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Post #163746272 added 05-28-2023 11:07 PM by ms123 in Hot Deals
I see 5.2% today. Anyone know of any better CD as of today?
Post #163635116 added 05-22-2023 3:48 PM by SmilingStag1043 in Hot Deals
brokered CDs only pay the interest at the end of the term and are not compounded daily and paid monthly. Does that higher rate is not equal to the same return as a bank cd rate at 5.45%
Post #163538429 added 05-17-2023 10:31 AM by MsGal in Hot Deals
Showing 5.20% today. I can't find anything negative about this bank.
Post #162529639 added 03-25-2023 3:12 PM by WittyThread657 in Hot Deals
It shows only 4%
Post #162451180 added 03-21-2023 6:28 PM by Yoksel in Hot Deals
Now that would be nice, wouldn't it. Reality is much more boring - they're exempt from State income tax. Munis are Fed tax exempt but that's clearly reflected in their rates, not to mention the...
Post #162435310 added 03-21-2023 12:54 AM by pranrasvij in Hot Deals
you have to be o fidelity customer to see it . login and then go to fixed rate offerings. the primary CDs just mean you are buying from bank instead of marketplace (secondary)
Post #162435283 added 03-21-2023 12:52 AM by pranrasvij in Hot Deals
yes, all are (fidelity shows clearly), rates are coming down a bit... treasuries and CDs both
Post #162417775 added 03-20-2023 8:12 AM by rabmozzer in Hot Deals
Is it FDIC insured?
Post #162410143 added 03-19-2023 7:07 PM by HandsomeT in Hot Deals
All brokered CDs purchased through your brokerage firm Fidelity, eTrade, etc. will have FDIC coverage. When you log into your online brokerage and go to buy a CD you will see that they all carry...
Post #162409813 added 03-19-2023 6:47 PM by Klahn in Hot Deals
Given that it looks like the Fed is going to raise interest rates by at least 3/4 of a percent at least twice again this year, I have to consider 5% or even 6% long-term (= anything over 6 months) as...
Post #162409567 added 03-19-2023 6:29 PM by goredsox415 in Hot Deals
inflation is at least 15% in the past year. no bank is paying more than that.
Post #162401644 added 03-19-2023 9:42 AM by drivenZ in Hot Deals
Not when its FDIC insured. Unless you're dropping $250k+ in there.
Post #162399214 added 03-19-2023 7:06 AM by birch97 in Hot Deals
There’s a huge difference between a bank offering things like ESG options to customers that are seeking such & a bank whose entire focus is in that arena.
Post #162399178 added 03-19-2023 7:03 AM by birch97 in Hot Deals
You might want to check out Lincoln Financial’s current state of its shaky finances & downgrades
Post #162394411 added 03-18-2023 7:29 PM by drivenZ in Hot Deals
is that fdic insured though? I thought brokered cd's were not insured. Which may be fine but that may be the reason for the premium.
Post #162394198 added 03-18-2023 7:09 PM by drivenZ in Hot Deals
this is the most ridiculous thing. You do remember 2008 right? WaMu, Lehman, etc? What about Signature Bank and now CS? All banks nowadays have ESG components and diversity officers and all that...
Post #162383236 added 03-18-2023 6:15 AM by Redmont in Hot Deals
Exactly what I was goi g to say. Steer clear of any bank or investment fund with a political agenda— especially any bank or investment company that uses —or even mentions —ESG or ESG ratings.
Post #162377854 added 03-17-2023 6:52 PM by barrelroller in Hot Deals
Exactly! That's why I only invest in the mafia. I know i'll get a return and they'll break knees to do it.
Post #162376885 added 03-17-2023 5:47 PM by hhh_1234 in Hot Deals
Isn't the 5.45 for 6 months at schwab marked as Primary CD? I read the investor doesn't get the interest for primary CDs, instead it goes to the bank/brokerage.
Post #162376549 added 03-17-2023 5:22 PM by dj12gauge in Hot Deals
5% is less than inflation
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