Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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If you have Amazon Prime, there's no excuse for not at least applying for the Amazon Prime card. To be clear, this is the one specifically for Prime members that gives you back 5% on all Amazon...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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I buy online exclusively as well, but I find Amazon is not the cheapest around most of the time. There is usually a better deal to be had at another site, esp. after sales tax and shipping is...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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Our family spends a lot there. Much easier then going to B&M stores. Shoe shopping got much easier with free shipping and return. I can get deals on brands that I won't find elsewhere for me and...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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Depends on how much you spend there really. I do not spend that much at Amazon to warrant having a card just for that. Ever since they sold out NJ customers for a 100 million+ property tax break,...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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Amazon store card is easy automatic cash back, no brainier, really. Don't see a problem to have more than 1 card - Amazon for online purchases, Chase Freedom/Discover/Amex Blue/whatever you like for...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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Because Discover's 5% cash back isn't year round and there's no guarantee it will return.
The Amazon Store card gives you 5% cash back year round + special promotions.
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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As mentioned before: US Bank Visa+ card.. Pick your own two categories every quarter. 5% back on all bookstores and ALL amazon purchases are considered bookstore purchases (yes I confirmed it by...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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Gas/retail shop - Discover IT card
Amazon - Amazon chase card
Travel - American Air and Delta cards (Open and close every 2 years to get free mileage).
Those are major credit cards that I use....
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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I think the Amazon store card is a no-brainer - 5% off AMZN purchases and no annual fee? Yes please. Keep in mind that I don't use this for anything else besides Amazon purchases. I use other...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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I don't disagree with you shooting nearly equal, we try and usually are within $2k (although it also depends on the person/family), however 10% return on a Amazon gift card is not so bad itself if it...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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As noted, when Discover or others have a 5% category for Amazon purchases in the quarter, they are the way to go. If one is purchasing a big ticket item and want the extra year warranty, then you...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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You do realize that getting a large refund equates to floating the federal government a free loan of your money? The IRS charges you interest for underpaying by too much...they do not give you...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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It really depends on how much you spend on Amazon. Another potential avenue to keep in mind is when you do your taxes (YMMV; assuming they offer it again in 2017). If you do it on your own (e.g....
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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Thanks for the good tip.... i will start buying amazon gift cards at grocery store using my Amex Blue....
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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Chase Freedom isn't doing amazon this holiday quarter, only B&M dept stores. Very lame. may drop it soon for the amazon card. I use Fidelity Visa for everyday 2% CB, and Sam's card for 3%...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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gift cards do not offer the same protections as credit cards, and not everybody wants to deal with rotating categories or gift cards. as you said, it depends on needs and spending habits.
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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I have no idea why anyone gets the Amazon card. You can get 5% off at Amazon with various other card offers (Discover for instance) and there are a number of cards that routinely give 1.0-2% so...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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Not worth it IMO. There are multiple 'no annual fee' cards that have rotating 5% CB at Amazon such as Chase Freedom, Discover IT, US Bank Card, Sallie Mae MC (year round although applications closed...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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I don't see it mentioned but if you have a good credit score look at the US Bank Visa Cash+ card. If it's not the cash+ don't even bother with the lower percentage card. Anyway it lets you pick two...
Thoughts on the Amazon credit card?
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Thread created 08-01-2016 by EpicBob
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I suppose it depends on one's shopping habits and restraint regarding debt ratio. I have one, $15k CL, use it monthly from 50-150 orders, and pay it off each month to zero. I only have it for the 5%...
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