
Form 1099-INT
Form 1099-DIV
Form 1099-MISC
Form 1099-SA
Form RRB-1099
Form SSA-1099
Form 982
Form 1116
Form 1310
Form 2106
Form 2210
Form 2441
Form 3468
Form 3800
Form 3903
Form 4136
Form 4137
Form 4562
Form 4684
Form 4797
Form 4835
Form 4868
Form 4952
Form 4972
Form 5329
Form 5405
Form 5695
Form 5884
Form 6198
Form 6251
Form 6252
Form 6478
Form 6781
Form 8283
Form 8379
Form 8396
Form 8582
Form 8586
Form 8606
Form 8615
Form 8801
Form 8812
Form 8824
Form 8829
Form 8834
Form 8839
Form 8853
Form 8859
Form 8862
Form 8863
Form 8880
Form 8888
Form 8889
Form 8910
Form 8917
Form 8919
Form 8936
Form 8941
Form 8959
Form 8960
Form 8962
Form 8965
Form 9465

Form 1040X
Reply Helpful Comment? 29 0
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#5
Does this include state taxes and efile?
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#6
Quote from ciswt
:
Does this include state taxes and efile?
includes state, not sure about efile. Be sure to use it, I used to work for them and still have equity in the company Smilie
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Original Poster
#7
Quote from ciswt
:
Does this include state taxes and efile?
it appears state tax and e-filing are supported

from their faq:
What if I don't want to or can't e-file?

You can still complete your tax return on Credit Karma Tax. Once you've finished your return, you'll have the option to e-file it or print and mail it. Either way, it's 100% free.

How does Credit Karma Tax compare against other free products?

When we say "free," we don't mean free trial or free to start. We mean 100% free from start to finish for everyone. Credit Karma Tax is an easy tax solution for both federal and state returns. There's no income limit, no expiration date, no upsells and no hidden fees.
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#8
thanks !
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#9
Way to go, Creditkarma!!!
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#10
EDIT: Never mind already answered.


Quote from ramonh85
:
includes state, not sure about efile. Be sure to use it, I used to work for them and still have equity in the company http://i.slickdeals.net/images/smilies/smile.gif
It says here [creditkarma.com] about e-file.
Quote :
What if I don't want to or can't e-file?
You can still complete your tax return on Credit Karma Tax. Once you've finished your return, you'll have the option to e-file it or print and mail it. Either way, it's 100% free.
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#11
hope this is as good as it promises. i hate paying for software every fudgin year
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#12
Good, screw those block bastards
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#13
free schedule D? seems too good to be true
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#14
Schedule C, YES!
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#15
We never charge you a dime. And we never sell your info to marketers.

laugh out loudlaugh out loudlaugh out loud

As soon as me and my wife installed credit karma we started getting 10 junk mails with credit card offers daily.
Reply Helpful Comment? 21 7
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