ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
I've had no issues on my end but my money sits for the most part with somewhat frequent deposits and I've only withdrawn once in 5 years or so
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
I have had my account open for probably around 5-6 years. It has always been well above bank rates so I have left it alone for the most part. Although I had an emergency pop up and had to withdraw...
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
I don't think this is the case. The actual raw interest rate is lower than the APY. The reason they quote APY is because that is the effective annual yield after interest is compounded on the...
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
Surprised no one’s mentioned this, but CD accounts only give you interest on the principal. You won’t get interest on your interest. So that 5% Capital One 11-month CD is probably closer to 4.9% than...
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
have to click on new account, not mange cd.
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
https://www.capitalone.com/bank/cds/special-cd-rates/
5% capital one 11month cd
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
Why is mine showing 4.25 and not 4.6%?
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
fed hiked rates .25%
this cd is still 4.6%.
now starting to wonder if they'll raise it?
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
Why but at Fidelity t bills (couldnt see on tabs price below 99.+ - should be lower sinze its a zero coupon, couldnt find t bills for a good math calc
why doing Fidelity and not going to Vanguard...
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
The key component here is long term with consistent and regular contributions whenever you hear "time beats timing". Sure it's ok to match inflation but you're not really gaining anything along with...
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
I'd rather make a conservative and guaranteed 4.6% than maybe make 10% (mutual/index fund) with a 20-30%+ downside risk in the next couple years.
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
The core principle of any investment strategy is that you cannot time the market. You should have a risk profile and invest based on your tolerance for risk and your planning horizon.
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
I am just shaking my head that you are asking random strangers on the internet on where to put the money, even after losing a lot on crypto. With apologies to this particular random stranger.
...
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
I want to be helpful, but you really should just google this. "How to buy treasury bonds on Fidelity" came up with lots of results, including a video.
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
Any tutorials in how to buy these?
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
But why would I put this years 6K IRA fund into a sliding market? Why not do CD or savings and then put it in the market in like a year or two.
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
Don't follow investment advice from internet forums. You are talking to anonymous people who may have no clue what they're doing. Talk to someone that you know has expertise in the field to confirm...
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
That makes sense, didn't know it was one of the core position funds for Vanguard. Not worth putting it into a different fund for such a small difference.
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
I would need to know your bigger financial picture and goals to give adequate advice and also I'm not a CFP or advisor so it's not really appropriate for me to give you advice. But I will say that...
ALLY Bank No Minimum No Membership Needed 13month CD 4.6% APY (includes opening CD for Trust)
Thread created 01-19-2023 by SUCHaDEAL
+162 Score
484 Replies
188,790 Views
I have 20k just siting in my bank... Nearing 30k should I take out 20k and put it in the Sallie?
I don't play stocks nor crypto... I bought 350 worth of crypto and lost about 100 I hate losing...
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