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req: Homowners insurance quote
Thread created 06-19-2020 by sd0209
0 Score 6 Replies 782 Views
Post #138232610 added 06-23-2020 3:23 PM by Dannon35 in Finance
Do you have a 100% Insurance to Value requirement? Typically, it is an 80% requirement so you would be penalized ~2% not 22%. Also, a standard Homeowner's policy pays the GREATER of the co-insurance...
req: Homowners insurance quote
Thread created 06-19-2020 by sd0209
0 Score 6 Replies 782 Views
Post #138224111 added 06-23-2020 10:30 AM by sd0209 in Finance
the reason i wanted the replacememnt value is to compare that to my current policy. I have a claim in progress. i'm getting penalized for co-insurance. since my coverage is 78% of the replacment...
req: Homowners insurance quote
Thread created 06-19-2020 by sd0209
0 Score 6 Replies 782 Views
Post #138147188 added 06-20-2020 6:44 AM by Dr. J in Finance
In my experience it's usually your value plus some %. Think of it this way - the insurance company only knows very basic information about the house - sq ft, # levels, year built, etc. You can't...
req: Homowners insurance quote
Thread created 06-19-2020 by sd0209
0 Score 6 Replies 782 Views
Post #138135827 added 06-19-2020 4:01 PM by komondor in Finance
No I am not an insurance agent you can get multiple quotes pretty easily you can also ask your insurance company how they came up with your number. If you can provide your street or the block where...
req: Homowners insurance quote
Thread created 06-19-2020 by sd0209
0 Score 6 Replies 782 Views
Post #138132125 added 06-19-2020 1:37 PM by sd0209 in Finance
thanks for the reply. are you an insurance agent komondor? if anyone can provide me those RCT results for my house , i would like to compare and determine if my current insurer's evaluation is...
req: Homowners insurance quote
Thread created 06-19-2020 by sd0209
0 Score 6 Replies 782 Views
Post #138126077 added 06-19-2020 10:08 AM by komondor in Finance
yes they do, it can be hard to calculate depending on the age of your home. For am older home you need to make sure it includes a clause to bring the house up to current code. If you have an older...
req: Homowners insurance quote
Thread created 06-19-2020 by sd0209
0 Score 6 Replies 782 Views
Post #138122402 added 06-19-2020 8:05 AM by sd0209 in Finance
looking for evaluations of my homes REPLACEMENT cost. Dont most insurance quotes include these calculations to determine the rates?

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