How to build credit?
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Thread created 04-19-2013 by mannymann
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yes I have a job and some money saved up. I spoke to my sis and she said shes willing to put me on her credit card so hopefully that helps.
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
2,686 Views
This will not build credit history.
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
2,686 Views
Do you have a job? Or at least some cash in the bank? You'll need that first. Second, all you have to do is go into a bank, like, maybe Wells Fargo and setup a checking account. They'll give you a...
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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How does your credit card company have access to your tax return?
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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You make 2 million/year too? Meet me in the Millionaires Club in the Cayman Islands.
Let's have a Black Centurion Card fight and see who's titanium card can spend more money. :swordfit:
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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they may catch on eventually since they have access to your tax returns (and thus net income for the previous year), or ask for a paystub, but this does work 90% of the time - just be realistic,...
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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I agree with the secured cc route. It worked for me when I was in college, just go to the bank that you have your checking account with and they'll probably be able to issue you a CC since you have...
How to build credit?
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Thread created 04-19-2013 by mannymann
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i "lied" about my salary to get my frist CC. stated i made approximately 60k/year. it got my foot through the door.
Was making $30/hr as part of a work study/student worker program on campus. ...
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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https://www.annualcreditreport.com
This is the ONLY, and I mean ONLY site that is legitimate to get your credit scores from the Big 3 for free. You should not have to enter a card number at any...
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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Ah, no it doesn't work if your parents aren't already cardmembers. They look at time with the company, on-time payments, income etc. I think my parents have had like a few decades of history with...
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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Check your credit report (you get a free one each year from each of the 3 bureaus) and make sure there's nothing negative on there. There's probably nothing, but it's good to double check.
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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Hey, thanks for responding.. my parents don't have American Express but they do have good credit. I don't know if they'd want to get one of those cards..as far as applying for cards I tried applying...
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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Thank you everyone for your suggestions, sorry for not responding sooner but I usually check the website though my app. and I don't get notifications for responses..
How to build credit?
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Thread created 04-19-2013 by mannymann
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Oh god no. I think any credit company looking at your history would not want to see a payday loan as your only credit history.
How to build credit?
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Thread created 04-19-2013 by mannymann
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student loans maybe (you can ask for a small amount).. but I wouldn't touch the payday loans with a 10ft pole
How to build credit?
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Thread created 04-19-2013 by mannymann
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Never go the payday loan route
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
2,686 Views
payday loans,but pay off quickly as it has 400 percent interest
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
2,686 Views
My son was able to get his first card from Citi. Our bank (and his too) wouldn't give him a card and said they didn't know anywhere he could get one. We went home and he applied online with Citi with...
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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This is good advice. Stay away from store cards. They're a waste of time and they often hurt you more than they help you.
Try your credit union first. Ask them about a credit card that you put...
How to build credit?
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Thread created 04-19-2013 by mannymann
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26 Replies
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3 suggestions OP in no particular order
- Open a store charge card, like Macy's. This is not a credit card, this is a store charge card that can only be used at this store. But they still report...
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