Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
Nuther Learn from my lesson:
In the end, POOP HAPPENS!!
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
Lesson learned let your poop expire.
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
Bingo! Dodged a bullet. Your advice helped!
I did some additional informal research/investigation and my HMO would have most likely denied it. Rules are fairly clear on asking for the after the...
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
With my insurance company it's just a rubber stamp. I have never had anything not approved.
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
IT really depends on the type of insurance. Some insurances require referrals for the most basic of things, IMHO just to use an excuse to not cover something, meaning the referral is easy to get and...
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
The way it works with my insurance is that it gets approved or denied before we get the go ahead or not to do a test. We don't do a test first and hope it gets approved. The doctor forwards the...
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
A little more background: Yes I unknowingly made several key "assumption" mistakes that got me in this situation. Unfortunately, I did not realize I was making these assumptions at the time. ...
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
What kind of backyard HMO is this?
For one, a real HMO do their own test. 2nd, something new and unproven like this wouldn't be prescribed by a HMI doctor. 3rd, didn't the doctor discuss cost if...
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
Most* medical providers are OK as long as you are making some kind of payment on a somewhat regular basis. If your only goal is to spread out the payments to keep from blowing your budget one month,...
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
I'm guessing SD readers on average are less than 50.
Cologuard doesn't seem like an emergency? Why not find out cost/negotiate up front? (hindsight is 20/20)
If you don't care about credit...
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
Unfortunately I CAN afford to pay. I just don't want to pay full price. Also, found out I can request a "Reactive Prior Authorization" from insurer, but I doubt they will approve it. Although I might...
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
What is your income? I think if your income is low enough you can get it free (depending on your state)
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
HMO is called Global Health. Not a national wide operation. Only in state of Ok.
Thanks!
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
what hmo do you have
https://www.cologuardtest.com/insurance
Question: Need SD Approach to Negotiating Reductions to Unexpected Med Bill
Thread created 02-10-2018 by PaCuLard
0 Score
14 Replies
1,664 Views
:confused:My wife & I got assigned a new HMO doctor recently. The doc prescribed the Cologuard test for both of us. Cologuard is the first stool DNA colorectal cancer (CRC) screening test. If you...
