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0 Score 17 Replies 36,349 Views
Post #77603943 added 08-12-2015 12:34 PM by SlickDilla in Finance
Look how mad he is.
0 Score 17 Replies 36,349 Views
Post #77600551 added 08-12-2015 10:01 AM by clearanceman in Finance
Paypal credit sucks. I'm never late on anything but I was once with them. They didn't send a statement. Also, after I took advantage of 12 months same as cash, then all ebay purchases defaulted to...
0 Score 17 Replies 36,349 Views
Post #77589341 added 08-11-2015 6:15 PM by dealgrabber1 in Finance
not really. I just think it's comical when people try to tell other's how they should do things. Your post contributed absolutely nothing to the OP's original post. Hopefully you provide more value...
0 Score 17 Replies 36,349 Views
Post #77581933 added 08-11-2015 11:54 AM by SlickDilla in Finance
This guy is so mad.
0 Score 17 Replies 36,349 Views
Post #77574685 added 08-11-2015 6:33 AM by lipagold in Finance
Oh noo missed payment?? Shii it will hurt the credit tremendously. I would say the best option at this point is to file for bankruptcy and wipe it all off. Good luck
0 Score 17 Replies 36,349 Views
Post #77570961 added 08-10-2015 9:27 PM by dealgrabber1 in Finance
do you want a cookie or something? Hard pulls have very little effect on your score. It's one of the lowest factors on your report. I don't open or churn cards like some people do, but more power to...
0 Score 17 Replies 36,349 Views
Post #77564899 added 08-10-2015 2:38 PM by ghostofposterspast in Finance
This. Before I automated everything. I used to miss a payment about 2 times a year. I wouldn't know until the next bill and got the overdue notice. I would call up to make a payment and ask them to...
0 Score 17 Replies 36,349 Views
Post #77562519 added 08-10-2015 12:37 PM by SlickDilla in Finance
I never understood how people let a business pull their credit to open a card for a 6 month no interest gimmick. I have not let a Bank/company pull my credit for a new card unless they were going to...
0 Score 17 Replies 36,349 Views
Post #77520849 added 08-07-2015 4:59 PM by Boomancini in Finance
It won't affect your credit at all so don't worry about it. You'll only have a late payment fee but nothing gets reported on your credit.
0 Score 17 Replies 36,349 Views
Post #77513441 added 08-07-2015 10:31 AM by Vanquished in Finance
Thanks for the info. They said they wouldn't report it but even so, I could deal with 20 points. Honestly I knew payments were the biggest factor so I was sitting here thinking there goes 75...
0 Score 17 Replies 36,349 Views
Post #77505779 added 08-06-2015 9:32 PM by dealgrabber1 in Finance
Most credit card companies do not report late payments unless they are over 30 or 60 days. If reported, yes it will hurt your score dramatically. Payments are the #1 factor in your credit report...
0 Score 17 Replies 36,349 Views
Post #77503509 added 08-06-2015 6:25 PM by narnaie in Finance
if your late they charge full interest for whole amount now,so you may as well pay it off now
0 Score 17 Replies 36,349 Views
Post #77496983 added 08-06-2015 11:45 AM by Vanquished in Finance
That wouldn't have any effect on my credit right? It was a $5 late fee and $2 in interest. When I woke up this morning and realized I missed the payment I panicked and paid the whole balance (even...
0 Score 17 Replies 36,349 Views
Post #77496705 added 08-06-2015 11:29 AM by lipagold in Finance
Ask them to wave the late payment fee and any interest. The last and only time I had similar situation with chase they waved both. Good luck
0 Score 17 Replies 36,349 Views
Post #77492187 added 08-06-2015 7:55 AM by Vanquished in Finance
I'm never late with my payments. First late payment in my life. 3 days late Thanks mmathis. I actually just gave Paypal Credit a call and they said they will not report this late payment on my...
0 Score 17 Replies 36,349 Views
Post #77492023 added 08-06-2015 7:44 AM by mmathis in Finance
Will it hurt your credit? Yes, your score will probably drop a few points. Will it cause long-term damage to your credit and screw up your hopes and dreams? No. As long as you make on-time payments,...
0 Score 17 Replies 36,349 Views
Post #77491609 added 08-06-2015 7:19 AM by Davidwilson12 in Finance
If 30 or 60 day late payments are an infrequent occurrence, they shouldn’t cause lasting damage to your credit score unless they are recent (last two years or so) or 30 or 60 day late payments on a...
0 Score 17 Replies 36,349 Views
Post #77489961 added 08-06-2015 5:12 AM by Vanquished in Finance
Hey Everyone, So here is the story. I've got excellent credit, never missed a payment. Pay off my credit cards in full every month, never pay late, etc... Back in February I bought a watch...

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