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+1 Score 30 Replies 2,954 Views
Post #94801868 added 01-06-2017 8:24 AM by Dr. J in Archived Deals
The refi was through PenFed CU and was a new car rate (which are lower than used car rates). In fact their "new" refi loan 36 months is 1.49 APR right now, and here is their verbage on what is...
+1 Score 30 Replies 2,954 Views
Post #94800612 added 01-06-2017 7:52 AM by Vanquished in Archived Deals
Great point! I bought a focus on a deal that was $2,000 cash back if financed at 5.9% through ford. Obviously that's a crap rate but the $2,000 cash back was worth way more to me than getting a...
+1 Score 30 Replies 2,954 Views
Post #94798820 added 01-06-2017 7:09 AM by Dr. J in Archived Deals
Well this is all in CT so the difference between this dealer and the one I eventually bought from is basically zero time wise - they are both about 30 mins away from me. The whole interaction was...
+1 Score 30 Replies 2,954 Views
Post #94797468 added 01-06-2017 6:36 AM by billyjoejimbob in Archived Deals
If it helps, I generally had the same experience with not being able to get a real price breakdown from most dealers via email. Their explanation is that too many customers are likely to take that...
+1 Score 30 Replies 2,954 Views
Post #94796564 added 01-06-2017 6:06 AM by Dr. J in Archived Deals
Same here. Past 2 cars we've bought were all "negotiated" online with a general RFQ after we determined make/model/year and some limited trim options - giving leeway for things like color, interior...
+1 Score 30 Replies 2,954 Views
Post #94777860 added 01-05-2017 5:25 PM by TR0N in Archived Deals
Thanks for the response. Right now I have 2 cars ('14 Prius C / Lease and a '13 Boxster / Own outright). My lease for the Prius C ends this summer and I'll need another daily driver. So on one...
+1 Score 30 Replies 2,954 Views
Post #94773332 added 01-05-2017 3:41 PM by Vanquished in Archived Deals
Well in my case I always roll the old loan into the new one. My interest rates are always below 2% which is definitely worth it to me to have the money invested rather than in a car. Sorry for...
+1 Score 30 Replies 2,954 Views
Post #94771788 added 01-05-2017 3:11 PM by SnowBob in Archived Deals
It seems like these methods will work if you start with a car that you own so whenever you want upgrade you end up taking some form of loan on the difference between the value of your car and the one...
+1 Score 30 Replies 2,954 Views
Post #94771224 added 01-05-2017 2:58 PM by billyjoejimbob in Archived Deals
I don't have much to add, but I thought I'd chime in anyway in case I can save someone some money on a future new car purchase. For my new Honda Odyssey EX-L purchase last summer I started by...
+1 Score 30 Replies 2,954 Views
Post #94767188 added 01-05-2017 1:36 PM by Vanquished in Archived Deals
I wish KBB would work but it never does, they always give you the run around, same thing with Blackbook. The bottom line is that I am always willing to walk away. Never wait to buy a car until you...
+1 Score 30 Replies 2,954 Views
Post #94765844 added 01-05-2017 1:06 PM by TR0N in Archived Deals
What is your method? Is the price you demand off MSRP arbitrary? Do you spend hours haggling one dealer to a price and then go to another in the 11th hour saying beat it? Do you email blast all...
+1 Score 30 Replies 2,954 Views
Post #94761480 added 01-05-2017 11:39 AM by Vanquished in Archived Deals
All of your reasons to lease are not exclusive to leasing... I buy new cars, own them for 2-3 years and then trade them in. Because I buy the cars at such steep discounts from new I end up making out...
+1 Score 30 Replies 2,954 Views
Post #94760528 added 01-05-2017 11:18 AM by stufine in Archived Deals
It gets you back in the door. Then they can push. When I leased, I didn't base it off MSRP. I made my deal and then said I wanted to lease.
+1 Score 30 Replies 2,954 Views
Post #94697892 added 01-04-2017 9:12 AM by Dr. J in Archived Deals
The whole lease/buy is a dead horse. Basically the reasons to lease would be: - always wanting a car under warranty (most leases will be shorter than the factory warranty limit on a new car, so...
+1 Score 30 Replies 2,954 Views
Post #94694096 added 01-04-2017 7:41 AM by billyjoejimbob in Archived Deals
I've found the same as Vanquished mentioned above typically. In my years of car shopping it never seemed to financially make sense to lease a vehicle. The lease payments plus the buyout price at...
+1 Score 30 Replies 2,954 Views
Post #94690612 added 01-04-2017 5:54 AM by Vanquished in Archived Deals
I've never personally leased a car but it almost never makes sense financially (it makes a ton of sense if you don't have the time or desire to haggle and walk away a bunch of times). I buy and...
+1 Score 30 Replies 2,954 Views
Post #94689836 added 01-04-2017 5:26 AM by coolbeanz in Archived Deals
I would just ride it to the end of the lease and return the car... look up depreciation on VW Passats .. they are worth almost nothing after 5-6 years. If it was a Toyota or Honda I would consider...
+1 Score 30 Replies 2,954 Views
Post #94659164 added 01-03-2017 11:30 AM by billyjoejimbob in Archived Deals
I can't help you with that, but maybe someone else can. Whether it's a good deal or not though, I assume if you can provide specific numbers you'll probably get opinions on the pros and cons and...
+1 Score 30 Replies 2,954 Views
Post #94654992 added 01-03-2017 9:53 AM by SnowBob in Archived Deals
This is the kinda scenario I had in mind that could potentially be to my benefit compared to simply returning the lease as it is. Some of the earlier comments come off as from people without any...
+1 Score 30 Replies 2,954 Views
Post #94652804 added 01-03-2017 8:54 AM by billyjoejimbob in Archived Deals
When I was in the market for a Honda Odyssey last year I would have been interested in buying out someone's lease. When I was shopping I could either buy a brand new Odyssey for $32000-33000, or...
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