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Best Credit Card for Price Protection and Extended Warranty

48 18 March 28, 2017 at 08:49 AM
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Looking at making a big purchase later in the year for an OLED TV possibly. I check slickdeals often for TV deals. I see a lot of people in the comments talking about buying a TV from a certain store and then using their cards price protection to basically price match another lesser known (sometimes ebay daily deal) seller that has the TV on sale.

I am also interested in the extended warranties offered by different cards.

Id like to get some opinions on what the best card to get that offers the best price protection/extended warranty benefits.

I have great credit. Do NOT want an annual fee card. Ease of going through price protection process is a plus.

Any suggestions?

Thanks in advance!

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Joined Jun 2011
L5: Journeyman
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#2
These are the cards i used for Price protection.
1. Costco Citi Card
2. All Discover Cards
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#3
Most credit cards are 60-90 days for Price Protection. Most offer 1 year extended warranties on OEM warranties less than 1-3 years depending on card.

If you don't have the below cards, i'd go with:

1. Discover IT Card: 5% revolving categories and they will match all cashback you earn in your first 12 months.

2. Chase Freedom Card: 5% revolving categories and $150 back with $500 in purchases within the first 3 months.

Both offer 90 days PP - I have used Discover and it kind of blows having to call them up and file a claim #. Chase has both an online form for PP or you can just call in. Citi has been by far the easiest to use. Though i'd go with their cards last in terms of PP and incentives.IMO
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#4
I am curious to I heard discover card is fantastic right? Is it truth though if you get a discount on an item does that void the terms for the extended warranty?
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#5
Quote from gpister
:
I am curious to I heard discover card is fantastic right? Is it truth though if you get a discount on an item does that void the terms for the extended warranty?
No, but it does look like you needed (prior to August 2016) to purchase the said item with only the Discover Card.

For purchases made after August 1st, 2016, coverage applies if the eligible purchase was made with one of the following payment methods, either the entire purchase was made on the Discover card (and/or accrued Cashback Bonus or Miles), or the purchase was made on the Discover card along with either cash, store-issued gift card or credit, or non-card network branded gift card. Coverage does not apply if any credit or debit card other than Discover card is used for any portion of the payment. For purchases made prior to August 1st, 2016, coverage applies only if the entire purchase was made on the Discover card (and/or accrued Cashback Bonus or Miles).
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Joined May 2010
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#6
The Citi Costco card is really nice when you use it in conjunction with a purchase at Costco, extends your warranty quite a bit.
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Joined Jul 2004
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#7
Citi DoubleCash has a PriceRewind feature where you put in your product and it will do a price change for you if it finds one. You can also initiate a manual price request.

Interesting datapoint: Citi is so incompetent they gave me a $500 statement credit and a $500 check for a $500 claim.
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i hate every ape i see.. from chimpan-A to chimpan-Z. no you'll never make a monkey out of me. oh my god i was wrong..it was earth, all along.
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Joined May 2005
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#8
I will try Citi, i heard they have dumbfcuks for cs reps where they double pay you back LMAO

Between chase products with visa signature status and Amex, i've had excellent service experience with Amex. No stupid forms, just call and they usually just refund you no questions asked

going forward, I will put all my major purchases on Amex.

*your mileage may vary
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